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Cheapest Car Insurance Quotes in Burton

  • Finding the cheapest car insurance quotes in Burton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Burton Car Insurance
$ 41

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Burton

The car insurance rate in Burton is $1045 for a six-month policy, which is $128 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $467, making it a popular choice for budget-conscious drivers. Rates in Burton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Burton

$1045

National Average

$1278

Cheapest Car Insurance Companies in Burton

1st place: Kemper

At $467 for a six month policy, Kemper offers the cheapest auto insurance rates in the city. 

2nd place: Nationwide

Nationwide offers auto insurance rates at $629 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $650 for six months, making it the third cheapest auto insurance company in Burton.

Burton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Burton, WA is Kemper, offering policies at just $467 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $629.

At the higher end of the spectrum, Sentry is the most expensive, with rates reaching $2757 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burton drivers find the best deals.

Cheap Car Insurance Companies in Burton, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $467 $78
Nationwide $629 $107
Auto-Owners Insurance Co $650 $108
Chubb $738 $125
Capital Insurance Group $751 $125
USAA $880 $148
Mutual of Enumclaw $928 $155
American Family $948 $160
State Farm $948 $160
Progressive $968 $163
PEMCO $1043 $176
Travelers $1050 $177
Farmers $1151 $194
Allstate $1300 $219
Granwest P&C $1530 $255
Sentry $2757 $469
Key Takeaways

Way's key takeaways about car insurance in Burton

  • The auto insurance costs in Burton fall around $467 for six months. 
  • The cheapest auto insurance company in Burton is California Casualty.
  • Teen drivers pay the highest rate in Burton at $776 per month.

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Cheapest Minimum Liability Car Insurance in Burton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Burton are given below. 

California Casualty provides the cheapest minimum car insurance coverage in Burton. Their Average 6 Month Premium is $244. Grange is the most expensive at $244 for the same period. 

Cheapest Liability Coverage in Burton, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
California Casualty $244 $41
USAA $244 $41
Granwest P&C $251 $42
Auto-Owners Insurance Co $264 $44
Chubb $311 $52
Nationwide $325 $55
PEMCO $325 $55
Capital Insurance Group $345 $59
Progressive $352 $59
American Family $359 $62
Mutual of Enumclaw $386 $65
State Farm $386 $65
Travelers $393 $66
Farmers $461 $78
Allstate $765 $129
Sentry $792 $135
Encompass $237 $40
Grange $244 $41

Cheapest Full Coverage Car Insurance in Burton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Burton is Kemper at $78 per month and $467 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Burton, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $467 $78
Nationwide $629 $107
Auto-Owners Insurance Co $650 $108
Chubb $738 $125
Capital Insurance Group $751 $125
USAA $880 $148
Mutual of Enumclaw $928 $155
American Family $948 $160
State Farm $948 $160
Progressive $968 $163
PEMCO $1043 $176
Travelers $1050 $177
Farmers $1151 $194
Allstate $1300 $219
Granwest P&C $1530 $255
Sentry $2757 $469

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Average Car Insurance in Burton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Burton, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in Burton, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Burton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Burton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s PEMCO $772
30s PEMCO $540
40s PEMCO $546
50s PEMCO $519
60s PEMCO $546
70s PEMCO $678

Cheapest Car Insurance Rates for Teen Drivers in Burton,WA

If you are planning to get a car insurance policy for your teenage dependent, American Family provides the cheapest car insurance in the Burton at $64 per month. At $4659 for a six-month premium, Sentry offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American Family $373 $64
Auto-Owners Insurance Co $386 $64
Chubb $433 $74
Travelers $1273 $214
State Farm $1347 $227
USAA $1564 $263
Pemco $1923 $324
Farmers $2322 $391
Mutual of Enumclaw $2350 $399
Progressive $2566 $432
Allstate $2668 $449
Sentry $4659 $776

Teen Car Insurance Rates in WA by Age

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Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in Burton.

As young drivers face the highest rates in Burton, PEMCO offers the cheapest auto insurance rates at $772 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Burton, AutoOwners Insurance Co is the cheapest car insurance provider. At $264 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Burton is Sentry, offering rates of around $2757 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $264 $44
Chubb $311 $52
American Family $359 $62
Nationwide $373 $62
Kemper $406 $70
Farmers $1057 $178
Travelers $1124 $189
State Farm $1334 $225
Progressive $1341 $226
USAA $1375 $229
Pemco $1571 $264
Mutual of Enumclaw $1612 $269
Allstate $2519 $429
Sentry $2757 $459

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Save up to $971/yr on car insurance rates in Burton.

Car Insurance Rates with An Accident in Burton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Burton, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Burton

The cheapest car insurance companies after an at-fault accident in Burton include AutoOwners Insurance Co and Encompass, offering $339 and $386, respectively. Sentry is an expensive provider with an average six-month premium of $4788.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $339 $57
Encompass $386 $66
Chubb $399 $67
American Family $433 $74
Kemper $562 $93
USAA $603 $101
Travelers $880 $148
State Farm $901 $152
PEMCO $982 $165
Capital Insurance Group $1002 $170
Mutual of Enumclaw $1253 $209
Progressive $1334 $225
Farmers $1422 $239
Allstate $2322 $391
Sentry $4788 $798

Burton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Burton WA. For example, the car insurance in Burton after a DUI increases to $928 for a six month policy. While the rate increases by $264 for a six-month policy in the case of a speeding ticket.  

Burton auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1219 $203
One Med/PIP claim $1219 $207
Not-at-fault accident $1260 $210
Two Med/PIP claims $1260 $214
One comp claim $1267 $211
Two comp claims $1320 $225
Failure to show documents $1456 $243
Child safety restraint $1469 $250
Driving without lights $1483 $247
Failure to wear a seat belt $1483 $252
Speeding 11 - 15 MPH over limit $1483 $247
Speeding 16 - 20 MPH over limit $1483 $252
Speeding 6 - 10 MPH over limit $1483 $247
Driving too slowly $1497 $254
Driving with expired registration $1497 $250
Cell phone violation $1504 $255
Failure to yield $1504 $251
Improper passing $1504 $255
Texting while driving $1504 $251
Wrong way/wrong lane $1504 $255
Failure to stop at a red light $1510 $252
Following too closely $1510 $257
Illegal turn $1510 $252
Speeding in school zone $1578 $268
Passing school bus $1585 $264
At-fault accident - less than $1000 $1605 $272
Speeding 21 - 25 MPH over limit $1605 $268
Open container $1612 $274
In 65 MPH zone $1672 $279
At-fault accident - $1000-$2000 $1734 $295
At-fault accident - greater than $2000 $1741 $290
Operating a vehicle without permission $1753 $299
Refusal to submit to a chemical test $2099 $350
Reckless driving $2106 $358
Driving with a suspended license $2126 $355
DUI $2147 $365
Racing $2221 $370
Leaving scene of an accident/hit and run $2234 $380

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Burton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Burton.

The cheapest car insurance premiums in Burton are offered by Chubb at $386 for a six-month policy. However, it can be as expensive as $3630 with companies like Sentry.

Burton car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $386 $66
American Family $426 $71
Auto-Owners Insurance Co $488 $83
Travelers $928 $156
Progressive $935 $157
USAA $1029 $173
Pemco $1138 $192
State Farm $1239 $209
Farmers $1449 $244
Mutual of Enumclaw $1619 $270
Grange $2073 $352
Allstate $2119 $357
Cal Casualty $2315 $393
Sentry $3630 $605

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Burton are offered by Chubb at $339. However, it can be as expensive as $4436 with companies like Sentry for a similar six-month premium.

Cheapest Car Insurance in Burton after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $339 $58
Auto-Owners Insurance Co $352 $58
American Family $426 $73
State Farm $792 $133
Travelers $968 $163
USAA $1064 $177
Mutual of Enumclaw $1131 $193
Pemco $1179 $198
Progressive $1205 $203
Farmers $1327 $223
Allstate $2038 $347
Sentry $4436 $739

Car Insurance Price Trends in Burton, Washington

Car insurance rates in Burton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Burton rose by $222 in January compared to $172 of December. In other words, there has been an increase by $50 when you compare January and December.

The average cost of liability insurance in the Burton rose to $64 in January, compared to $58 in December. This represents an increase of $6 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Burton?

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The car insurance in Burton is $41 per month, which is lower than the national average.

What is the cheapest car insurance in Burton?

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The cheapest car insurance in Burton is $78 per month for full coverage.

How much is car insurance in Burton for teenagers?

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Car insurance for teenagers costs $373 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Burton?

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The average cost of car insurance is $917 for a six-month policy. It will cost around $176 per month to insure your car in Burton.

Is car insurance expensive in Burton?

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Car insurance can be expensive in Burton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Burton can be affordable.

What is the best car insurance in Burton, WA?

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The best car insurance company in Burton WA is Kemper, offering $467 for a six-month policy.

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Data Sources