Dairyland sells low-cost car insurance products and non-standard insurance for high-risk drivers, such as SR22 filings.
Dairyland provides car insurance for drivers in 37 states with auto insurance packages with flexible payment plans. Dairyland insurance is not available in Washington, D.C., or California.
| Pros | Cons |
|---|---|
| Coverage for high-risk drivers | Expensive premiums |
| Flexible payment plans | Limited coverage options |
| Good discounts |
Dairyland provides state-compliant full and minimum coverage insurance. Depending on your state's car insurance rules, you can acquire liability, comprehensive, collision, medical costs, uninsured/underinsured driver coverage, and personal injury protection.
Dairyland offers a variety of add-on coverage choices in addition to conventional auto insurance.
Dairyland advertises low car insurance premiums, but keep in mind that each driver's coverage will differ. While Dairyland may be the cheapest auto insurance provider for you compared to other companies, you are not assured a low premium.
Young drivers pay a higher car insurance premium when compared to other age groups. Female drivers pay a lower rate when compared to male drivers.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <18 or 18-year-old female | $3996 |
| <18 or 18-year-old male | $4104 |
The premiums come down as you go up the age bracket. Here you can see the rates come down for young drivers.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <25 or 25-year-old female | $2268 |
| <25 or 25-year-old male | $2373 |
The premiums come further down as you go up the age bracket. Here you can see the rates come down for senior drivers.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <60 or 60-year-old female | $1224 |
| <60 or 60-year-old male | $1296 |
Dairyland offers several discount opportunities for drivers who want to get a lower rate. In terms of coverage, the company offers several endorsements for more protection, like gap insurance and special parts coverage.
Remember that some discounts may be available only in certain states.
The reviews for Dairyland auto insurance are primarily favorable. AM Best has assigned the company an A+ (Superior) financial strength rating, meaning that it has a proven track record of paying claims.
For iOS and Android users, Dairyland offers a free mobile app. With a 4.2 star rating on Google Play and a 3.0 rating on the App Store, the app has received positive feedback.
Dairyland has a good Better Business Bureau (BBB) rating and positive client feedback. It receives high marks for transparency and its claims process. The company receives low marks for cost, discounts available, the sorts of insurance plans provided, and financial stability.
Dairyland does, however, have some drawbacks. Only 38 states allow people to get insurance. Before evaluating if the insurer's offers are a good fit for them, potential policyholders may wish to look at the whole picture.
Dairyland Insurance is a Wisconsin-based company that was founded in 1953. In 37 states, the company offers auto insurance, motorcycle insurance, and off-road car insurance. Dairyland is a suitable insurance company for high-risk drivers, such as those convicted of DUI/DWI, who have a shady driving record, a low credit score, or has had a long gap in coverage.
Dairyland not only advertises low-cost car insurance, but it also sells SR-22 insurance, which is required for some drivers following a significant traffic violation. The company also has more lenient underwriting standards, making it more straightforward for high-risk drivers to obtain coverage.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
To get Dairyland car insurance use the following phone number: 800-334-0090.
You can start the cancellation procedure with Dairyland by dialing (800) 334-0090. You may be charged a cancellation fee, but you should double-check with the company. It would help if you also inquired whether you are eligible for a prorated refund.
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