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Finding the cheapest car insurance quotes in Dinero shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Dinero
The car insurance rate in Dinero is $1162 for a six-month policy, which is $115 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $738, making it a popular choice for budget-conscious drivers. Rates in Dinero can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $738 for a six
month policy, Texas Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: Mercury
Mercury offers auto
insurance rates at $877 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $904
for six months, making it
the third cheapest auto insurance company in Dinero.
Dinero Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Dinero, TX is Texas Farm Bureau, offering policies at just $738 for a six-month term. This is followed by Mercury, which has an average six-month premium of $877.
At the higher end of the spectrum, National General is the most expensive, with rates reaching $1260 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dinero drivers find the best deals.
The auto insurance costs in Dinero fall around $738 for six
months.
The cheapest auto insurance company in Dinero is Texas Farm Bureau.
Teen drivers pay the highest rate in Dinero at $81 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Dinero
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Dinero are given below.
Texas Farm Bureau provides
the cheapest minimum car insurance
coverage in Dinero. Their Average 6 Month Premium is $283.
Germania is the most
expensive at $475 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Dinero is Texas Farm Bureau
at $124 per month and $738
for six months.
Cheapest Full Coverage Car Insurance Quotes in Dinero,
TX
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Dinero, TX increasing?
Despite maintaining a clean driving record, your car insurance rates
in Dinero, Texas, may be increasing due to several external factors.
Texas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Dinero's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Dinero
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
30s
Texas Farm Bureau
$776
40s
Nationwide
$770
50s
Texas Farm Bureau
$687
60s
Texas Farm Bureau
$635
70s
Texas Farm Bureau
$682
Cheapest Car Insurance Rates for Teen Drivers in
Dinero,TX
If you are planning to get a car insurance policy for your teenage
dependent, Redpoint Insurance provides the cheapest car
insurance in the Dinero at $62
per
month. At $488 for a six-month premium,
Geico County Mutual offers the most expensive rate for
teen drivers.
If you are in your twenties Texas Farm Bureau is
the best choice for car
insurance in Dinero.
As young drivers face the highest rates in Dinero, Texas Farm Bureau
offers the cheapest auto insurance rates at $776 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Dinero,
Mercury is
the cheapest car insurance provider. At $574 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Dinero is State Farm, offering
rates of around $4978 for six
months.
Save up to $971/yr on car insurance rates in Dinero.
Car Insurance Rates with An Accident in Dinero
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Dinero, TX,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Dinero
The cheapest car insurance companies after an at-fault accident in
Dinero include Redpoint Insurance
and Southern County Mutual, offering $376
and $455,
respectively. National General is an expensive provider
with an average six-month premium of
$639.
Here is a list of driving violations that can increase your car
insurance rates in Dinero TX. For example, the car
insurance in Dinero
after a DUI increases to $870 for a six
month policy. While the rate increases by $204 for a six-month policy in the case of
a speeding ticket.
Dinero auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1424
$238
One Med/PIP claim
$1437
$244
One comp claim
$1510
$252
Not-at-fault accident
$1523
$259
Two Med/PIP claims
$1530
$255
Failure to show documents
$1583
$269
Driving with expired registration
$1595
$266
Two comp claims
$1608
$273
Cell phone violation
$1622
$271
Driving without lights
$1622
$275
Texting while driving
$1622
$271
Driving too slowly
$1628
$276
Speeding 11 - 15 MPH over limit
$1628
$272
Speeding 16 - 20 MPH over limit
$1628
$276
Speeding 6 - 10 MPH over limit
$1628
$272
Speeding in school zone
$1628
$276
Child safety restraint
$1635
$273
Failure to wear a seat belt
$1635
$278
In 65 MPH zone
$1642
$274
Failure to stop at a red light
$1648
$281
Failure to yield
$1648
$275
Following too closely
$1648
$281
Illegal turn
$1648
$275
Improper passing
$1648
$281
Speeding 21 - 25 MPH over limit
$1648
$275
Passing school bus
$1655
$282
Wrong way/wrong lane
$1655
$275
Operating a vehicle without permission
$1662
$283
At-fault accident - less than $1000
$1727
$287
Open container
$1945
$331
Driving with a suspended license
$2018
$336
Racing
$2137
$363
Reckless driving
$2137
$356
Leaving scene of an accident/hit and run
$2189
$372
At-fault accident - $1000-$2000
$2196
$366
Refusal to submit to a chemical test
$2261
$384
DUI
$2294
$383
At-fault accident - greater than $2000
$2387
$406
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Dinero after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Dinero.
The cheapest car insurance premiums in
Dinero are
offered by Mercury at $567 for a six-month policy.
However, it can be as
expensive as $3435 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Dinero are offered by State Farm
at $514. However,
it can be as expensive as $3738
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Dinero after Speeding ticket
Car insurance rates in Dinero have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Dinero remained steady at $230 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Dinero rose to $71 in December,
compared to $69 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Dinero. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Dinero?
The car insurance in Dinero is $48 per month, which is lower than the national average.
What is the cheapest car insurance in Dinero?
The cheapest car insurance in Dinero
is $124 per month
for full coverage.
How much is car insurance in Dinero for teenagers?
Car insurance for teenagers costs $376 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Dinero?
The average cost of car insurance is $1047 for a six-month
policy. It will cost around $196 per month to insure your
car in Dinero.
Is car insurance expensive in Dinero?
Car insurance can be expensive in Dinero if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Dinero can be
affordable.
What is the best car insurance in Dinero,
TX?
The best car insurance company in Dinero
TX is
Texas Farm Bureau, offering $738 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Dinero, TX
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Dinero Car Insurance
