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Finding the cheapest car insurance quotes in Ardenvoir shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Ardenvoir
The car insurance rate in Ardenvoir is $926 for a six-month policy, which is $9 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $414, making it a popular choice for budget-conscious drivers. Rates in Ardenvoir can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $414 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $558 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $576
for six months, making it
the third cheapest auto insurance company in Ardenvoir.
Ardenvoir Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Ardenvoir, WA is Kemper, offering policies at just $414 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $558.
At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $2442 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ardenvoir drivers find the best deals.
Way's key takeaways about car insurance in Ardenvoir
The auto insurance costs in Ardenvoir fall around $414 for six
months.
The cheapest auto insurance company in Ardenvoir is California Casualty.
Teen drivers pay the highest rate in Ardenvoir at $688 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Ardenvoir
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Ardenvoir are given below.
California Casualty provides
the cheapest minimum car insurance
coverage in Ardenvoir. Their Average 6 Month Premium is $216.
Grange is the most
expensive at $216 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Ardenvoir is Kemper
at $69 per month and $414
for six months.
Cheapest Full Coverage Car Insurance Quotes in Ardenvoir,
WA
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Instantly!
Average Car Insurance in Ardenvoir by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Ardenvoir, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Ardenvoir, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Ardenvoir's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Ardenvoir
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$684
30s
PEMCO
$479
40s
PEMCO
$484
50s
PEMCO
$460
60s
PEMCO
$484
70s
PEMCO
$601
Cheapest Car Insurance Rates for Teen Drivers in
Ardenvoir,WA
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Ardenvoir at $57
per
month. At $4128 for a six-month premium,
Sentry offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Ardenvoir.
As young drivers face the highest rates in Ardenvoir, PEMCO
offers the cheapest auto insurance rates at $684 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Ardenvoir,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $234 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Ardenvoir is Sentry, offering
rates of around $2442 for six
months.
Save up to $971/yr on car insurance rates in Ardenvoir.
Car Insurance Rates with An Accident in Ardenvoir
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Ardenvoir, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Ardenvoir
The cheapest car insurance companies after an at-fault accident in
Ardenvoir include AutoOwners Insurance Co
and Encompass, offering $300
and $342,
respectively. Sentry is an expensive provider
with an average six-month premium of
$4242.
Here is a list of driving violations that can increase your car
insurance rates in Ardenvoir WA. For example, the car
insurance in Ardenvoir
after a DUI increases to $822 for a six
month policy. While the rate increases by $234 for a six-month policy in the case of
a speeding ticket.
Ardenvoir auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1080
$180
One Med/PIP claim
$1080
$184
Not-at-fault accident
$1116
$186
Two Med/PIP claims
$1116
$190
One comp claim
$1122
$187
Two comp claims
$1170
$199
Failure to show documents
$1290
$215
Child safety restraint
$1302
$221
Driving without lights
$1314
$219
Failure to wear a seat belt
$1314
$223
Speeding 11 - 15 MPH over limit
$1314
$219
Speeding 16 - 20 MPH over limit
$1314
$223
Speeding 6 - 10 MPH over limit
$1314
$219
Driving too slowly
$1326
$225
Driving with expired registration
$1326
$221
Cell phone violation
$1332
$226
Failure to yield
$1332
$222
Improper passing
$1332
$226
Texting while driving
$1332
$222
Wrong way/wrong lane
$1332
$226
Failure to stop at a red light
$1338
$223
Following too closely
$1338
$227
Illegal turn
$1338
$223
Speeding in school zone
$1398
$237
Passing school bus
$1404
$234
At-fault accident - less than $1000
$1422
$241
Speeding 21 - 25 MPH over limit
$1422
$237
Open container
$1428
$242
In 65 MPH zone
$1482
$247
At-fault accident - $1000-$2000
$1536
$262
At-fault accident - greater than $2000
$1542
$257
Operating a vehicle without permission
$1553
$265
Refusal to submit to a chemical test
$1859
$310
Reckless driving
$1865
$317
Driving with a suspended license
$1884
$314
DUI
$1902
$323
Racing
$1967
$328
Leaving scene of an accident/hit and run
$1980
$336
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Ardenvoir after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Ardenvoir.
The cheapest car insurance premiums in
Ardenvoir are
offered by Chubb at $342 for a six-month policy.
However, it can be as
expensive as $3216 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Ardenvoir are offered by Chubb
at $300. However,
it can be as expensive as $3930
with companies like Sentry for a similar
six-month premium.
Cheapest Car Insurance in Ardenvoir after Speeding ticket
Car Insurance Price Trends in Ardenvoir,
Washington
Car insurance rates in Ardenvoir have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Ardenvoir rose by
$197 in January
compared to $153 of December. In other words, there has been an increase by $44 when you
compare January and December.
The average cost of liability insurance in the Ardenvoir rose to $57 in January,
compared to $52 in December.
This represents an increase of $5
when comparing January and December.
Average Car Insurance Cost in Ardenvoir by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Ardenvoir. At $1852 for a
six-month policy, insuring
your car at 98811 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Ardenvoir?
The car insurance in Ardenvoir is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Ardenvoir?
The cheapest car insurance in Ardenvoir
is $69 per month
for full coverage.
How much is car insurance in Ardenvoir for teenagers?
Car insurance for teenagers costs $330 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Ardenvoir?
The average cost of car insurance is $917 for a six-month
policy. It will cost around $156 per month to insure your
car in Ardenvoir.
Is car insurance expensive in Ardenvoir?
Car insurance can be expensive in Ardenvoir if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Ardenvoir can be
affordable.
What is the best car insurance in Ardenvoir,
WA?
The best car insurance company in Ardenvoir
WA is
Kemper, offering $414 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Ardenvoir, WA
Car Insurance Rates by State in the USA (2025 Update)
Ardenvoir Car Insurance
