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Finding the cheapest car insurance quotes in Randle shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Randle
The car insurance rate in Randle is $760 for a six-month policy, which is $8 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $406, making it a popular choice for budget-conscious drivers. Rates in Randle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $406 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $546 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $564
for six months, making it
the third cheapest auto insurance company in Randle.
Randle Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Randle, WA is Kemper, offering policies at just $406 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $546.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $788 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Randle drivers find the best deals.
The auto insurance costs in Randle fall around $406 for six
months.
The cheapest auto insurance company in Randle is USAA.
Teen drivers pay the highest rate in Randle at $123 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Randle
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Randle are given below.
USAA provides
the cheapest minimum car insurance
coverage in Randle. Their Average 6 Month Premium is $188.
California Causality is the most
expensive at $236 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Randle is Kemper
at $67 per month and $406
for six months.
Cheapest Full Coverage Car Insurance Quotes in Randle,
WA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Randle, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Randle, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Randle's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Randle
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$670
30s
PEMCO
$469
40s
PEMCO
$474
50s
PEMCO
$450
60s
PEMCO
$474
70s
PEMCO
$589
Cheapest Car Insurance Rates for Teen Drivers in
Randle,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Randle at $55
per
month. At $724 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Randle.
As young drivers face the highest rates in Randle, PEMCO
offers the cheapest auto insurance rates at $670 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Randle,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $230 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Randle is California Causality, offering
rates of around $541 for six
months.
Save up to $971/yr on car insurance rates in Randle.
Car Insurance Rates with An Accident in Randle
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Randle, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Randle
The cheapest car insurance companies after an at-fault accident in
Randle include AutoOwners Insurance Co
and Encompass, offering $294
and $336,
respectively. California Causality is an expensive provider
with an average six-month premium of
$406.
Here is a list of driving violations that can increase your car
insurance rates in Randle WA. For example, the car
insurance in Randle
after a DUI increases to $806 for a six
month policy. While the rate increases by $230 for a six-month policy in the case of
a speeding ticket.
Randle auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1058
$176
One Med/PIP claim
$1058
$180
Not-at-fault accident
$1094
$182
Two Med/PIP claims
$1094
$186
One comp claim
$1100
$183
Two comp claims
$1146
$195
Failure to show documents
$1264
$211
Child safety restraint
$1276
$217
Driving without lights
$1288
$215
Failure to wear a seat belt
$1288
$219
Speeding 11 - 15 MPH over limit
$1288
$215
Speeding 16 - 20 MPH over limit
$1288
$219
Speeding 6 - 10 MPH over limit
$1288
$215
Driving too slowly
$1300
$221
Driving with expired registration
$1300
$217
Cell phone violation
$1306
$222
Failure to yield
$1306
$218
Improper passing
$1306
$222
Texting while driving
$1306
$218
Wrong way/wrong lane
$1306
$222
Failure to stop at a red light
$1312
$219
Following too closely
$1312
$223
Illegal turn
$1312
$219
Speeding in school zone
$1370
$233
Passing school bus
$1376
$230
At-fault accident - less than $1000
$1394
$237
Speeding 21 - 25 MPH over limit
$1394
$233
Open container
$1400
$238
In 65 MPH zone
$1452
$243
At-fault accident - $1000-$2000
$1506
$256
At-fault accident - greater than $2000
$1512
$251
Operating a vehicle without permission
$1523
$259
Refusal to submit to a chemical test
$1823
$304
Reckless driving
$1829
$311
Driving with a suspended license
$1846
$308
DUI
$1864
$317
Racing
$1929
$322
Leaving scene of an accident/hit and run
$1940
$330
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Randle after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Randle.
The cheapest car insurance premiums in
Randle are
offered by Chubb at $336 for a six-month policy.
However, it can be as
expensive as $358 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Randle are offered by Chubb
at $294. However,
it can be as expensive as $330
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Randle after Speeding ticket
Car insurance rates in Randle have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Randle rose by
$149 in December
compared to $147 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Randle remained steady at $50 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Randle. At $1520 for a
six-month policy, insuring
your car at 98377 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Randle?
The car insurance in Randle is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Randle?
The cheapest car insurance in Randle
is $67 per month
for full coverage.
How much is car insurance in Randle for teenagers?
Car insurance for teenagers costs $330 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Randle?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $128 per month to insure your
car in Randle.
Is car insurance expensive in Randle?
Car insurance can be expensive in Randle if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Randle can be
affordable.
What is the best car insurance in Randle,
WA?
The best car insurance company in Randle
WA is
Kemper, offering $406 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Randle, WA
Car Insurance Rates by State in the USA (2025 Update)
Randle Car Insurance
