Cheapest Car Insurance Quotes in Seven Corners

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Seven Corners Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Seven Corners

The car insurance rate in Seven Corners is $838 for a six-month policy, which is $122 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $431, making it a popular choice for budget-conscious drivers. Rates in Seven Corners can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Seven Corners

$838

Avg. Car Insurance in Virginia

$716

National Average

$1278

Cheapest Car Insurance Companies in Seven Corners

1st place: Virginia Farm Bureau

At $431 for a six month policy, Virginia Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: American Family

American Family offers auto insurance rates at $528 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $535 for six months, making it the third cheapest auto insurance company in Seven Corners.

Seven Corners Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Seven Corners, VA is Virginia Farm Bureau, offering policies at just $431 for a six-month term. This is followed by American Family, which has an average six-month premium of $528.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1799 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Seven Corners drivers find the best deals.

Cheap Car Insurance Companies in Seven Corners, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$431	$74
American Family	$528	$88
Auto-Owners Insurance Co	$535	$91
Cincinnati	$542	$90
Travelers	$723	$122
Erie	$730	$123
USAA	$785	$132
Farm Bureau	$820	$138
Nationwide	$820	$138
Mercury	$910	$153
State Farm	$986	$166
Progressive	$1293	$218
Allstate	$1799	$303

Key Takeaways

Way's key takeaways about car insurance in Seven Corners

The auto insurance costs in Seven Corners fall around $431 for six months.
The cheapest auto insurance company in Seven Corners is Virginia Farm Bureau.
Teen drivers pay the highest rate in Seven Corners at $1031 per month.

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Cheapest Minimum Liability Car Insurance in Seven Corners

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Seven Corners are given below.

Virginia Farm Bureau provides the cheapest minimum car insurance coverage in Seven Corners. Their Average 6 Month Premium is $180. Nationwide is the most expensive at $806 for the same period.

Cheapest Liability Coverage in Seven Corners, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$180	$30
American Family	$201	$34
Cincinnati	$243	$41
Auto-Owners Insurance Co	$271	$46
Mercury	$278	$47
Travelers	$285	$48
USAA	$298	$50
Farm Bureau	$305	$51
Erie	$340	$57
State Farm	$431	$73
Progressive	$633	$106
Allstate	$757	$128
Nationwide	$806	$136

Cheapest Full Coverage Car Insurance in Seven Corners

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Seven Corners is Virginia Farm Bureau at $74 per month and $431 for six months.

Cheapest Full Coverage Car Insurance Quotes in Seven Corners, VA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$431	$74
American Family	$528	$88
Auto-Owners Insurance Co	$535	$91
Cincinnati	$542	$90
Travelers	$723	$122
Erie	$730	$123
USAA	$785	$132
Farm Bureau	$820	$138
Nationwide	$820	$138
Mercury	$910	$153
State Farm	$986	$166
Progressive	$1293	$218
Allstate	$1799	$303

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Average Car Insurance in Seven Corners by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Seven Corners, VA increasing?

Despite maintaining a clean driving record, your car insurance rates in Seven Corners, Virginia, may be increasing due to several external factors. Virginia has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Seven Corners's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Seven Corners

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$768
30s	Virginia Farm Bureau	$578
40s	USAA	$539
50s	USAA	$507
60s	USAA	$534
70s	USAA	$845

Cheapest Car Insurance Rates for Teen Drivers in Seven Corners,VA

If you are planning to get a car insurance policy for your teenage dependent, Virginia Farm Bureau provides the cheapest car insurance in the Seven Corners at $30 per month. At $6123 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$180	$30
Mercury	$243	$41
American Family	$264	$44
Auto-Owners Insurance Co	$312	$53
Travelers	$910	$153
Farm Bureau	$952	$160
Erie	$1307	$220
USAA	$1536	$259
State Farm	$2877	$484
Nationwide	$4420	$744
Allstate	$4441	$748
Progressive	$6123	$1031

Teen Car Insurance Rates in VA by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Seven Corners.

As young drivers face the highest rates in Seven Corners, USAA offers the cheapest auto insurance rates at $768 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Seven Corners, Mercury is the cheapest car insurance provider. At $257 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Seven Corners is State Farm, offering rates of around $4789 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$257	$43
Virginia Farm Bureau	$271	$46
Cincinnati	$445	$74
Travelers	$917	$154
Nationwide	$1265	$213
USAA	$1314	$223
Farm Bureau	$1501	$250
Erie	$2064	$351
Progressive	$2501	$417
Allstate	$2731	$464
State Farm	$4789	$798

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Save up to $971/yr on car insurance rates in Seven Corners.

Car Insurance Rates with An Accident in Seven Corners

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Seven Corners, VA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Seven Corners

The cheapest car insurance companies after an at-fault accident in Seven Corners include AutoOwners Insurance Co and Virginia Farm Bureau, offering $250 and $250, respectively. Encompass is an expensive provider with an average six-month premium of $563.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$250	$42
Virginia Farm Bureau	$250	$42
American Family	$264	$44
Cincinnati	$319	$54
Mercury	$369	$61
Electric	$445	$76
Travelers	$528	$89
Farm Bureau	$653	$110
USAA	$737	$124
Erie	$862	$145
State Farm	$896	$151
Nationwide	$1842	$310
Progressive	$2085	$351
Allstate	$3850	$648
Encompass	$563	$96

Seven Corners Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Seven Corners VA. For example, the car insurance in Seven Corners after a DUI increases to $1097 for a six month policy. While the rate increases by $229 for a six-month policy in the case of a speeding ticket.

Seven Corners auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1099	$183
One Med/PIP claim	$1099	$187
Not-at-fault accident	$1140	$190
Two Med/PIP claims	$1175	$200
One comp claim	$1189	$198
Two comp claims	$1244	$212
Failure to show documents	$1251	$208
Driving without lights	$1272	$216
Child safety restraint	$1279	$213
Driving with expired registration	$1293	$220
Failure to wear a seat belt	$1307	$218
Cell phone violation	$1321	$225
Driving too slowly	$1321	$220
Failure to yield	$1321	$225
Speeding in school zone	$1321	$220
Texting while driving	$1321	$225
Wrong way/wrong lane	$1321	$220
Failure to stop at a red light	$1328	$226
Following too closely	$1328	$221
Illegal turn	$1328	$226
Improper passing	$1328	$221
Speeding 6 - 10 MPH over limit	$1328	$226
Speeding 16 - 20 MPH over limit	$1341	$223
Speeding 11 - 15 MPH over limit	$1348	$229
Passing school bus	$1390	$232
In 65 MPH zone	$1439	$245
Open container	$1459	$243
Speeding 21 - 25 MPH over limit	$1459	$248
At-fault accident - less than $1000	$1501	$250
Operating a vehicle without permission	$1612	$274
At-fault accident - $1000-$2000	$1633	$273
At-fault accident - greater than $2000	$1633	$277
Reckless driving	$1988	$331
Racing	$2134	$363
DUI	$2196	$366
Refusal to submit to a chemical test	$2196	$373
Driving with a suspended license	$2307	$385
Leaving scene of an accident/hit and run	$2307	$392

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Seven Corners after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Seven Corners.

The cheapest car insurance premiums in Seven Corners are offered by Virginia Farm Bureau at $222 for a six-month policy. However, it can be as expensive as $2620 with companies like Allstate.

Seven Corners car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Virginia Farm Bureau	$222	$37
Mercury	$250	$42
American Family	$397	$66
Auto-Owners Insurance Co	$431	$74
Travelers	$660	$111
Farm Bureau	$681	$115
USAA	$1112	$187
State Farm	$1418	$239
Erie	$1668	$281
Progressive	$1787	$301
Nationwide	$2363	$398
Allstate	$2620	$441

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Seven Corners are offered by Mercury at $257. However, it can be as expensive as $2877 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Seven Corners after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$257	$43
Virginia Farm Bureau	$264	$44
American Family	$271	$46
Auto-Owners Insurance Co	$278	$47
Cincinnati	$278	$47
Travelers	$549	$92
Erie	$667	$112
State Farm	$834	$140
USAA	$903	$153
Farm Bureau	$973	$163
Nationwide	$1925	$328
Progressive	$2023	$337
Allstate	$2877	$489

Car Insurance Price Trends in Seven Corners, Virginia

Car insurance rates in Seven Corners have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Seven Corners rose by $192 in January compared to $105 of December. In other words, there has been an increase by $87 when you compare January and December.

The average cost of liability insurance in the Seven Corners rose to $64 in January, compared to $54 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Seven Corners?

The car insurance in Seven Corners is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Seven Corners?

The cheapest car insurance in Seven Corners is $74 per month for full coverage.

How much is car insurance in Seven Corners for teenagers?

Car insurance for teenagers costs $180 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Seven Corners?

The average cost of car insurance is $716 for a six-month policy. It will cost around $140 per month to insure your car in Seven Corners.

Is car insurance expensive in Seven Corners?

Car insurance can be expensive in Seven Corners if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Seven Corners can be affordable.

Cheapest Car Insurance Quotes in Seven Corners

Why you can trust Way?

How Much Is Car Insurance in Seven Corners

Avg. Car Insurance in Seven Corners

Avg. Car Insurance in Virginia

National Average

Cheapest Car Insurance Companies in Seven Corners

1st place: Virginia Farm Bureau

2nd place: American Family

3rd place: AutoOwners Insurance Co

Seven Corners Car Insurance Rates by Company

Cheap Car Insurance Companies in Seven Corners, VA

Way's key takeaways about car insurance in Seven Corners

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Seven Corners

Cheapest Liability Coverage in Seven Corners, VA

Cheapest Full Coverage Car Insurance in Seven Corners

Cheapest Full Coverage Car Insurance Quotes in Seven Corners, VA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Seven Corners by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Seven Corners, VA increasing?

Car Insurance Premiums by Age in Seven Corners

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Seven Corners,VA

If you are in your twenties USAA is the best choice for car insurance in Seven Corners.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Seven Corners

Cheapest Car Insurance Companies after an At-Fault Accident in Seven Corners

Seven Corners Car Insurance Rates by Violation

Seven Corners auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Seven Corners after a DUI

Seven Corners car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Seven Corners after Speeding ticket

Car Insurance Price Trends in Seven Corners, Virginia

Average Car Insurance Cost in Seven Corners by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Seven Corners, VA

Car Insurance Rates by State in the USA (2025 Update)

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