Before it joined Nationwide, Allied auto insurance was one of the cheapest in the country. Still, the company has some of the best insurance deals and many advantages over many other companies.
As of 2020, Nationwide, Allied's parent company has taken over all of Allied's business. As a result, its old website has been taken down, and there are no longer any new sales policies. Read on to learn more about this insurance company's history, background, and auto insurance rates.
|Accident-free drivers||Bad experience for online users|
|Farm Bureau members|
|Owners of new cars|
As a division Nationwide, Allied offers a wide range of extra coverages and benefits that can be added to your car insurance policy. For example, Allied offers "good as new" coverage, sometimes called "new car replacement," to people who drive new cars. This coverage will pay for a brand-new replacement car if your new car is stolen or written off for up to three years after you buy it.
The loss-of-use coverage offered by Allied is also more flexible than most of its competitors. For example, you can rent a car with the money. You can also pay for other ways to get around, like a ride-hailing service or public transportation.
If you buy your home and car insurance from Allied together, you will automatically get a few "Allied Extra" benefits. Benefits include:
These extras are on top of Allied's multi-policy discount. If Allied's home and auto insurance rates are competitive, these extras may make a bundle even more appealing.
Common coverages from Allied: Allied also offers all of the legal coverages and other common coverages for car insurance:
Allied has below-average rates. Allied's prices for a family of three impressed us: The insurance price for two people in their 50s, one in their 16s, and their two cars was only $1251.
But Allied was only sometimes the least expensive insurance company. Among the companies and types of customers we looked at, USAA had the best rates for married couples under 35 and over 65. To find the best price on car insurance, you should always check with more than one company.
Allied Insurance discounts safe driving and buying more than one policy from them (grouping multiple policies together). But other insurance companies offer many of the discounts it gives. One exception is that Farm Bureaus of California, Delaware, Maryland, Ohio, or Pennsylvania members can get a discount from Allied.
Allied insurance quotes aren't available online, so the only way to get one is to talk to an independent agent. However, nationwide, which owns Allied, does offer online quotes and many of the same services and benefits as Allied.
Customer service reviews for Allied are slightly better than average. Customers often filed complaints because they didn't like how the claims process worked, especially when delays or the settlement amount needed more. In addition, allied customers were unhappy with shopping for insurance and paying their claims.
Overall, we were very happy with what Allied offered for car insurance. The company has low rates for many drivers, including single people, families, and older drivers. The company also offers a wide range of optional coverage benefits, from not having to pay for accidents to getting help on the roadside.
Allied gives safe drivers, in particular, several benefits and discounts. People whose rates go down and collision/comprehensive deductibles go down if they haven't been in an accident or gotten a ticket in a few years.
Allied's discounts and coverages may be especially useful for people who own new cars. For example, Allied has a discount for new cars, which may make up for the higher cost of insuring a new car. It also offers new-car replacement coverage, which pays for a brand-new car if yours is stolen or written off in the first three years you own it.
The company's finances are very stable. AM Best gives Nationwide, the parent company of Allied, an A+ for its financial stability. As a result, nationwide and its subsidiaries can pay out claims without delay. AM Best's second-best rating is an A+. The best rating is an A++.
Allied Insurance and its parent company, Nationwide, offer affordable rates and a range of benefits.
The company Nationwide owns, Allied Insurance, has a lot going for it. The company has low prices, a lot of discounts, and a strong financial foundation. But customer reviews of its service are about average.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Allied Insurance will pay for a rental car or another form of transportation if your car can't be driven after an accident.
If you want to cancel your car insurance policy with Allied, it's easy to do so online. Here is a step-by-step guide on how to do it:
Allied insurance quotes aren't available online, so the only way to get one is to talk to an independent agent.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.