Cheapest Car Insurance Quotes in New Market

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New Market Car Insurance

^$ 23

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Market

The car insurance rate in New Market is $555 for a six-month policy, which is $83 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $320, making it a popular choice for budget-conscious drivers. Rates in New Market can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Market

$555

Avg. Car Insurance in Virginia

$638

National Average

$1140

Cheapest Car Insurance Companies in New Market

1st place: Virginia Farm Bureau

At $320 for a six month policy, Virginia Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: American Family

American Family offers auto insurance rates at $392 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $398 for six months, making it the third cheapest auto insurance company in New Market.

New Market Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Market, VA is Virginia Farm Bureau, offering policies at just $320 for a six-month term. This is followed by American Family, which has an average six-month premium of $392.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1002 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Market drivers find the best deals.

Cheap Car Insurance Companies in New Market, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$320	$55
American Family	$392	$65
Auto-Owners Insurance Co	$398	$68
Cincinnati	$403	$67
Nationwide	$455	$77
Erie	$485	$82
Travelers	$522	$88
State Farm	$553	$92
USAA	$599	$101
Farm Bureau	$646	$108
Mercury	$677	$114
Progressive	$765	$128
Allstate	$1002	$171

Key Takeaways

Way's key takeaways about car insurance in New Market

The auto insurance costs in New Market fall around $320 for six months.
The cheapest auto insurance company in New Market is Virginia Farm Bureau.
Teen drivers pay the highest rate in New Market at $615 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in New Market

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Market are given below.

Virginia Farm Bureau provides the cheapest minimum car insurance coverage in New Market. Their Average 6 Month Premium is $134. Nationwide is the most expensive at $434 for the same period.

Cheapest Liability Coverage in New Market, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$134	$23
American Family	$150	$25
Cincinnati	$181	$30
Travelers	$197	$33
Auto-Owners Insurance Co	$202	$34
Mercury	$207	$35
Farm Bureau	$217	$37
USAA	$217	$37
Erie	$243	$41
State Farm	$264	$44
Progressive	$336	$56
Allstate	$434	$74
Nationwide	$434	$72

Cheapest Full Coverage Car Insurance in New Market

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Market is Virginia Farm Bureau at $55 per month and $320 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Market, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$320	$55
American Family	$392	$65
Auto-Owners Insurance Co	$398	$68
Cincinnati	$403	$67
Nationwide	$455	$77
Erie	$485	$82
Travelers	$522	$88
State Farm	$553	$92
USAA	$599	$101
Farm Bureau	$646	$108
Mercury	$677	$114
Progressive	$765	$128
Allstate	$1002	$171

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Average Car Insurance in New Market by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Market, VA increasing?

Despite maintaining a clean driving record, your car insurance rates in New Market, Virginia, may be increasing due to several external factors. Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Market's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Market

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$566
30s	Virginia Farm Bureau	$426
40s	USAA	$398
50s	USAA	$373
60s	USAA	$392
70s	USAA	$623

Cheapest Car Insurance Rates for Teen Drivers in New Market,VA

If you are planning to get a car insurance policy for your teenage dependent, Virginia Farm Bureau provides the cheapest car insurance in the New Market at $23 per month. At $3690 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$134	$23
Farm Bureau	$171	$29
Mercury	$181	$30
American Family	$197	$33
Travelers	$202	$34
Auto-Owners Insurance Co	$232	$39
Erie	$780	$131
USAA	$1007	$170
State Farm	$1793	$302
Nationwide	$2269	$378
Allstate	$2635	$448
Progressive	$3690	$615

Teen Car Insurance Rates in VA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in New Market.

As young drivers face the highest rates in New Market, USAA offers the cheapest auto insurance rates at $566 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Market, Mercury is the cheapest car insurance provider. At $191 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Market is Nationwide, offering rates of around $367 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$191	$32
Virginia Farm Bureau	$202	$34
Travelers	$310	$51
Cincinnati	$331	$57
Nationwide	$367	$61

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Car Insurance Rates with An Accident in New Market

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Market, VA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Market

The cheapest car insurance companies after an at-fault accident in New Market include AutoOwners Insurance Co and Virginia Farm Bureau, offering $186 and $186, respectively. Encompass is an expensive provider with an average six-month premium of $418.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$186	$31
Virginia Farm Bureau	$186	$31
American Family	$197	$33
Cincinnati	$238	$40
Farm Bureau	$243	$41
Travelers	$248	$42
Mercury	$274	$45
Electric	$331	$57
USAA	$465	$78
Erie	$517	$87
State Farm	$584	$98
Nationwide	$987	$168
Progressive	$1313	$218
Allstate	$1695	$288
Encompass	$418	$71

New Market Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Market VA. For example, the car insurance in New Market after a DUI increases to $816 for a six month policy. While the rate increases by $170 for a six-month policy in the case of a speeding ticket.

New Market auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$817	$136
One Med/PIP claim	$817	$139
Not-at-fault accident	$847	$141
Two Med/PIP claims	$873	$149
One comp claim	$884	$147
Two comp claims	$925	$157
Failure to show documents	$930	$155
Driving without lights	$946	$161
Child safety restraint	$951	$158
Driving with expired registration	$961	$164
Failure to wear a seat belt	$972	$162
Cell phone violation	$982	$167
Driving too slowly	$982	$164
Failure to yield	$982	$167
Speeding in school zone	$982	$164
Texting while driving	$982	$167
Wrong way/wrong lane	$982	$164
Failure to stop at a red light	$987	$168
Following too closely	$987	$164
Illegal turn	$987	$168
Improper passing	$987	$164
Speeding 6 - 10 MPH over limit	$987	$168
Speeding 16 - 20 MPH over limit	$997	$166
Speeding 11 - 15 MPH over limit	$1002	$171
Passing school bus	$1034	$172
In 65 MPH zone	$1070	$182
Open container	$1085	$181
Speeding 21 - 25 MPH over limit	$1085	$184
At-fault accident - less than $1000	$1116	$186
Operating a vehicle without permission	$1199	$204
At-fault accident - $1000-$2000	$1215	$203
At-fault accident - greater than $2000	$1215	$206
Reckless driving	$1478	$246
Racing	$1587	$270
DUI	$1633	$272
Refusal to submit to a chemical test	$1633	$278
Driving with a suspended license	$1716	$286
Leaving scene of an accident/hit and run	$1716	$291

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Market after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Market.

The cheapest car insurance premiums in New Market are offered by Virginia Farm Bureau at $165 for a six-month policy. However, it can be as expensive as $1422 with companies like Allstate.

New Market car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$165	$28
Mercury	$186	$31
Farm Bureau	$212	$36
Travelers	$274	$46
American Family	$295	$49
Auto-Owners Insurance Co	$320	$55
State Farm	$626	$105
USAA	$703	$118
Progressive	$1075	$179
Erie	$1101	$187
Nationwide	$1209	$202
Allstate	$1422	$242

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Market are offered by Mercury at $191. However, it can be as expensive as $258 with companies like State Farm for a similar six-month premium.

Cheapest Car Insurance in New Market after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$191	$32
Virginia Farm Bureau	$197	$33
American Family	$202	$34
Auto-Owners Insurance Co	$207	$35
Cincinnati	$207	$35
Travelers	$222	$37
Erie	$243	$41
State Farm	$258	$44

Car Insurance Price Trends in New Market, Virginia

Car insurance rates in New Market have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Market rose by $78 in December compared to $76 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the New Market rose to $40 in December, compared to $38 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in New Market?

The car insurance in New Market is $23 per month, which is lower than the national average.

What is the cheapest car insurance in New Market?

The cheapest car insurance in New Market is $55 per month for full coverage.

How much is car insurance in New Market for teenagers?

Car insurance for teenagers costs $134 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Market?

The average cost of car insurance is $638 for a six-month policy. It will cost around $93 per month to insure your car in New Market.

Is car insurance expensive in New Market?

Car insurance can be expensive in New Market if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Market can be affordable.

Cheapest Car Insurance Quotes in New Market

Why you can trust Way?

How Much Is Car Insurance in New Market

Avg. Car Insurance in New Market

Avg. Car Insurance in Virginia

National Average

Cheapest Car Insurance Companies in New Market

1st place: Virginia Farm Bureau

2nd place: American Family

3rd place: AutoOwners Insurance Co

New Market Car Insurance Rates by Company

Cheap Car Insurance Companies in New Market, VA

Way's key takeaways about car insurance in New Market

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Market

Cheapest Liability Coverage in New Market, VA

Cheapest Full Coverage Car Insurance in New Market

Cheapest Full Coverage Car Insurance Quotes in New Market, VA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Market by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Market, VA increasing?

Car Insurance Premiums by Age in New Market

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Market,VA

If you are in your twenties USAA is the best choice for car insurance in New Market.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Market

Cheapest Car Insurance Companies after an At-Fault Accident in New Market

New Market Car Insurance Rates by Violation

New Market auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Market after a DUI

New Market car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Market after Speeding ticket

Car Insurance Price Trends in New Market, Virginia

Average Car Insurance Cost in New Market by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Market, VA

Car Insurance Rates by State in the USA (2025 Update)

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