Cheapest Car Insurance Quotes in Ravensworth

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Ravensworth Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Ravensworth

The car insurance rate in Ravensworth is $772 for a six-month policy, which is $134 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $445, making it a popular choice for budget-conscious drivers. Rates in Ravensworth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Ravensworth

$772

Avg. Car Insurance in Virginia

$638

National Average

$1140

Cheapest Car Insurance Companies in Ravensworth

1st place: Virginia Farm Bureau

At $445 for a six month policy, Virginia Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: American Family

American Family offers auto insurance rates at $546 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $553 for six months, making it the third cheapest auto insurance company in Ravensworth.

Ravensworth Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Ravensworth, VA is Virginia Farm Bureau, offering policies at just $445 for a six-month term. This is followed by American Family, which has an average six-month premium of $546.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1394 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ravensworth drivers find the best deals.

Cheap Car Insurance Companies in Ravensworth, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$445	$76
American Family	$546	$91
Auto-Owners Insurance Co	$553	$94
Cincinnati	$560	$93
Nationwide	$633	$106
Erie	$675	$114
Travelers	$726	$122
State Farm	$770	$128
USAA	$834	$140
Farm Bureau	$899	$150
Mercury	$941	$159
Progressive	$1064	$178
Allstate	$1394	$237

Key Takeaways

Way's key takeaways about car insurance in Ravensworth

The auto insurance costs in Ravensworth fall around $445 for six months.
The cheapest auto insurance company in Ravensworth is Virginia Farm Bureau.
Teen drivers pay the highest rate in Ravensworth at $855 per month.

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Cheapest Minimum Liability Car Insurance in Ravensworth

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Ravensworth are given below.

Virginia Farm Bureau provides the cheapest minimum car insurance coverage in Ravensworth. Their Average 6 Month Premium is $186. Nationwide is the most expensive at $604 for the same period.

Cheapest Liability Coverage in Ravensworth, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$186	$31
American Family	$208	$35
Cincinnati	$252	$42
Travelers	$273	$46
Auto-Owners Insurance Co	$281	$47
Mercury	$288	$48
Farm Bureau	$301	$51
USAA	$301	$51
Erie	$338	$57
State Farm	$367	$62
Progressive	$467	$77
Allstate	$604	$103
Nationwide	$604	$100

Cheapest Full Coverage Car Insurance in Ravensworth

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Ravensworth is Virginia Farm Bureau at $76 per month and $445 for six months.

Cheapest Full Coverage Car Insurance Quotes in Ravensworth, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$445	$76
American Family	$546	$91
Auto-Owners Insurance Co	$553	$94
Cincinnati	$560	$93
Nationwide	$633	$106
Erie	$675	$114
Travelers	$726	$122
State Farm	$770	$128
USAA	$834	$140
Farm Bureau	$899	$150
Mercury	$941	$159
Progressive	$1064	$178
Allstate	$1394	$237

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Average Car Insurance in Ravensworth by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Ravensworth, VA increasing?

Despite maintaining a clean driving record, your car insurance rates in Ravensworth, Virginia, may be increasing due to several external factors. Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Ravensworth's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Ravensworth

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$787
30s	Virginia Farm Bureau	$593
40s	USAA	$553
50s	USAA	$519
60s	USAA	$546
70s	USAA	$866

Cheapest Car Insurance Rates for Teen Drivers in Ravensworth,VA

If you are planning to get a car insurance policy for your teenage dependent, Virginia Farm Bureau provides the cheapest car insurance in the Ravensworth at $31 per month. At $5132 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$186	$31
Farm Bureau	$237	$40
Mercury	$252	$42
American Family	$273	$46
Travelers	$281	$47
Auto-Owners Insurance Co	$323	$54
Erie	$1085	$183
USAA	$1401	$236
State Farm	$2494	$420
Nationwide	$3156	$526
Allstate	$3665	$623
Progressive	$5132	$855

Teen Car Insurance Rates in VA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Ravensworth.

As young drivers face the highest rates in Ravensworth, USAA offers the cheapest auto insurance rates at $787 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Ravensworth, Mercury is the cheapest car insurance provider. At $266 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Ravensworth is Nationwide, offering rates of around $511 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$266	$45
Virginia Farm Bureau	$281	$47
Travelers	$431	$71
Cincinnati	$460	$79
Nationwide	$511	$85

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Car Insurance Rates with An Accident in Ravensworth

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Ravensworth, VA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Ravensworth

The cheapest car insurance companies after an at-fault accident in Ravensworth include AutoOwners Insurance Co and Virginia Farm Bureau, offering $259 and $259, respectively. Encompass is an expensive provider with an average six-month premium of $582.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$259	$44
Virginia Farm Bureau	$259	$44
American Family	$273	$46
Cincinnati	$330	$56
Farm Bureau	$338	$57
Travelers	$345	$58
Mercury	$381	$63
Electric	$460	$79
USAA	$647	$109
Erie	$719	$121
State Farm	$812	$137
Nationwide	$1373	$234
Progressive	$1826	$304
Allstate	$2357	$401
Encompass	$582	$99

Ravensworth Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Ravensworth VA. For example, the car insurance in Ravensworth after a DUI increases to $1135 for a six month policy. While the rate increases by $237 for a six-month policy in the case of a speeding ticket.

Ravensworth auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1136	$189
One Med/PIP claim	$1136	$194
Not-at-fault accident	$1179	$196
Two Med/PIP claims	$1215	$207
One comp claim	$1229	$204
Two comp claims	$1286	$219
Failure to show documents	$1293	$215
Driving without lights	$1315	$224
Child safety restraint	$1323	$220
Driving with expired registration	$1337	$227
Failure to wear a seat belt	$1352	$225
Cell phone violation	$1366	$232
Driving too slowly	$1366	$227
Failure to yield	$1366	$232
Speeding in school zone	$1366	$227
Texting while driving	$1366	$232
Wrong way/wrong lane	$1366	$227
Failure to stop at a red light	$1373	$234
Following too closely	$1373	$229
Illegal turn	$1373	$234
Improper passing	$1373	$229
Speeding 6 - 10 MPH over limit	$1373	$234
Speeding 16 - 20 MPH over limit	$1387	$231
Speeding 11 - 15 MPH over limit	$1394	$237
Passing school bus	$1437	$240
In 65 MPH zone	$1488	$253
Open container	$1509	$252
Speeding 21 - 25 MPH over limit	$1509	$257
At-fault accident - less than $1000	$1552	$259
Operating a vehicle without permission	$1667	$283
At-fault accident - $1000-$2000	$1689	$282
At-fault accident - greater than $2000	$1689	$287
Reckless driving	$2056	$342
Racing	$2207	$375
DUI	$2271	$379
Refusal to submit to a chemical test	$2271	$386
Driving with a suspended license	$2386	$398
Leaving scene of an accident/hit and run	$2386	$405

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Ravensworth after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Ravensworth.

The cheapest car insurance premiums in Ravensworth are offered by Virginia Farm Bureau at $230 for a six-month policy. However, it can be as expensive as $1977 with companies like Allstate.

Ravensworth car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$230	$39
Mercury	$259	$44
Farm Bureau	$295	$50
Travelers	$381	$64
American Family	$410	$68
Auto-Owners Insurance Co	$445	$76
State Farm	$870	$146
USAA	$978	$165
Progressive	$1496	$249
Erie	$1531	$260
Nationwide	$1682	$281
Allstate	$1977	$336

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Ravensworth are offered by Mercury at $266. However, it can be as expensive as $359 with companies like State Farm for a similar six-month premium.

Cheapest Car Insurance in Ravensworth after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$266	$45
Virginia Farm Bureau	$273	$46
American Family	$281	$47
Auto-Owners Insurance Co	$288	$48
Cincinnati	$288	$48
Travelers	$309	$52
Erie	$338	$57
State Farm	$359	$61

Car Insurance Price Trends in Ravensworth, Virginia

Car insurance rates in Ravensworth have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Ravensworth rose by $109 in December compared to $105 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Ravensworth rose to $56 in December, compared to $53 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Ravensworth?

The car insurance in Ravensworth is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Ravensworth?

The cheapest car insurance in Ravensworth is $76 per month for full coverage.

How much is car insurance in Ravensworth for teenagers?

Car insurance for teenagers costs $186 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Ravensworth?

The average cost of car insurance is $638 for a six-month policy. It will cost around $129 per month to insure your car in Ravensworth.

Is car insurance expensive in Ravensworth?

Car insurance can be expensive in Ravensworth if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Ravensworth can be affordable.

Cheapest Car Insurance Quotes in Ravensworth

Why you can trust Way?

How Much Is Car Insurance in Ravensworth

Avg. Car Insurance in Ravensworth

Avg. Car Insurance in Virginia

National Average

Cheapest Car Insurance Companies in Ravensworth

1st place: Virginia Farm Bureau

2nd place: American Family

3rd place: AutoOwners Insurance Co

Ravensworth Car Insurance Rates by Company

Cheap Car Insurance Companies in Ravensworth, VA

Way's key takeaways about car insurance in Ravensworth

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Ravensworth

Cheapest Liability Coverage in Ravensworth, VA

Cheapest Full Coverage Car Insurance in Ravensworth

Cheapest Full Coverage Car Insurance Quotes in Ravensworth, VA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Ravensworth by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Ravensworth, VA increasing?

Car Insurance Premiums by Age in Ravensworth

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Ravensworth,VA

If you are in your twenties USAA is the best choice for car insurance in Ravensworth.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Ravensworth

Cheapest Car Insurance Companies after an At-Fault Accident in Ravensworth

Ravensworth Car Insurance Rates by Violation

Ravensworth auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Ravensworth after a DUI

Ravensworth car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Ravensworth after Speeding ticket

Car Insurance Price Trends in Ravensworth, Virginia

Average Car Insurance Cost in Ravensworth by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Ravensworth, VA

Car Insurance Rates by State in the USA (2025 Update)

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