High-risk drivers also stand a chance of finding car insurance thanks to Foremost Insurance's affiliation with Bristol West. Their home insurance products, too, are targeted towards non-standard clients searching for standard coverage to protect their dwellings.
Foremost Insurance is a great option to consider if you have a history of past claims and a low credit score and cannot find the right coverage within your budget. Read our Foremost Insurance review to learn more about the company's auto and home insurance options.
| PROS | CONS |
|---|---|
| Good for high-risk drivers | Does not provide quotes online |
| Strong financial standing | No accident forgiveness on offer |
| Positive reviews from customers | Lack comprehensive options |
As far as car insurance is concerned, Foremost Insurance offers the usual coverage options. Optional coverage options include rental car reimbursement, towing and roadside assistance, and gap coverage.
Towing and roadside assistance coverage will help you cover the cost of towing your vehicle to the workshop if you find yourself stranded on the road after a break-down. Medical payments are worth having as they will pay up to $10,000 if you suffer an injury in a covered accident. Foremost also offers loan/lease coverage, or gap insurance, that pays the difference between what's owed on your vehicle and what your Insurance pays if you total your car.
Considering the above coverage options, our team of analysts at Way.com has determined that Foremost Insurance could be a good option for those looking for cheap car insurance. One of the best ways to get cheap car insurance is by comparing car insurance quotes.
Foremost offers car insurance through its affiliate Bristol West. In terms of coverage options, Foremost Insurance offers the basics with a few extras, if needed. Since Bristol West is known for non-standard car insurance, Foremost Insurance is a good choice for drivers with a bad driving record, poor credit score, or a history of accidents.
| Driver Profile | Average Annual Quotes |
|---|---|
| Teen Drivers | $2520 |
| Young Adults | $1764 |
| Seniors | $1008 |
| Driver Profile | Average Annual Quotes |
|---|---|
| Speeding Ticket | $1044 |
| DUI | $1044 |
| Insurance Company | Average Monthly Cost |
|---|---|
| Foremost | $260 |
| AAA | $114 |
| Allstate | $123 |
| Farmers | $167 |
| Liberty Mutual | $135 |
| Nationwide | $125 |
| Safeco | $110 |
| State Farm | $145 |
Foremost offers several ways in which you could save money with their insurance products. You can save money on your car insurance by taking advantage of several Foremost discounts. It's unclear how much you'll save with each, but you may be eligible for multiple of these discounts.
| Discounts | What it does |
|---|---|
| Automated payment | Lower rates when you pay your bills with an electronic funds transfer. |
| Multi-line | Foremost will give you a discount if you have more than one insurance policy with them. |
| Multi-vehicle | If you insure more than one vehicle, you'll get a discount on your premiums. |
| Teen driver | If one of your insured drivers is under the age of 19, you'll get a discount. |
| Away at school | If any of your insured drivers are away at school, you'll get a discount. |
| Paid in full | If you pay all of your premiums at once, you'll save money. |
| For submitting your email address, Foremost will give you a discount. | |
| Transfer | When you switch to Foremost Insurance from another company, you'll get a discount. |
| Exceptional driving history | If you haven't had any traffic violations or accidents in the last three years, you're eligible for a discount. |
The best way to check if an insurance company is worth considering is by reading customer reviews online. Customer reviews for Foremost auto insurance are mixed with reviews on the BBB website for Foremost auto insurance.
It's normal to have a wide range of positive and negative feelings about most car insurance companies. Due to Foremost Insurance's mid-range pricing and many customer complaints, the company is less than average. The reviews from the customers are less-than-flattering.
To get a quote or begin coverage with Foremost auto insurance, you must contact an insurance agent. If you want a free insurance quote, you'll have to visit an agent in person. However, you may not be able to contact Foremost if you don't have a local agent in your area.
While some of the best car insurance corporations spend a lot of money on advertising, much smaller, lesser-known businesses give exceptional service to their customers. Foremost Insurance is one of these organizations, and we looked into what they have to offer.
Sure, Foremost Insurance offers a wide range of coverages. However, you can only judge how good an insurance provider is for you by inspecting it closely.
We recommend getting quotes from a few different companies to compare coverage and prices when looking for auto insurance. Your rate may be affected by factors such as your age, car make and model, and driving history, as well as the insurance company you choose, so what's best for your neighbor may not be best for you.
The company's financial strength also matters as it determines if the firm can pay your claims easily. Organizations such as A.M. Best and Better Business Bureau (BBB) review insurance companies and grade them based on several factors. And that's where Foremost Insurance hits the ball out of the park.
A.M. Best has given Foremost Insurance an "A" (excellent) rating for its financial strength, while the BBB has given it a score of "A+" rating for customer satisfaction. Based on these ratings, we can assess that the company exhibits strong financial stability. Further, its 24/7 claims reporting features make it easy for customers to file claims.
Established in 1952, Foremost Insurance has provided a wide range of home, auto, and flood insurance policies. The Foremost Insurance company is a part of the Farmers Insurance Group, the third-largest insurer in the country. Foremost Insurance is also renowned for its RV and mobile home insurance, making it a good option for all of your insurance needs.
Foremost Insurance is available in 48 states (except Hawaii and Massachusetts). It offers more perks and coverage options tailored for your needs than most non-standard insurance companies. As mentioned above, Foremost Insurance could be a great option for high-risk drivers and even those looking to bundle RV or motorcycle coverage with their car insurance policy.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Due to Foremost Insurance's mid-range pricing and many customer complaints, the company is less than average. The reviews from the customers are less-than-flattering.
For up to 30 days after a covered loss on your car, Foremost car insurance will reimburse you $50 per day for renting a car.
Yes, Foremost car insurance covers DUI drivers.
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