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Finding the cheapest car insurance quotes in De Berry shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in De Berry
The car insurance rate in De Berry is $1057 for a six-month policy, which is $10 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $672, making it a popular choice for budget-conscious drivers. Rates in De Berry can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $672 for a six
month policy, Texas Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Mercury
Mercury offers auto
insurance rates at $798 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $822
for six months, making it
the third cheapest auto insurance company in De Berry.
De Berry Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in De Berry, TX is Texas Farm Bureau, offering policies at just $672 for a six-month term. This is followed by Mercury, which has an average six-month premium of $798.
At the higher end of the spectrum, National General is the most expensive, with rates reaching $1146 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help De Berry drivers find the best deals.
Way's key takeaways about car insurance in De Berry
The auto insurance costs in De Berry fall around $672 for six
months.
The cheapest auto insurance company in De Berry is Texas Farm Bureau.
Teen drivers pay the highest rate in De Berry at $74 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in De Berry
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in De Berry are given below.
Texas Farm Bureau provides
the cheapest minimum car insurance
coverage in De Berry. Their Average 6 Month Premium is $258.
Germania is the most
expensive at $432 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in De Berry is Texas Farm Bureau
at $113 per month and $672
for six months.
Cheapest Full Coverage Car Insurance Quotes in De Berry,
TX
Get Your Car Insurance Quote in De Berry
Instantly!
Average Car Insurance in De Berry by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in De Berry, TX increasing?
Despite maintaining a clean driving record, your car insurance rates
in De Berry, Texas, may be increasing due to several external factors.
Texas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, De Berry's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in De Berry
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Texas Farm Bureau
$706
40s
Nationwide
$701
50s
Texas Farm Bureau
$625
60s
Texas Farm Bureau
$578
70s
Texas Farm Bureau
$620
Cheapest Car Insurance Rates for Teen Drivers in
De Berry,TX
If you are planning to get a car insurance policy for your teenage
dependent, Redpoint Insurance provides the cheapest car
insurance in the De Berry at $57
per
month. At $444 for a six-month premium,
Geico County Mutual offers the most expensive rate for
teen drivers.
If you are in your twenties Texas Farm Bureau is
the best choice for car
insurance in De Berry.
As young drivers face the highest rates in De Berry, Texas Farm Bureau
offers the cheapest auto insurance rates at $706 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in De Berry,
Mercury is
the cheapest car insurance provider. At $522 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
De Berry is State Farm, offering
rates of around $4530 for six
months.
Save up to $971/yr on car insurance rates in De Berry.
Car Insurance Rates with An Accident in De Berry
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In De Berry, TX,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in De Berry
The cheapest car insurance companies after an at-fault accident in
De Berry include Redpoint Insurance
and Southern County Mutual, offering $342
and $414,
respectively. National General is an expensive provider
with an average six-month premium of
$582.
Here is a list of driving violations that can increase your car
insurance rates in De Berry TX. For example, the car
insurance in De Berry
after a DUI increases to $792 for a six
month policy. While the rate increases by $186 for a six-month policy in the case of
a speeding ticket.
De Berry auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1296
$216
One Med/PIP claim
$1308
$222
One comp claim
$1374
$229
Not-at-fault accident
$1386
$235
Two Med/PIP claims
$1392
$232
Failure to show documents
$1440
$244
Driving with expired registration
$1451
$242
Two comp claims
$1463
$248
Cell phone violation
$1476
$246
Driving without lights
$1476
$250
Texting while driving
$1476
$246
Driving too slowly
$1482
$251
Speeding 11 - 15 MPH over limit
$1482
$247
Speeding 16 - 20 MPH over limit
$1482
$251
Speeding 6 - 10 MPH over limit
$1482
$247
Speeding in school zone
$1482
$251
Child safety restraint
$1488
$248
Failure to wear a seat belt
$1488
$253
In 65 MPH zone
$1494
$249
Failure to stop at a red light
$1500
$256
Failure to yield
$1500
$250
Following too closely
$1500
$256
Illegal turn
$1500
$250
Improper passing
$1500
$256
Speeding 21 - 25 MPH over limit
$1500
$250
Passing school bus
$1506
$257
Wrong way/wrong lane
$1506
$250
Operating a vehicle without permission
$1512
$258
At-fault accident - less than $1000
$1572
$262
Open container
$1770
$301
Driving with a suspended license
$1836
$306
Racing
$1944
$330
Reckless driving
$1944
$324
Leaving scene of an accident/hit and run
$1992
$338
At-fault accident - $1000-$2000
$1998
$333
Refusal to submit to a chemical test
$2057
$349
DUI
$2088
$348
At-fault accident - greater than $2000
$2172
$370
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in De Berry after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in De Berry.
The cheapest car insurance premiums in
De Berry are
offered by Mercury at $516 for a six-month policy.
However, it can be as
expensive as $3126 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in De Berry are offered by State Farm
at $468. However,
it can be as expensive as $3402
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in De Berry after Speeding ticket
Car insurance rates in De Berry have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the De Berry remained steady at $209 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the De Berry rose to $65 in December,
compared to $63 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in De Berry by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
De Berry. At $2114 for a
six-month policy, insuring
your car at 75639 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in De Berry?
The car insurance in De Berry is $43 per month, which is lower than the national average.
What is the cheapest car insurance in De Berry?
The cheapest car insurance in De Berry
is $113 per month
for full coverage.
How much is car insurance in De Berry for teenagers?
Car insurance for teenagers costs $342 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
De Berry?
The average cost of car insurance is $1047 for a six-month
policy. It will cost around $179 per month to insure your
car in De Berry.
Is car insurance expensive in De Berry?
Car insurance can be expensive in De Berry if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in De Berry can be
affordable.
What is the best car insurance in De Berry,
TX?
The best car insurance company in De Berry
TX is
Texas Farm Bureau, offering $672 for a
six-month policy.
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Find Car Insurance Rates in Cities Near De Berry, TX
Car Insurance Rates by State in the USA (2025 Update)
De Berry Car Insurance
