We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”

Cheapest Car Insurance Quotes in La Push

  • Finding the cheapest car insurance quotes in La Push shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
Landmark
399,755 Policies Sold
La Push Car Insurance
$ 28

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in La Push

The car insurance rate in La Push is $676 for a six-month policy, which is $92 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $361, making it a popular choice for budget-conscious drivers. Rates in La Push can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in La Push

$676

National Average

$1140

Cheapest Car Insurance Companies in La Push

1st place: Kemper

At $361 for a six month policy, Kemper offers the cheapest auto insurance rates in the city. 

2nd place: Nationwide

Nationwide offers auto insurance rates at $486 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $502 for six months, making it the third cheapest auto insurance company in La Push.

La Push Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in La Push, WA is Kemper, offering policies at just $361 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $486.

At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $700 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Push drivers find the best deals.

Cheap Car Insurance Companies in La Push, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $361 $60
Nationwide $486 $83
Auto-Owners Insurance Co $502 $84
Chubb $569 $97
Capital Insurance Group $580 $97
State Farm $606 $102
USAA $627 $106
Progressive $674 $114
PEMCO $690 $116
American Family $711 $120
Travelers $768 $129
Farmers $816 $137
Allstate $951 $160
Granwest P&C $1181 $201
California Causality $596 $101
Mutual of Enumclaw $700 $119
Key Takeaways

Way's key takeaways about car insurance in La Push

  • The auto insurance costs in La Push fall around $361 for six months. 
  • The cheapest auto insurance company in La Push is USAA.
  • Teen drivers pay the highest rate in La Push at $109 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in La Push

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Push are given below. 

USAA provides the cheapest minimum car insurance coverage in La Push. Their Average 6 Month Premium is $167. California Causality is the most expensive at $209 for the same period. 

Cheapest Liability Coverage in La Push, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
USAA $167 $28
California Casualty $188 $32
Granwest P&C $194 $33
PEMCO $199 $33
Auto-Owners Insurance Co $204 $34
Chubb $240 $40
Travelers $246 $41
Nationwide $251 $42
Capital Insurance Group $267 $44
State Farm $267 $45
Progressive $277 $47
American Family $313 $53
Mutual of Enumclaw $319 $53
Farmers $334 $56
Allstate $565 $95
Encompass $183 $31
Grange $188 $32
California Causality $209 $35

Cheapest Full Coverage Car Insurance in La Push

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Push is Kemper at $60 per month and $361 for six months. 

Cheapest Full Coverage Car Insurance Quotes in La Push, WA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Kemper $361 $60
Nationwide $486 $83
Auto-Owners Insurance Co $502 $84
Chubb $569 $97
Capital Insurance Group $580 $97
State Farm $606 $102
USAA $627 $106
Progressive $674 $114
PEMCO $690 $116
American Family $711 $120
Travelers $768 $129
Farmers $816 $137
Allstate $951 $160
Granwest P&C $1181 $201
California Causality $596 $101
Mutual of Enumclaw $700 $119

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in La Push Instantly!

Average Car Insurance in La Push by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in La Push, WA increasing?

Despite maintaining a clean driving record, your car insurance rates in La Push, Washington, may be increasing due to several external factors. Washington has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, La Push's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in La Push

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s PEMCO $596
30s PEMCO $417
40s PEMCO $422
50s PEMCO $400
60s PEMCO $422
70s PEMCO $524

Cheapest Car Insurance Rates for Teen Drivers in La Push,WA

If you are planning to get a car insurance policy for your teenage dependent, Travelers provides the cheapest car insurance in the La Push at $49 per month. At $643 for a six-month premium, California Causality offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Travelers $293 $49
Auto-Owners Insurance Co $298 $51
Chubb $334 $55
State Farm $679 $114
American Family $894 $150
Progressive $1024 $172
USAA $1077 $181
Pemco $1097 $185
Farmers $1558 $262
Allstate $1798 $303
California Causality $643 $109

Teen Car Insurance Rates in WA by Age

viewmore
Way Tip

If you are in your twenties PEMCO is the best choice for car insurance in La Push.

As young drivers face the highest rates in La Push, PEMCO offers the cheapest auto insurance rates at $596 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in La Push, AutoOwners Insurance Co is the cheapest car insurance provider. At $204 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in La Push is California Causality, offering rates of around $480 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $204 $34
Chubb $240 $40
Travelers $246 $41
Nationwide $288 $48
Kemper $313 $54
American Family $476 $80
Progressive $554 $93
State Farm $643 $108
Farmers $711 $120
Pemco $821 $138
USAA $847 $144
Allstate $1694 $282
National General $345 $57
California Causality $480 $82

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in La Push.

Car Insurance Rates with An Accident in La Push

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In La Push, WA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in La Push

The cheapest car insurance companies after an at-fault accident in La Push include AutoOwners Insurance Co and Encompass, offering $261 and $298, respectively. California Causality is an expensive provider with an average six-month premium of $361.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Auto-Owners Insurance Co $261 $44
Encompass $298 $51
Chubb $308 $52
Travelers $371 $62
USAA $397 $67
Kemper $434 $74
State Farm $585 $99
PEMCO $643 $108
American Family $700 $118
Capital Insurance Group $774 $131
Progressive $925 $156
Farmers $999 $168
Allstate $1610 $271
California Causality $361 $60

La Push Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Push WA. For example, the car insurance in La Push after a DUI increases to $716 for a six month policy. While the rate increases by $204 for a six-month policy in the case of a speeding ticket.  

La Push auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $941 $157
One Med/PIP claim $941 $160
Not-at-fault accident $972 $162
Two Med/PIP claims $972 $165
One comp claim $978 $163
Two comp claims $1019 $173
Failure to show documents $1124 $187
Child safety restraint $1134 $193
Driving without lights $1145 $191
Failure to wear a seat belt $1145 $194
Speeding 11 - 15 MPH over limit $1145 $191
Speeding 16 - 20 MPH over limit $1145 $194
Speeding 6 - 10 MPH over limit $1145 $191
Driving too slowly $1155 $196
Driving with expired registration $1155 $193
Cell phone violation $1161 $197
Failure to yield $1161 $194
Improper passing $1161 $197
Texting while driving $1161 $194
Wrong way/wrong lane $1161 $197
Failure to stop at a red light $1166 $194
Following too closely $1166 $198
Illegal turn $1166 $194
Speeding in school zone $1218 $207
Passing school bus $1223 $204
At-fault accident - less than $1000 $1239 $210
Speeding 21 - 25 MPH over limit $1239 $207
Open container $1244 $211
In 65 MPH zone $1291 $216
At-fault accident - $1000-$2000 $1338 $228
At-fault accident - greater than $2000 $1344 $224
Operating a vehicle without permission $1353 $231
Refusal to submit to a chemical test $1620 $270
Reckless driving $1625 $276
Driving with a suspended license $1641 $274
DUI $1657 $282
Racing $1714 $286
Leaving scene of an accident/hit and run $1725 $293

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in La Push after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in La Push.

The cheapest car insurance premiums in La Push are offered by Chubb at $298 for a six-month policy. However, it can be as expensive as $319 with companies like National General.

La Push car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $298 $51
Auto-Owners Insurance Co $377 $62
Travelers $407 $69
American Family $585 $99
Progressive $649 $109
Pemco $658 $111
USAA $722 $121
State Farm $758 $128
Farmers $1035 $174
Allstate $1526 $257
Grange $1600 $272
Cal Casualty $1787 $298
National General $319 $55

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in La Push are offered by Chubb at $261. However, it can be as expensive as $293 with companies like California Causality for a similar six-month premium.

Cheapest Car Insurance in La Push after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Chubb $261 $44
Auto-Owners Insurance Co $272 $47
Travelers $334 $55
State Farm $407 $69
American Family $585 $99
USAA $638 $108
Pemco $643 $108
Progressive $763 $128
Farmers $889 $150
Allstate $1177 $200
California Causality $293 $50

Car Insurance Price Trends in La Push, Washington

Car insurance rates in La Push have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the La Push rose by $133 in December compared to $130 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the La Push rose to $45 in December, compared to $44 in November. This represents an increase of $1 when comparing December and November.


Our Insurance Agent Experts
Wilson Mathew Nechikat
Principal
View Profile
Anthony Luu
Senior Director of Insurance Operations
View Profile
business-owner-image
Ezra Peterson
Senior Director of Insurance
View Profile
Danny Herrera
Head of Commercial Insurance
View Profile

Frequently Asked Questions

How much is car insurance in La Push?

Down icon

The car insurance in La Push is $28 per month, which is lower than the national average.

What is the cheapest car insurance in La Push?

Down icon

The cheapest car insurance in La Push is $60 per month for full coverage.

How much is car insurance in La Push for teenagers?

Down icon

Car insurance for teenagers costs $293 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in La Push?

Down icon

The average cost of car insurance is $768 for a six-month policy. It will cost around $114 per month to insure your car in La Push.

Is car insurance expensive in La Push?

Down icon

Car insurance can be expensive in La Push if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in La Push can be affordable.

What is the best car insurance in La Push, WA?

Down icon

The best car insurance company in La Push WA is Kemper, offering $361 for a six-month policy.

Tired of Insane Auto Insurance Bills? Us Too!

Cut auto insurance costs in La Push right now.

Data Sources