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Finding the cheapest car insurance quotes in Wahkiacus shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Wahkiacus
The car insurance rate in Wahkiacus is $768 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $410, making it a popular choice for budget-conscious drivers. Rates in Wahkiacus can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $410 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $552 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $570
for six months, making it
the third cheapest auto insurance company in Wahkiacus.
Wahkiacus Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Wahkiacus, WA is Kemper, offering policies at just $410 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $552.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $796 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wahkiacus drivers find the best deals.
Way's key takeaways about car insurance in Wahkiacus
The auto insurance costs in Wahkiacus fall around $410 for six
months.
The cheapest auto insurance company in Wahkiacus is USAA.
Teen drivers pay the highest rate in Wahkiacus at $124 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Wahkiacus
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Wahkiacus are given below.
USAA provides
the cheapest minimum car insurance
coverage in Wahkiacus. Their Average 6 Month Premium is $190.
California Causality is the most
expensive at $238 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Wahkiacus is Kemper
at $68 per month and $410
for six months.
Cheapest Full Coverage Car Insurance Quotes in Wahkiacus,
WA
Get Your Car Insurance Quote in Wahkiacus
Instantly!
Average Car Insurance in Wahkiacus by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Wahkiacus, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Wahkiacus, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Wahkiacus's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Wahkiacus
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$677
30s
PEMCO
$474
40s
PEMCO
$479
50s
PEMCO
$455
60s
PEMCO
$479
70s
PEMCO
$595
Cheapest Car Insurance Rates for Teen Drivers in
Wahkiacus,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Wahkiacus at $56
per
month. At $731 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Wahkiacus.
As young drivers face the highest rates in Wahkiacus, PEMCO
offers the cheapest auto insurance rates at $677 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Wahkiacus,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $232 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Wahkiacus is California Causality, offering
rates of around $546 for six
months.
Save up to $971/yr on car insurance rates in Wahkiacus.
Car Insurance Rates with An Accident in Wahkiacus
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Wahkiacus, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Wahkiacus
The cheapest car insurance companies after an at-fault accident in
Wahkiacus include AutoOwners Insurance Co
and Encompass, offering $297
and $339,
respectively. California Causality is an expensive provider
with an average six-month premium of
$410.
Here is a list of driving violations that can increase your car
insurance rates in Wahkiacus WA. For example, the car
insurance in Wahkiacus
after a DUI increases to $814 for a six
month policy. While the rate increases by $232 for a six-month policy in the case of
a speeding ticket.
Wahkiacus auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1069
$178
One Med/PIP claim
$1069
$182
Not-at-fault accident
$1105
$184
Two Med/PIP claims
$1105
$188
One comp claim
$1111
$185
Two comp claims
$1158
$197
Failure to show documents
$1277
$213
Child safety restraint
$1289
$219
Driving without lights
$1301
$217
Failure to wear a seat belt
$1301
$221
Speeding 11 - 15 MPH over limit
$1301
$217
Speeding 16 - 20 MPH over limit
$1301
$221
Speeding 6 - 10 MPH over limit
$1301
$217
Driving too slowly
$1313
$223
Driving with expired registration
$1313
$219
Cell phone violation
$1319
$224
Failure to yield
$1319
$220
Improper passing
$1319
$224
Texting while driving
$1319
$220
Wrong way/wrong lane
$1319
$224
Failure to stop at a red light
$1325
$221
Following too closely
$1325
$225
Illegal turn
$1325
$221
Speeding in school zone
$1384
$235
Passing school bus
$1390
$232
At-fault accident - less than $1000
$1408
$239
Speeding 21 - 25 MPH over limit
$1408
$235
Open container
$1414
$240
In 65 MPH zone
$1467
$245
At-fault accident - $1000-$2000
$1521
$259
At-fault accident - greater than $2000
$1527
$254
Operating a vehicle without permission
$1538
$262
Refusal to submit to a chemical test
$1841
$307
Reckless driving
$1847
$314
Driving with a suspended license
$1865
$311
DUI
$1883
$320
Racing
$1948
$325
Leaving scene of an accident/hit and run
$1960
$333
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Wahkiacus after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Wahkiacus.
The cheapest car insurance premiums in
Wahkiacus are
offered by Chubb at $339 for a six-month policy.
However, it can be as
expensive as $362 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Wahkiacus are offered by Chubb
at $297. However,
it can be as expensive as $333
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Wahkiacus after Speeding ticket
Car Insurance Price Trends in Wahkiacus,
Washington
Car insurance rates in Wahkiacus have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Wahkiacus rose by
$151 in December
compared to $148 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Wahkiacus rose to $51 in December,
compared to $50 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Wahkiacus by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Wahkiacus. At $1536 for a
six-month policy, insuring
your car at 98670 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Wahkiacus?
The car insurance in Wahkiacus is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Wahkiacus?
The cheapest car insurance in Wahkiacus
is $68 per month
for full coverage.
How much is car insurance in Wahkiacus for teenagers?
Car insurance for teenagers costs $333 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Wahkiacus?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $129 per month to insure your
car in Wahkiacus.
Is car insurance expensive in Wahkiacus?
Car insurance can be expensive in Wahkiacus if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Wahkiacus can be
affordable.
What is the best car insurance in Wahkiacus,
WA?
The best car insurance company in Wahkiacus
WA is
Kemper, offering $410 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Wahkiacus, WA
Car Insurance Rates by State in the USA (2025 Update)
Wahkiacus Car Insurance
