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Finding the cheapest car insurance quotes in Walnut Grove shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Walnut Grove
The car insurance rate in Walnut Grove is $829 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $443, making it a popular choice for budget-conscious drivers. Rates in Walnut Grove can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $443 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $596 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $616
for six months, making it
the third cheapest auto insurance company in Walnut Grove.
Walnut Grove Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Walnut Grove, WA is Kemper, offering policies at just $443 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $596.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $860 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Walnut Grove drivers find the best deals.
Way's key takeaways about car insurance in Walnut Grove
The auto insurance costs in Walnut Grove fall around $443 for six
months.
The cheapest auto insurance company in Walnut Grove is USAA.
Teen drivers pay the highest rate in Walnut Grove at $134 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Walnut Grove
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Walnut Grove are given below.
USAA provides
the cheapest minimum car insurance
coverage in Walnut Grove. Their Average 6 Month Premium is $205.
California Causality is the most
expensive at $257 for the same
period.
Cheapest Full Coverage Car Insurance in Walnut Grove
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Walnut Grove is Kemper
at $73 per month and $443
for six months.
Cheapest Full Coverage Car Insurance Quotes in Walnut Grove,
WA
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Average Car Insurance in Walnut Grove by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Walnut Grove, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Walnut Grove, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Walnut Grove's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Walnut Grove
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$731
30s
PEMCO
$512
40s
PEMCO
$517
50s
PEMCO
$491
60s
PEMCO
$517
70s
PEMCO
$643
Cheapest Car Insurance Rates for Teen Drivers in
Walnut Grove,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Walnut Grove at $60
per
month. At $789 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Walnut Grove.
As young drivers face the highest rates in Walnut Grove, PEMCO
offers the cheapest auto insurance rates at $731 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Walnut Grove,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $251 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Walnut Grove is California Causality, offering
rates of around $590 for six
months.
Save up to $971/yr on car insurance rates in Walnut Grove.
Car Insurance Rates with An Accident in Walnut Grove
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Walnut Grove, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Walnut Grove
The cheapest car insurance companies after an at-fault accident in
Walnut Grove include AutoOwners Insurance Co
and Encompass, offering $321
and $366,
respectively. California Causality is an expensive provider
with an average six-month premium of
$443.
Here is a list of driving violations that can increase your car
insurance rates in Walnut Grove WA. For example, the car
insurance in Walnut Grove
after a DUI increases to $879 for a six
month policy. While the rate increases by $250 for a six-month policy in the case of
a speeding ticket.
Walnut Grove auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1155
$192
One Med/PIP claim
$1155
$197
Not-at-fault accident
$1193
$199
Two Med/PIP claims
$1193
$203
One comp claim
$1200
$200
Two comp claims
$1251
$213
Failure to show documents
$1379
$230
Child safety restraint
$1392
$237
Driving without lights
$1405
$234
Failure to wear a seat belt
$1405
$239
Speeding 11 - 15 MPH over limit
$1405
$234
Speeding 16 - 20 MPH over limit
$1405
$239
Speeding 6 - 10 MPH over limit
$1405
$234
Driving too slowly
$1418
$241
Driving with expired registration
$1418
$237
Cell phone violation
$1425
$242
Failure to yield
$1425
$238
Improper passing
$1425
$242
Texting while driving
$1425
$238
Wrong way/wrong lane
$1425
$242
Failure to stop at a red light
$1431
$239
Following too closely
$1431
$243
Illegal turn
$1431
$239
Speeding in school zone
$1495
$254
Passing school bus
$1501
$251
At-fault accident - less than $1000
$1521
$258
Speeding 21 - 25 MPH over limit
$1521
$254
Open container
$1527
$259
In 65 MPH zone
$1584
$265
At-fault accident - $1000-$2000
$1643
$280
At-fault accident - greater than $2000
$1649
$274
Operating a vehicle without permission
$1661
$283
Refusal to submit to a chemical test
$1988
$332
Reckless driving
$1995
$339
Driving with a suspended license
$2014
$336
DUI
$2034
$346
Racing
$2104
$351
Leaving scene of an accident/hit and run
$2117
$360
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Walnut Grove after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Walnut Grove.
The cheapest car insurance premiums in
Walnut Grove are
offered by Chubb at $366 for a six-month policy.
However, it can be as
expensive as $391 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Walnut Grove are offered by Chubb
at $321. However,
it can be as expensive as $360
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Walnut Grove after Speeding ticket
Car Insurance Price Trends in Walnut Grove,
Washington
Car insurance rates in Walnut Grove have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Walnut Grove rose by
$163 in December
compared to $160 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Walnut Grove rose to $55 in December,
compared to $54 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Walnut Grove by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Walnut Grove. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Walnut Grove?
The car insurance in Walnut Grove is $35 per month, which is lower than the national average.
What is the cheapest car insurance in Walnut Grove?
The cheapest car insurance in Walnut Grove
is $73 per month
for full coverage.
How much is car insurance in Walnut Grove for teenagers?
Car insurance for teenagers costs $360 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Walnut Grove?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $139 per month to insure your
car in Walnut Grove.
Is car insurance expensive in Walnut Grove?
Car insurance can be expensive in Walnut Grove if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Walnut Grove can be
affordable.
What is the best car insurance in Walnut Grove,
WA?
The best car insurance company in Walnut Grove
WA is
Kemper, offering $443 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Walnut Grove, WA
Car Insurance Rates by State in the USA (2025 Update)
Walnut Grove Car Insurance
