Cheapest Car Insurance Quotes in Hannah

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Hannah Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hannah

The car insurance rate in Hannah is $784 for a six-month policy, which is $33 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $388, making it a popular choice for budget-conscious drivers. Rates in Hannah can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hannah

$784

Avg. Car Insurance in North Dakota

$817

National Average

$1278

Cheapest Car Insurance Companies in Hannah

1st place: Nodak Mutual

At $388 for a six month policy, Nodak Mutual offers the cheapest auto insurance rates in the city.

2nd place: Nationwide

Nationwide offers auto insurance rates at $428 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American Family

American Family offers auto insurance rates at $462 for six months, making it the third cheapest auto insurance company in Hannah.

Hannah Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hannah, ND is Nodak Mutual, offering policies at just $388 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $428.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1329 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hannah drivers find the best deals.

Cheap Car Insurance Companies in Hannah, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$388	$66
Nationwide	$428	$72
American Family	$462	$78
USAA	$588	$99
North Star	$661	$112
Progressive	$764	$129
State Farm	$799	$134
North Star Mutual	$890	$148
Auto-Owners	$958	$163
Nodak	$1032	$174
Allstate	$1117	$188
Farmers	$1329	$224

Key Takeaways

Way's key takeaways about car insurance in Hannah

The auto insurance costs in Hannah fall around $388 for six months.
The cheapest auto insurance company in Hannah is North Star.
Teen drivers pay the highest rate in Hannah at $840 per month.

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Cheapest Minimum Liability Car Insurance in Hannah

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hannah are given below.

North Star provides the cheapest minimum car insurance coverage in Hannah. Their Average 6 Month Premium is $132. Farmers is the most expensive at $450 for the same period.

Cheapest Liability Coverage in Hannah, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star	$132	$22
USAA	$137	$23
Nationwide	$148	$25
Nodak Mutual	$148	$25
North Star Mutual Insurance	$148	$25
North Star Mutual	$154	$26
Auto-Owners Insurance Co	$159	$27
American Family	$188	$32
Auto-Owners	$188	$32
Nodak	$188	$32
State Farm	$200	$34
Progressive	$205	$35
Allstate	$450	$76
Farmers	$450	$76

Cheapest Full Coverage Car Insurance in Hannah

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hannah is Nodak Mutual at $66 per month and $388 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hannah, ND

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$388	$66
Nationwide	$428	$72
American Family	$462	$78
USAA	$588	$99
North Star	$661	$112
Progressive	$764	$129
State Farm	$799	$134
North Star Mutual	$890	$148
Auto-Owners	$958	$163
Nodak	$1032	$174
Allstate	$1117	$188
Farmers	$1329	$224

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Average Car Insurance in Hannah by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hannah, ND increasing?

Despite maintaining a clean driving record, your car insurance rates in Hannah, North Dakota, may be increasing due to several external factors. North Dakota has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hannah's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hannah

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Hannah,ND

If you are planning to get a car insurance policy for your teenage dependent, North Star Mutual Insurance provides the cheapest car insurance in the Hannah at $26 per month. At $4990 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
North Star Mutual Insurance	$154	$26
Nodak Mutual	$159	$27
Nationwide	$177	$30
Auto-Owners Insurance Co	$200	$34
American Family	$735	$124
USAA	$758	$128
North Star Mutual	$1175	$200
Auto-Owners	$1243	$209
North Star	$1460	$249
State Farm	$1887	$318
Progressive	$2076	$349
Nodak	$2698	$449
Farmers	$4887	$823
Allstate	$4990	$840

Teen Car Insurance Rates in ND by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hannah, Nationwide is the cheapest car insurance provider. At $217 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hannah is State Farm, offering rates of around $3638 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$217	$36
American Family	$239	$40
Nodak Mutual	$336	$58
Progressive	$998	$168
USAA	$1055	$180
North Star Mutual	$1476	$246
Allstate	$1796	$305
Nodak	$2116	$352
Farmers	$2589	$441
Auto-Owners	$2795	$466
State Farm	$3638	$618

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Car Insurance Rates with An Accident in Hannah

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hannah, ND, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hannah

The cheapest car insurance companies after an at-fault accident in Hannah include Nationwide and Nodak Mutual, offering $148 and $194, respectively. Farmers is an expensive provider with an average six-month premium of $1796.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$148	$25
Nodak Mutual	$194	$33
Auto-Owners Insurance Co	$223	$37
North Star Mutual Insurance	$251	$42
American Family	$325	$55
USAA	$422	$71
Auto-Owners	$536	$90
State Farm	$638	$108
North Star Mutual	$873	$147
Progressive	$1078	$181
North Star	$1169	$195
Nodak	$1214	$204
Allstate	$1523	$256
Farmers	$1796	$302

Hannah Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hannah ND. For example, the car insurance in Hannah after a DUI increases to $797 for a six month policy. While the rate increases by $171 for a six-month policy in the case of a speeding ticket.

Hannah auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$993	$165
One Med/PIP claim	$993	$169
Not-at-fault accident	$1009	$168
One comp claim	$1026	$175
Two Med/PIP claims	$1026	$171
Two comp claims	$1078	$183
Failure to show documents	$1084	$180
Driving with expired registration	$1106	$188
Failure to wear a seat belt	$1112	$185
Child safety restraint	$1117	$190
Driving without lights	$1117	$186
Cell phone violation	$1140	$194
Failure to yield	$1140	$190
Following too closely	$1140	$194
Illegal turn	$1140	$190
Texting while driving	$1140	$194
Driving too slowly	$1152	$192
Failure to stop at a red light	$1152	$196
Speeding in school zone	$1152	$192
Speeding 6 - 10 MPH over limit	$1164	$198
Wrong way/wrong lane	$1169	$195
Speeding 11 - 15 MPH over limit	$1175	$200
Speeding 16 - 20 MPH over limit	$1187	$198
Speeding 21 - 25 MPH over limit	$1187	$202
Improper passing	$1197	$200
Passing school bus	$1214	$206
In 65 MPH zone	$1220	$204
Operating a vehicle without permission	$1288	$219
At-fault accident - less than $1000	$1306	$218
Open container	$1352	$229
At-fault accident - $1000-$2000	$1363	$228
At-fault accident - greater than $2000	$1363	$231
Driving with a suspended license	$1614	$269
Refusal to submit to a chemical test	$1705	$290
Reckless driving	$1716	$286
DUI	$1790	$304
Racing	$1790	$299
Leaving scene of an accident/hit and run	$1836	$312

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hannah after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hannah.

The cheapest car insurance premiums in Hannah are offered by Nodak Mutual at $228 for a six-month policy. However, it can be as expensive as $2537 with companies like North Star Mutual.

Hannah car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nodak Mutual	$228	$38
Grinnell Mutual	$256	$43
Nationwide	$274	$46
American Family	$405	$68
Progressive	$673	$113
USAA	$753	$127
State Farm	$827	$139
Nodak	$1090	$183
Allied	$1135	$189
Auto-Owners	$1596	$272
Farmers	$1762	$297
Allstate	$2002	$337
North Star Mutual	$2537	$423

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hannah are offered by American Family at $165. However, it can be as expensive as $2196 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hannah after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$165	$28
Nationwide	$177	$30
Nodak Mutual	$177	$30
Auto-Owners Insurance Co	$188	$32
State Farm	$462	$78
USAA	$747	$125
Progressive	$787	$132
Auto-Owners	$958	$159
North Star Mutual	$1117	$190
Allstate	$1311	$219
Nodak	$1511	$257
Farmers	$2196	$366

Car Insurance Price Trends in Hannah, North Dakota

Car insurance rates in Hannah have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hannah rose by $182 in February compared to $169 of January. In other words, there has been an increase by $13 when you compare February and January.

The average cost of liability insurance in the Hannah remained steady at $36 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Hannah?

The car insurance in Hannah is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Hannah?

The cheapest car insurance in Hannah is $66 per month for full coverage.

How much is car insurance in Hannah for teenagers?

Car insurance for teenagers costs $154 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hannah?

The average cost of car insurance is $817 for a six-month policy. It will cost around $132 per month to insure your car in Hannah.

Is car insurance expensive in Hannah?

Car insurance can be expensive in Hannah if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hannah can be affordable.

What is the best car insurance in Hannah, ND?

The best car insurance company in Hannah ND is Nodak Mutual, offering $388 for a six-month policy.