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Finding the cheapest car insurance quotes in Copalis Crossing shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Copalis Crossing
The car insurance rate in Copalis Crossing is $714 for a six-month policy, which is $54 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $381, making it a popular choice for budget-conscious drivers. Rates in Copalis Crossing can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Copalis Crossing
1st place: Kemper
At $381 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $513 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $530
for six months, making it
the third cheapest auto insurance company in Copalis Crossing.
Copalis Crossing Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Copalis Crossing, WA is Kemper, offering policies at just $381 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $513.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $740 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Copalis Crossing drivers find the best deals.
Cheap Car Insurance Companies in Copalis Crossing, WA
Way's key takeaways about car insurance in Copalis Crossing
The auto insurance costs in Copalis Crossing fall around $381 for six
months.
The cheapest auto insurance company in Copalis Crossing is USAA.
Teen drivers pay the highest rate in Copalis Crossing at $115 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Copalis Crossing
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Copalis Crossing are given below.
USAA provides
the cheapest minimum car insurance
coverage in Copalis Crossing. Their Average 6 Month Premium is $177.
California Causality is the most
expensive at $221 for the same
period.
Cheapest Liability Coverage in Copalis Crossing, WA
Cheapest Full Coverage Car Insurance in Copalis Crossing
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Copalis Crossing is Kemper
at $63 per month and $381
for six months.
Cheapest Full Coverage Car Insurance Quotes in Copalis Crossing,
WA
Get Your Car Insurance Quote in Copalis Crossing
Instantly!
Average Car Insurance in Copalis Crossing by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Copalis Crossing, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Copalis Crossing, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Copalis Crossing's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Copalis Crossing
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$630
30s
PEMCO
$441
40s
PEMCO
$445
50s
PEMCO
$423
60s
PEMCO
$445
70s
PEMCO
$553
Cheapest Car Insurance Rates for Teen Drivers in
Copalis Crossing,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Copalis Crossing at $52
per
month. At $680 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Copalis Crossing.
As young drivers face the highest rates in Copalis Crossing, PEMCO
offers the cheapest auto insurance rates at $630 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Copalis Crossing,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $216 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Copalis Crossing is California Causality, offering
rates of around $508 for six
months.
Save up to $971/yr on car insurance rates in Copalis Crossing.
Car Insurance Rates with An Accident in Copalis Crossing
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Copalis Crossing, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Copalis Crossing
The cheapest car insurance companies after an at-fault accident in
Copalis Crossing include AutoOwners Insurance Co
and Encompass, offering $276
and $315,
respectively. California Causality is an expensive provider
with an average six-month premium of
$381.
Here is a list of driving violations that can increase your car
insurance rates in Copalis Crossing WA. For example, the car
insurance in Copalis Crossing
after a DUI increases to $757 for a six
month policy. While the rate increases by $216 for a six-month policy in the case of
a speeding ticket.
Copalis Crossing auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$994
$166
One Med/PIP claim
$994
$169
Not-at-fault accident
$1028
$171
Two Med/PIP claims
$1028
$175
One comp claim
$1033
$172
Two comp claims
$1077
$183
Failure to show documents
$1188
$198
Child safety restraint
$1199
$204
Driving without lights
$1210
$202
Failure to wear a seat belt
$1210
$206
Speeding 11 - 15 MPH over limit
$1210
$202
Speeding 16 - 20 MPH over limit
$1210
$206
Speeding 6 - 10 MPH over limit
$1210
$202
Driving too slowly
$1221
$207
Driving with expired registration
$1221
$204
Cell phone violation
$1227
$208
Failure to yield
$1227
$205
Improper passing
$1227
$208
Texting while driving
$1227
$205
Wrong way/wrong lane
$1227
$208
Failure to stop at a red light
$1232
$206
Following too closely
$1232
$209
Illegal turn
$1232
$206
Speeding in school zone
$1287
$219
Passing school bus
$1293
$216
At-fault accident - less than $1000
$1309
$222
Speeding 21 - 25 MPH over limit
$1309
$219
Open container
$1315
$223
In 65 MPH zone
$1364
$228
At-fault accident - $1000-$2000
$1415
$241
At-fault accident - greater than $2000
$1420
$236
Operating a vehicle without permission
$1430
$244
Refusal to submit to a chemical test
$1712
$286
Reckless driving
$1718
$292
Driving with a suspended license
$1734
$289
DUI
$1751
$298
Racing
$1812
$302
Leaving scene of an accident/hit and run
$1823
$310
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Copalis Crossing after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Copalis Crossing.
The cheapest car insurance premiums in
Copalis Crossing are
offered by Chubb at $315 for a six-month policy.
However, it can be as
expensive as $337 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Copalis Crossing are offered by Chubb
at $276. However,
it can be as expensive as $310
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Copalis Crossing after Speeding ticket
Car Insurance Price Trends in Copalis Crossing,
Washington
Car insurance rates in Copalis Crossing have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Copalis Crossing rose by
$140 in December
compared to $138 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Copalis Crossing remained steady at $47 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Copalis Crossing by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Copalis Crossing. At $1428 for a
six-month policy, insuring
your car at 98536 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Copalis Crossing?
The car insurance in Copalis Crossing is $30 per month, which is lower than the national average.
What is the cheapest car insurance in Copalis Crossing?
The cheapest car insurance in Copalis Crossing
is $63 per month
for full coverage.
How much is car insurance in Copalis Crossing for teenagers?
Car insurance for teenagers costs $310 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Copalis Crossing?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $120 per month to insure your
car in Copalis Crossing.
Is car insurance expensive in Copalis Crossing?
Car insurance can be expensive in Copalis Crossing if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Copalis Crossing can be
affordable.
What is the best car insurance in Copalis Crossing,
WA?
The best car insurance company in Copalis Crossing
WA is
Kemper, offering $381 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Copalis Crossing, WA
Car Insurance Rates by State in the USA (2025 Update)
Copalis Crossing Car Insurance
