Cheapest Car Insurance Quotes in Hannaford

Finding the cheapest car insurance quotes in Hannaford shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Hannaford Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hannaford

The car insurance rate in Hannaford is $740 for a six-month policy, which is $31 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $388, making it a popular choice for budget-conscious drivers. Rates in Hannaford can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hannaford

$740

Avg. Car Insurance in North Dakota

$771

National Average

$1140

Cheapest Car Insurance Companies in Hannaford

1st place: Nodak Mutual

At $388 for a six month policy, Nodak Mutual offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $428 for a six-month policy, making it one of the cheapest to insure with.

3rd place: USAA

USAA offers auto insurance rates at $553 for six months, making it the third cheapest auto insurance company in Hannaford.

Hannaford Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hannaford, ND is Nodak Mutual, offering policies at just $388 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $428.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1181 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hannaford drivers find the best deals.

Cheap Car Insurance Companies in Hannaford, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$388	$66
Nationwide	$428	$72
USAA	$553	$93
American Family	$656	$110
North Star	$661	$112
Progressive	$673	$113
State Farm	$776	$131
Auto-Owners	$867	$144
Nodak	$884	$149
Allstate	$1084	$182
Farmers	$1181	$199

Key Takeaways

Way's key takeaways about car insurance in Hannaford

The auto insurance costs in Hannaford fall around $388 for six months.
The cheapest auto insurance company in Hannaford is North Star.
Teen drivers pay the highest rate in Hannaford at $808 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hannaford

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hannaford are given below.

North Star provides the cheapest minimum car insurance coverage in Hannaford. Their Average 6 Month Premium is $132. Allstate is the most expensive at $456 for the same period.

Cheapest Liability Coverage in Hannaford, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star	$132	$22
North Star Mutual	$132	$22
USAA	$132	$22
Nationwide	$148	$25
Nodak Mutual	$148	$25
North Star Mutual Insurance	$148	$25
Auto-Owners Insurance Co	$159	$27
Nodak	$182	$31
Auto-Owners	$188	$32
Progressive	$194	$33
State Farm	$194	$33
American Family	$245	$41
Farmers	$439	$74
Allstate	$456	$77

Cheapest Full Coverage Car Insurance in Hannaford

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hannaford is Nodak Mutual at $66 per month and $388 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hannaford, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$388	$66
Nationwide	$428	$72
USAA	$553	$93
American Family	$656	$110
North Star	$661	$112
Progressive	$673	$113
State Farm	$776	$131
Auto-Owners	$867	$144
Nodak	$884	$149
Allstate	$1084	$182
Farmers	$1181	$199

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Hannaford Instantly!

Average Car Insurance in Hannaford by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hannaford, ND increasing?

Despite maintaining a clean driving record, your car insurance rates in Hannaford, North Dakota, may be increasing due to several external factors. North Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hannaford's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hannaford

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Hannaford,ND

If you are planning to get a car insurance policy for your teenage dependent, North Star Mutual Insurance provides the cheapest car insurance in the Hannaford at $26 per month. At $4801 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star Mutual Insurance	$154	$26
Nodak Mutual	$159	$27
Nationwide	$177	$30
Auto-Owners Insurance Co	$200	$34
USAA	$684	$115
American Family	$1175	$198
Auto-Owners	$1203	$203
North Star	$1460	$243
Progressive	$1802	$303
State Farm	$1831	$308
Nodak	$2110	$359
Farmers	$4414	$743
Allstate	$4801	$808

Teen Car Insurance Rates in ND by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hannaford, Nationwide is the cheapest car insurance provider. At $217 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hannaford is State Farm, offering rates of around $2669 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$217	$36
Nodak Mutual	$336	$58
Progressive	$764	$129
American Family	$924	$156
USAA	$947	$157
Nodak	$1648	$280
Allstate	$1688	$281
Farmers	$2122	$361
Auto-Owners	$2578	$429
State Farm	$2669	$454

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hannaford.

Car Insurance Rates with An Accident in Hannaford

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hannaford, ND, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hannaford

The cheapest car insurance companies after an at-fault accident in Hannaford include Nationwide and Nodak Mutual, offering $148 and $194, respectively. Farmers is an expensive provider with an average six-month premium of $1596.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$148	$25
Nodak Mutual	$194	$33
Auto-Owners Insurance Co	$223	$37
North Star Mutual	$223	$37
North Star Mutual Insurance	$251	$42
USAA	$388	$65
American Family	$502	$84
Auto-Owners	$502	$84
State Farm	$621	$105
Progressive	$935	$157
Nodak	$964	$162
North Star	$1169	$199
Allstate	$1472	$248
Farmers	$1596	$269

Hannaford Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hannaford ND. For example, the car insurance in Hannaford after a DUI increases to $797 for a six month policy. While the rate increases by $171 for a six-month policy in the case of a speeding ticket.

Hannaford auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$993	$165
One Med/PIP claim	$993	$169
Not-at-fault accident	$1009	$168
One comp claim	$1026	$175
Two Med/PIP claims	$1026	$171
Two comp claims	$1078	$183
Failure to show documents	$1084	$180
Driving with expired registration	$1106	$188
Failure to wear a seat belt	$1112	$185
Child safety restraint	$1117	$190
Driving without lights	$1117	$186
Cell phone violation	$1140	$194
Failure to yield	$1140	$190
Following too closely	$1140	$194
Illegal turn	$1140	$190
Texting while driving	$1140	$194
Driving too slowly	$1152	$192
Failure to stop at a red light	$1152	$196
Speeding in school zone	$1152	$192
Speeding 6 - 10 MPH over limit	$1164	$198
Wrong way/wrong lane	$1169	$195
Speeding 11 - 15 MPH over limit	$1175	$200
Speeding 16 - 20 MPH over limit	$1187	$198
Speeding 21 - 25 MPH over limit	$1187	$202
Improper passing	$1197	$200
Passing school bus	$1214	$206
In 65 MPH zone	$1220	$204
Operating a vehicle without permission	$1288	$219
At-fault accident - less than $1000	$1306	$218
Open container	$1352	$229
At-fault accident - $1000-$2000	$1363	$228
At-fault accident - greater than $2000	$1363	$231
Driving with a suspended license	$1614	$269
Refusal to submit to a chemical test	$1705	$290
Reckless driving	$1716	$286
DUI	$1790	$304
Racing	$1790	$299
Leaving scene of an accident/hit and run	$1836	$312

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hannaford after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hannaford.

The cheapest car insurance premiums in Hannaford are offered by Nodak Mutual at $228 for a six-month policy. However, it can be as expensive as $1928 with companies like Allstate.

Hannaford car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$228	$38
Grinnell Mutual	$256	$43
Nationwide	$274	$46
Progressive	$593	$100
American Family	$644	$108
USAA	$684	$115
State Farm	$799	$134
Nodak	$878	$148
Allied	$1135	$189
Auto-Owners	$1466	$250
Farmers	$1563	$263
Allstate	$1928	$324

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hannaford are offered by Nationwide at $177. However, it can be as expensive as $2475 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Hannaford after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$177	$30
Nodak Mutual	$177	$30
Auto-Owners Insurance Co	$188	$32
American Family	$450	$76
State Farm	$450	$76
USAA	$530	$90
Progressive	$650	$109
Auto-Owners	$799	$135
Nodak	$867	$144
Farmers	$2452	$417
Allstate	$2475	$413

Car Insurance Price Trends in Hannaford, North Dakota

Car insurance rates in Hannaford have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hannaford rose by $169 in December compared to $168 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Hannaford remained steady at $36 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Hannaford?

The car insurance in Hannaford is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Hannaford?

The cheapest car insurance in Hannaford is $66 per month for full coverage.

How much is car insurance in Hannaford for teenagers?

Car insurance for teenagers costs $154 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hannaford?

The average cost of car insurance is $771 for a six-month policy. It will cost around $124 per month to insure your car in Hannaford.

Is car insurance expensive in Hannaford?

Car insurance can be expensive in Hannaford if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hannaford can be affordable.

What is the best car insurance in Hannaford, ND?

The best car insurance company in Hannaford ND is Nodak Mutual, offering $388 for a six-month policy.