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Finding the cheapest car insurance quotes in La Push shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in La Push
The car insurance rate in La Push is $676 for a six-month policy, which is $92 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $361, making it a popular choice for budget-conscious drivers. Rates in La Push can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $361 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $486 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $502
for six months, making it
the third cheapest auto insurance company in La Push.
La Push Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in La Push, WA is Kemper, offering policies at just $361 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $486.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $700 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Push drivers find the best deals.
Way's key takeaways about car insurance in La Push
The auto insurance costs in La Push fall around $361 for six
months.
The cheapest auto insurance company in La Push is USAA.
Teen drivers pay the highest rate in La Push at $109 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in La Push
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in La Push are given below.
USAA provides
the cheapest minimum car insurance
coverage in La Push. Their Average 6 Month Premium is $167.
California Causality is the most
expensive at $209 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in La Push is Kemper
at $60 per month and $361
for six months.
Cheapest Full Coverage Car Insurance Quotes in La Push,
WA
Get Your Car Insurance Quote in La Push
Instantly!
Average Car Insurance in La Push by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in La Push, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in La Push, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, La Push's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in La Push
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$596
30s
PEMCO
$417
40s
PEMCO
$422
50s
PEMCO
$400
60s
PEMCO
$422
70s
PEMCO
$524
Cheapest Car Insurance Rates for Teen Drivers in
La Push,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the La Push at $49
per
month. At $643 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in La Push.
As young drivers face the highest rates in La Push, PEMCO
offers the cheapest auto insurance rates at $596 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in La Push,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $204 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
La Push is California Causality, offering
rates of around $480 for six
months.
Save up to $971/yr on car insurance rates in La Push.
Car Insurance Rates with An Accident in La Push
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In La Push, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in La Push
The cheapest car insurance companies after an at-fault accident in
La Push include AutoOwners Insurance Co
and Encompass, offering $261
and $298,
respectively. California Causality is an expensive provider
with an average six-month premium of
$361.
Here is a list of driving violations that can increase your car
insurance rates in La Push WA. For example, the car
insurance in La Push
after a DUI increases to $716 for a six
month policy. While the rate increases by $204 for a six-month policy in the case of
a speeding ticket.
La Push auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$941
$157
One Med/PIP claim
$941
$160
Not-at-fault accident
$972
$162
Two Med/PIP claims
$972
$165
One comp claim
$978
$163
Two comp claims
$1019
$173
Failure to show documents
$1124
$187
Child safety restraint
$1134
$193
Driving without lights
$1145
$191
Failure to wear a seat belt
$1145
$194
Speeding 11 - 15 MPH over limit
$1145
$191
Speeding 16 - 20 MPH over limit
$1145
$194
Speeding 6 - 10 MPH over limit
$1145
$191
Driving too slowly
$1155
$196
Driving with expired registration
$1155
$193
Cell phone violation
$1161
$197
Failure to yield
$1161
$194
Improper passing
$1161
$197
Texting while driving
$1161
$194
Wrong way/wrong lane
$1161
$197
Failure to stop at a red light
$1166
$194
Following too closely
$1166
$198
Illegal turn
$1166
$194
Speeding in school zone
$1218
$207
Passing school bus
$1223
$204
At-fault accident - less than $1000
$1239
$210
Speeding 21 - 25 MPH over limit
$1239
$207
Open container
$1244
$211
In 65 MPH zone
$1291
$216
At-fault accident - $1000-$2000
$1338
$228
At-fault accident - greater than $2000
$1344
$224
Operating a vehicle without permission
$1353
$231
Refusal to submit to a chemical test
$1620
$270
Reckless driving
$1625
$276
Driving with a suspended license
$1641
$274
DUI
$1657
$282
Racing
$1714
$286
Leaving scene of an accident/hit and run
$1725
$293
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in La Push after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in La Push.
The cheapest car insurance premiums in
La Push are
offered by Chubb at $298 for a six-month policy.
However, it can be as
expensive as $319 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in La Push are offered by Chubb
at $261. However,
it can be as expensive as $293
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in La Push after Speeding ticket
Car insurance rates in La Push have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the La Push rose by
$133 in December
compared to $130 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the La Push rose to $45 in December,
compared to $44 in November.
This represents an increase of $1
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
La Push. At $1351 for a
six-month policy, insuring
your car at 98350 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in La Push?
The car insurance in La Push is $28 per month, which is lower than the national average.
What is the cheapest car insurance in La Push?
The cheapest car insurance in La Push
is $60 per month
for full coverage.
How much is car insurance in La Push for teenagers?
Car insurance for teenagers costs $293 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
La Push?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $114 per month to insure your
car in La Push.
Is car insurance expensive in La Push?
Car insurance can be expensive in La Push if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in La Push can be
affordable.
What is the best car insurance in La Push,
WA?
The best car insurance company in La Push
WA is
Kemper, offering $361 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)