Cheapest Car Insurance Quotes in Wimbledon

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Wimbledon Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wimbledon

The car insurance rate in Wimbledon is $760 for a six-month policy, which is $57 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $376, making it a popular choice for budget-conscious drivers. Rates in Wimbledon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wimbledon

$760

Avg. Car Insurance in North Dakota

$817

National Average

$1278

Cheapest Car Insurance Companies in Wimbledon

1st place: Nodak Mutual

At $376 for a six month policy, Nodak Mutual offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $415 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $447 for six months, making it the third cheapest auto insurance company in Wimbledon.

Wimbledon Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wimbledon, ND is Nodak Mutual, offering policies at just $376 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $415.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1287 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wimbledon drivers find the best deals.

Cheap Car Insurance Companies in Wimbledon, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$376	$64
Nationwide	$415	$70
American Family	$447	$75
USAA	$569	$96
North Star	$641	$109
Progressive	$740	$125
State Farm	$774	$130
North Star Mutual	$862	$143
Auto-Owners	$928	$158
Nodak	$1000	$168
Allstate	$1083	$182
Farmers	$1287	$217

Key Takeaways

Way's key takeaways about car insurance in Wimbledon

The auto insurance costs in Wimbledon fall around $376 for six months.
The cheapest auto insurance company in Wimbledon is North Star.
Teen drivers pay the highest rate in Wimbledon at $814 per month.

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Cheapest Minimum Liability Car Insurance in Wimbledon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wimbledon are given below.

North Star provides the cheapest minimum car insurance coverage in Wimbledon. Their Average 6 Month Premium is $127. Farmers is the most expensive at $436 for the same period.

Cheapest Liability Coverage in Wimbledon, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star	$127	$21
USAA	$133	$22
Nationwide	$143	$24
Nodak Mutual	$143	$24
North Star Mutual Insurance	$143	$24
North Star Mutual	$149	$25
Auto-Owners Insurance Co	$154	$26
American Family	$182	$31
Auto-Owners	$182	$31
Nodak	$182	$31
State Farm	$193	$33
Progressive	$199	$33
Allstate	$436	$73
Farmers	$436	$73

Cheapest Full Coverage Car Insurance in Wimbledon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wimbledon is Nodak Mutual at $64 per month and $376 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wimbledon, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$376	$64
Nationwide	$415	$70
American Family	$447	$75
USAA	$569	$96
North Star	$641	$109
Progressive	$740	$125
State Farm	$774	$130
North Star Mutual	$862	$143
Auto-Owners	$928	$158
Nodak	$1000	$168
Allstate	$1083	$182
Farmers	$1287	$217

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Average Car Insurance in Wimbledon by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wimbledon, ND increasing?

Despite maintaining a clean driving record, your car insurance rates in Wimbledon, North Dakota, may be increasing due to several external factors. North Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wimbledon's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wimbledon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Wimbledon,ND

If you are planning to get a car insurance policy for your teenage dependent, North Star Mutual Insurance provides the cheapest car insurance in the Wimbledon at $25 per month. At $4834 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star Mutual Insurance	$149	$25
Nodak Mutual	$154	$26
Nationwide	$171	$29
Auto-Owners Insurance Co	$193	$33
American Family	$712	$120
USAA	$735	$124
North Star Mutual	$1138	$193
Auto-Owners	$1204	$203
North Star	$1415	$241
State Farm	$1828	$308
Progressive	$2011	$339
Nodak	$2613	$435
Farmers	$4735	$797
Allstate	$4834	$814

Teen Car Insurance Rates in ND by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wimbledon, Nationwide is the cheapest car insurance provider. At $210 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wimbledon is State Farm, offering rates of around $3525 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$210	$35
American Family	$232	$39
Nodak Mutual	$326	$56
Progressive	$967	$163
USAA	$1022	$174
North Star Mutual	$1430	$238
Allstate	$1740	$296
Nodak	$2050	$341
Farmers	$2508	$427
Auto-Owners	$2707	$451
State Farm	$3525	$599

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Car Insurance Rates with An Accident in Wimbledon

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wimbledon, ND, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wimbledon

The cheapest car insurance companies after an at-fault accident in Wimbledon include Nationwide and Nodak Mutual, offering $143 and $188, respectively. Farmers is an expensive provider with an average six-month premium of $1740.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$143	$24
Nodak Mutual	$188	$32
Auto-Owners Insurance Co	$216	$36
North Star Mutual Insurance	$243	$41
American Family	$315	$53
USAA	$409	$69
Auto-Owners	$519	$87
State Farm	$618	$104
North Star Mutual	$845	$142
Progressive	$1044	$176
North Star	$1133	$189
Nodak	$1176	$198
Allstate	$1475	$248
Farmers	$1740	$293

Wimbledon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wimbledon ND. For example, the car insurance in Wimbledon after a DUI increases to $772 for a six month policy. While the rate increases by $165 for a six-month policy in the case of a speeding ticket.

Wimbledon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$962	$160
One Med/PIP claim	$962	$164
Not-at-fault accident	$977	$163
One comp claim	$994	$169
Two Med/PIP claims	$994	$166
Two comp claims	$1044	$178
Failure to show documents	$1050	$175
Driving with expired registration	$1071	$182
Failure to wear a seat belt	$1077	$179
Child safety restraint	$1083	$184
Driving without lights	$1083	$180
Cell phone violation	$1105	$188
Failure to yield	$1105	$184
Following too closely	$1105	$188
Illegal turn	$1105	$184
Texting while driving	$1105	$188
Driving too slowly	$1116	$186
Failure to stop at a red light	$1116	$190
Speeding in school zone	$1116	$186
Speeding 6 - 10 MPH over limit	$1127	$192
Wrong way/wrong lane	$1133	$189
Speeding 11 - 15 MPH over limit	$1138	$193
Speeding 16 - 20 MPH over limit	$1149	$192
Speeding 21 - 25 MPH over limit	$1149	$195
Improper passing	$1160	$193
Passing school bus	$1176	$200
In 65 MPH zone	$1182	$197
Operating a vehicle without permission	$1248	$212
At-fault accident - less than $1000	$1265	$211
Open container	$1309	$222
At-fault accident - $1000-$2000	$1321	$220
At-fault accident - greater than $2000	$1321	$224
Driving with a suspended license	$1563	$260
Refusal to submit to a chemical test	$1652	$281
Reckless driving	$1663	$277
DUI	$1734	$295
Racing	$1734	$289
Leaving scene of an accident/hit and run	$1779	$302

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wimbledon after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wimbledon.

The cheapest car insurance premiums in Wimbledon are offered by Nodak Mutual at $221 for a six-month policy. However, it can be as expensive as $1099 with companies like Allied.

Wimbledon car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$221	$37
Grinnell Mutual	$248	$42
Nationwide	$265	$45
American Family	$392	$66
Progressive	$652	$110
USAA	$729	$123
State Farm	$801	$135
Nodak	$1056	$178
Auto-Owners	$1547	$258
Farmers	$1707	$287
Allstate	$1939	$326
North Star	$1994	$339
North Star Mutual	$2458	$410
Allied	$1099	$183

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wimbledon are offered by American Family at $160. However, it can be as expensive as $2127 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Wimbledon after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$160	$27
Nationwide	$171	$29
Nodak Mutual	$171	$29
Auto-Owners Insurance Co	$182	$31
State Farm	$447	$75
USAA	$724	$121
Progressive	$763	$128
Auto-Owners	$928	$154
North Star Mutual	$1083	$184
Allstate	$1270	$212
Nodak	$1464	$249
Farmers	$2127	$354

Car Insurance Price Trends in Wimbledon, North Dakota

Car insurance rates in Wimbledon have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wimbledon remained steady at $177 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Wimbledon remained steady at $34 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Wimbledon?

The car insurance in Wimbledon is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Wimbledon?

The cheapest car insurance in Wimbledon is $64 per month for full coverage.

How much is car insurance in Wimbledon for teenagers?

Car insurance for teenagers costs $149 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wimbledon?

The average cost of car insurance is $817 for a six-month policy. It will cost around $127 per month to insure your car in Wimbledon.

Is car insurance expensive in Wimbledon?

Car insurance can be expensive in Wimbledon if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wimbledon can be affordable.

What is the best car insurance in Wimbledon, ND?

The best car insurance company in Wimbledon ND is Nodak Mutual, offering $376 for a six-month policy.