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Finding the cheapest car insurance quotes in Paradise Inn shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Paradise Inn
The car insurance rate in Paradise Inn is $845 for a six-month policy, which is $77 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $451, making it a popular choice for budget-conscious drivers. Rates in Paradise Inn can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $451 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $607 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $627
for six months, making it
the third cheapest auto insurance company in Paradise Inn.
Paradise Inn Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Paradise Inn, WA is Kemper, offering policies at just $451 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $607.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $876 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Paradise Inn drivers find the best deals.
Way's key takeaways about car insurance in Paradise Inn
The auto insurance costs in Paradise Inn fall around $451 for six
months.
The cheapest auto insurance company in Paradise Inn is USAA.
Teen drivers pay the highest rate in Paradise Inn at $136 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Paradise Inn
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Paradise Inn are given below.
USAA provides
the cheapest minimum car insurance
coverage in Paradise Inn. Their Average 6 Month Premium is $209.
California Causality is the most
expensive at $262 for the same
period.
Cheapest Full Coverage Car Insurance in Paradise Inn
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Paradise Inn is Kemper
at $75 per month and $451
for six months.
Cheapest Full Coverage Car Insurance Quotes in Paradise Inn,
WA
Get Your Car Insurance Quote in Paradise Inn
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Average Car Insurance in Paradise Inn by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Paradise Inn, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Paradise Inn, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Paradise Inn's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Paradise Inn
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$745
30s
PEMCO
$521
40s
PEMCO
$527
50s
PEMCO
$501
60s
PEMCO
$527
70s
PEMCO
$655
Cheapest Car Insurance Rates for Teen Drivers in
Paradise Inn,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Paradise Inn at $62
per
month. At $804 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Paradise Inn.
As young drivers face the highest rates in Paradise Inn, PEMCO
offers the cheapest auto insurance rates at $745 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Paradise Inn,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $255 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Paradise Inn is California Causality, offering
rates of around $601 for six
months.
Save up to $971/yr on car insurance rates in Paradise Inn.
Car Insurance Rates with An Accident in Paradise Inn
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Paradise Inn, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Paradise Inn
The cheapest car insurance companies after an at-fault accident in
Paradise Inn include AutoOwners Insurance Co
and Encompass, offering $327
and $373,
respectively. California Causality is an expensive provider
with an average six-month premium of
$451.
Here is a list of driving violations that can increase your car
insurance rates in Paradise Inn WA. For example, the car
insurance in Paradise Inn
after a DUI increases to $895 for a six
month policy. While the rate increases by $255 for a six-month policy in the case of
a speeding ticket.
Paradise Inn auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1176
$196
One Med/PIP claim
$1176
$200
Not-at-fault accident
$1216
$202
Two Med/PIP claims
$1216
$207
One comp claim
$1222
$204
Two comp claims
$1274
$217
Failure to show documents
$1405
$234
Child safety restraint
$1418
$241
Driving without lights
$1431
$239
Failure to wear a seat belt
$1431
$243
Speeding 11 - 15 MPH over limit
$1431
$239
Speeding 16 - 20 MPH over limit
$1431
$243
Speeding 6 - 10 MPH over limit
$1431
$239
Driving too slowly
$1444
$245
Driving with expired registration
$1444
$241
Cell phone violation
$1451
$246
Failure to yield
$1451
$242
Improper passing
$1451
$246
Texting while driving
$1451
$242
Wrong way/wrong lane
$1451
$246
Failure to stop at a red light
$1458
$243
Following too closely
$1458
$248
Illegal turn
$1458
$243
Speeding in school zone
$1522
$259
Passing school bus
$1529
$255
At-fault accident - less than $1000
$1549
$263
Speeding 21 - 25 MPH over limit
$1549
$259
Open container
$1555
$264
In 65 MPH zone
$1614
$270
At-fault accident - $1000-$2000
$1673
$285
At-fault accident - greater than $2000
$1680
$279
Operating a vehicle without permission
$1692
$288
Refusal to submit to a chemical test
$2025
$338
Reckless driving
$2032
$345
Driving with a suspended license
$2052
$342
DUI
$2071
$352
Racing
$2143
$358
Leaving scene of an accident/hit and run
$2156
$366
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Paradise Inn after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Paradise Inn.
The cheapest car insurance premiums in
Paradise Inn are
offered by Chubb at $373 for a six-month policy.
However, it can be as
expensive as $398 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Paradise Inn are offered by Chubb
at $327. However,
it can be as expensive as $366
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Paradise Inn after Speeding ticket
Car Insurance Price Trends in Paradise Inn,
Washington
Car insurance rates in Paradise Inn have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Paradise Inn rose by
$166 in December
compared to $163 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Paradise Inn rose to $56 in December,
compared to $55 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Paradise Inn by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Paradise Inn. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Paradise Inn?
The car insurance in Paradise Inn is $35 per month, which is lower than the national average.
What is the cheapest car insurance in Paradise Inn?
The cheapest car insurance in Paradise Inn
is $75 per month
for full coverage.
How much is car insurance in Paradise Inn for teenagers?
Car insurance for teenagers costs $366 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Paradise Inn?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $142 per month to insure your
car in Paradise Inn.
Is car insurance expensive in Paradise Inn?
Car insurance can be expensive in Paradise Inn if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Paradise Inn can be
affordable.
What is the best car insurance in Paradise Inn,
WA?
The best car insurance company in Paradise Inn
WA is
Kemper, offering $451 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Paradise Inn, WA
Car Insurance Rates by State in the USA (2025 Update)
Paradise Inn Car Insurance
