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Finding the cheapest car insurance quotes in Klahanie shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Klahanie
The car insurance rate in Klahanie is $1000 for a six-month policy, which is $83 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $447, making it a popular choice for budget-conscious drivers. Rates in Klahanie can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $447 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $602 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $621
for six months, making it
the third cheapest auto insurance company in Klahanie.
Klahanie Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Klahanie, WA is Kemper, offering policies at just $447 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $602.
At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $2636 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Klahanie drivers find the best deals.
Way's key takeaways about car insurance in Klahanie
The auto insurance costs in Klahanie fall around $447 for six
months.
The cheapest auto insurance company in Klahanie is California Casualty.
Teen drivers pay the highest rate in Klahanie at $742 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Klahanie
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Klahanie are given below.
California Casualty provides
the cheapest minimum car insurance
coverage in Klahanie. Their Average 6 Month Premium is $233.
Grange is the most
expensive at $233 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Klahanie is Kemper
at $74 per month and $447
for six months.
Cheapest Full Coverage Car Insurance Quotes in Klahanie,
WA
Get Your Car Insurance Quote in Klahanie
Instantly!
Average Car Insurance in Klahanie by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Klahanie, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Klahanie, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Klahanie's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Klahanie
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$738
30s
PEMCO
$517
40s
PEMCO
$522
50s
PEMCO
$496
60s
PEMCO
$522
70s
PEMCO
$649
Cheapest Car Insurance Rates for Teen Drivers in
Klahanie,WA
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Klahanie at $61
per
month. At $4455 for a six-month premium,
Sentry offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Klahanie.
As young drivers face the highest rates in Klahanie, PEMCO
offers the cheapest auto insurance rates at $738 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Klahanie,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $253 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Klahanie is Sentry, offering
rates of around $2636 for six
months.
Save up to $971/yr on car insurance rates in Klahanie.
Car Insurance Rates with An Accident in Klahanie
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Klahanie, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Klahanie
The cheapest car insurance companies after an at-fault accident in
Klahanie include AutoOwners Insurance Co
and Encompass, offering $324
and $370,
respectively. Sentry is an expensive provider
with an average six-month premium of
$4578.
Here is a list of driving violations that can increase your car
insurance rates in Klahanie WA. For example, the car
insurance in Klahanie
after a DUI increases to $887 for a six
month policy. While the rate increases by $253 for a six-month policy in the case of
a speeding ticket.
Klahanie auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1165
$194
One Med/PIP claim
$1165
$198
Not-at-fault accident
$1204
$201
Two Med/PIP claims
$1204
$205
One comp claim
$1211
$202
Two comp claims
$1262
$215
Failure to show documents
$1392
$232
Child safety restraint
$1405
$239
Driving without lights
$1418
$237
Failure to wear a seat belt
$1418
$241
Speeding 11 - 15 MPH over limit
$1418
$237
Speeding 16 - 20 MPH over limit
$1418
$241
Speeding 6 - 10 MPH over limit
$1418
$237
Driving too slowly
$1431
$243
Driving with expired registration
$1431
$239
Cell phone violation
$1438
$244
Failure to yield
$1438
$240
Improper passing
$1438
$244
Texting while driving
$1438
$240
Wrong way/wrong lane
$1438
$244
Failure to stop at a red light
$1444
$241
Following too closely
$1444
$245
Illegal turn
$1444
$241
Speeding in school zone
$1509
$256
Passing school bus
$1515
$253
At-fault accident - less than $1000
$1535
$261
Speeding 21 - 25 MPH over limit
$1535
$256
Open container
$1541
$262
In 65 MPH zone
$1599
$267
At-fault accident - $1000-$2000
$1658
$282
At-fault accident - greater than $2000
$1664
$277
Operating a vehicle without permission
$1676
$286
Refusal to submit to a chemical test
$2007
$335
Reckless driving
$2013
$342
Driving with a suspended license
$2033
$339
DUI
$2052
$349
Racing
$2123
$354
Leaving scene of an accident/hit and run
$2136
$363
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Klahanie after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Klahanie.
The cheapest car insurance premiums in
Klahanie are
offered by Chubb at $370 for a six-month policy.
However, it can be as
expensive as $3471 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Klahanie are offered by Chubb
at $324. However,
it can be as expensive as $4241
with companies like Sentry for a similar
six-month premium.
Cheapest Car Insurance in Klahanie after Speeding ticket
Car Insurance Price Trends in Klahanie,
Washington
Car insurance rates in Klahanie have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Klahanie rose by
$213 in January
compared to $165 of December. In other words, there has been an increase by $48 when you
compare January and December.
The average cost of liability insurance in the Klahanie rose to $61 in January,
compared to $56 in December.
This represents an increase of $5
when comparing January and December.
Average Car Insurance Cost in Klahanie by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Klahanie. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Klahanie?
The car insurance in Klahanie is $39 per month, which is lower than the national average.
What is the cheapest car insurance in Klahanie?
The cheapest car insurance in Klahanie
is $74 per month
for full coverage.
How much is car insurance in Klahanie for teenagers?
Car insurance for teenagers costs $356 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Klahanie?
The average cost of car insurance is $917 for a six-month
policy. It will cost around $168 per month to insure your
car in Klahanie.
Is car insurance expensive in Klahanie?
Car insurance can be expensive in Klahanie if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Klahanie can be
affordable.
What is the best car insurance in Klahanie,
WA?
The best car insurance company in Klahanie
WA is
Kemper, offering $447 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Klahanie, WA
Car Insurance Rates by State in the USA (2025 Update)
Klahanie Car Insurance
