In comparison to the $2,163 yearly average for the state, auto insurance in Bismarck is $432 more expensive.
American Family offers the highest auto insurance premium cost by company.
The best auto insurance companies in Bismarck are Progressive, Allstate, State Farm and American Family.
Your zip code, the company you choose, and the kind of coverage you select are just a few of the variables that affect your vehicle insurance rates.
In Bismarck, North Dakota, motorists are required to carry liability insurance.
How Much does car insurance cost in Bismarck?
Single-vehicle drivers in Bismarck, North Dakota, pay an average of $1,730 yearly for car insurance or roughly $143 per month. In comparison to the $2,163 yearly average for the state, auto insurance in Bismarck is $432 more expensive.
Auto Insurance Cost by Company in Bismarck
Depending on the insurance company, auto insurance premiums can change. This is due to the fact that each insurance company places a slightly different weight on data like your driving record and credit score.
Even though the following auto insurance providers typically offer the most affordable auto insurance premiums, it's always wise to compare prices.
To be able to drive legally in North Dakota, a driver must demonstrate their financial responsibility. The simplest way to achieve this is to buy car insurance with at least the state's minimal liability insurance:
Liability for bodily injury of $25,000 per person
$50,000 in responsibility for bodily liability per accident
Liability for property damage of $25,000 per incident
You must show proof of insurance coverage if you are involved in an accident or if law enforcement stops you. Additionally, you'll require it to register your car.
See what you could save on auto insurance
Tips for safe driving in North Dakota
Reduce your speed and turn to the right to prevent a head-on accident if an approaching vehicle is in your lane.
Turn your car's rear in the direction it is moving if you begin to skid.
Don't panic or brake too hard.
Tap your brakes to signal to others behind you that you are slowing down and avoid being rear-ended.
Avoid being sidetracked while driving by activities like mobile phone use and loud music.
Pay close attention to the quality of the roads and drive more slowly when they are hazardous. Road surfaces may become slick after a rain.
Whenever you make a lane change or a turn, don't forget to utilize your turn signals.
Best Car Insurance Companies in Bismarck
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
What is the average cost of car insurance in Bismarck?
In Bismarck, the average cost of auto insurance is $139 per month or $1678 annually.
What car insurance is required in Bismarck, North Dakota?
In Bismarck, North Dakota, motorists are required to carry liability insurance for property damage and personal injury to others, as well as uninsured/underinsured motorist protection.