We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Riverton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Riverton
The car insurance rate in Riverton is $1029 for a six-month policy, which is $261 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $549, making it a popular choice for budget-conscious drivers. Rates in Riverton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $549 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $740 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $764
for six months, making it
the third cheapest auto insurance company in Riverton.
Riverton Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Riverton, WA is Kemper, offering policies at just $549 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $740.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $1067 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Riverton drivers find the best deals.
Way's key takeaways about car insurance in Riverton
The auto insurance costs in Riverton fall around $549 for six
months.
The cheapest auto insurance company in Riverton is USAA.
Teen drivers pay the highest rate in Riverton at $166 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Riverton
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Riverton are given below.
USAA provides
the cheapest minimum car insurance
coverage in Riverton. Their Average 6 Month Premium is $255.
California Causality is the most
expensive at $319 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Riverton is Kemper
at $91 per month and $549
for six months.
Cheapest Full Coverage Car Insurance Quotes in Riverton,
WA
Get Your Car Insurance Quote in Riverton
Instantly!
Average Car Insurance in Riverton by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Riverton, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Riverton, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Riverton's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Riverton
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$907
30s
PEMCO
$635
40s
PEMCO
$642
50s
PEMCO
$610
60s
PEMCO
$642
70s
PEMCO
$797
Cheapest Car Insurance Rates for Teen Drivers in
Riverton,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Riverton at $75
per
month. At $980 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Riverton.
As young drivers face the highest rates in Riverton, PEMCO
offers the cheapest auto insurance rates at $907 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Riverton,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $311 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Riverton is California Causality, offering
rates of around $732 for six
months.
Save up to $971/yr on car insurance rates in Riverton.
Car Insurance Rates with An Accident in Riverton
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Riverton, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Riverton
The cheapest car insurance companies after an at-fault accident in
Riverton include AutoOwners Insurance Co
and Encompass, offering $398
and $454,
respectively. California Causality is an expensive provider
with an average six-month premium of
$549.
Here is a list of driving violations that can increase your car
insurance rates in Riverton WA. For example, the car
insurance in Riverton
after a DUI increases to $1091 for a six
month policy. While the rate increases by $311 for a six-month policy in the case of
a speeding ticket.
Riverton auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1432
$239
One Med/PIP claim
$1432
$244
Not-at-fault accident
$1481
$247
Two Med/PIP claims
$1481
$252
One comp claim
$1489
$248
Two comp claims
$1552
$264
Failure to show documents
$1711
$285
Child safety restraint
$1727
$293
Driving without lights
$1743
$291
Failure to wear a seat belt
$1743
$296
Speeding 11 - 15 MPH over limit
$1743
$291
Speeding 16 - 20 MPH over limit
$1743
$296
Speeding 6 - 10 MPH over limit
$1743
$291
Driving too slowly
$1759
$299
Driving with expired registration
$1759
$293
Cell phone violation
$1767
$300
Failure to yield
$1767
$295
Improper passing
$1767
$300
Texting while driving
$1767
$295
Wrong way/wrong lane
$1767
$300
Failure to stop at a red light
$1776
$296
Following too closely
$1776
$302
Illegal turn
$1776
$296
Speeding in school zone
$1855
$315
Passing school bus
$1863
$311
At-fault accident - less than $1000
$1887
$320
Speeding 21 - 25 MPH over limit
$1887
$315
Open container
$1895
$322
In 65 MPH zone
$1966
$328
At-fault accident - $1000-$2000
$2038
$347
At-fault accident - greater than $2000
$2046
$340
Operating a vehicle without permission
$2061
$351
Refusal to submit to a chemical test
$2467
$411
Reckless driving
$2475
$421
Driving with a suspended license
$2499
$417
DUI
$2523
$429
Racing
$2610
$436
Leaving scene of an accident/hit and run
$2626
$446
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Riverton after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Riverton.
The cheapest car insurance premiums in
Riverton are
offered by Chubb at $454 for a six-month policy.
However, it can be as
expensive as $485 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Riverton are offered by Chubb
at $398. However,
it can be as expensive as $446
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Riverton after Speeding ticket
Car Insurance Price Trends in Riverton,
Washington
Car insurance rates in Riverton have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Riverton rose by
$202 in December
compared to $198 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Riverton rose to $68 in December,
compared to $67 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Riverton by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Riverton. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Riverton?
The car insurance in Riverton is $43 per month, which is lower than the national average.
What is the cheapest car insurance in Riverton?
The cheapest car insurance in Riverton
is $91 per month
for full coverage.
How much is car insurance in Riverton for teenagers?
Car insurance for teenagers costs $446 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Riverton?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $173 per month to insure your
car in Riverton.
Is car insurance expensive in Riverton?
Car insurance can be expensive in Riverton if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Riverton can be
affordable.
What is the best car insurance in Riverton,
WA?
The best car insurance company in Riverton
WA is
Kemper, offering $549 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Riverton right now.
Find Car Insurance Rates in Cities Near Riverton, WA
Car Insurance Rates by State in the USA (2025 Update)
Riverton Car Insurance
