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Finding the cheapest car insurance quotes in Tanner shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Tanner
The car insurance rate in Tanner is $837 for a six-month policy, which is $69 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $447, making it a popular choice for budget-conscious drivers. Rates in Tanner can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $447 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: Nationwide
Nationwide offers auto
insurance rates at $602 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $621
for six months, making it
the third cheapest auto insurance company in Tanner.
Tanner Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Tanner, WA is Kemper, offering policies at just $447 for a six-month term. This is followed by Nationwide, which has an average six-month premium of $602.
At the higher end of the spectrum, Mutual of Enumclaw is the most expensive, with rates reaching $868 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tanner drivers find the best deals.
The auto insurance costs in Tanner fall around $447 for six
months.
The cheapest auto insurance company in Tanner is USAA.
Teen drivers pay the highest rate in Tanner at $135 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Tanner
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Tanner are given below.
USAA provides
the cheapest minimum car insurance
coverage in Tanner. Their Average 6 Month Premium is $207.
California Causality is the most
expensive at $259 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Tanner is Kemper
at $74 per month and $447
for six months.
Cheapest Full Coverage Car Insurance Quotes in Tanner,
WA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Tanner, WA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Tanner, Washington, may be increasing due to several external factors.
Washington has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Tanner's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Tanner
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
PEMCO
$738
30s
PEMCO
$517
40s
PEMCO
$522
50s
PEMCO
$496
60s
PEMCO
$522
70s
PEMCO
$649
Cheapest Car Insurance Rates for Teen Drivers in
Tanner,WA
If you are planning to get a car insurance policy for your teenage
dependent, Travelers provides the cheapest car
insurance in the Tanner at $61
per
month. At $797 for a six-month premium,
California Causality offers the most expensive rate for
teen drivers.
If you are in your twenties PEMCO is
the best choice for car
insurance in Tanner.
As young drivers face the highest rates in Tanner, PEMCO
offers the cheapest auto insurance rates at $738 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Tanner,
AutoOwners Insurance Co is
the cheapest car insurance provider. At $253 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Tanner is California Causality, offering
rates of around $595 for six
months.
Save up to $971/yr on car insurance rates in Tanner.
Car Insurance Rates with An Accident in Tanner
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Tanner, WA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Tanner
The cheapest car insurance companies after an at-fault accident in
Tanner include AutoOwners Insurance Co
and Encompass, offering $324
and $370,
respectively. California Causality is an expensive provider
with an average six-month premium of
$447.
Here is a list of driving violations that can increase your car
insurance rates in Tanner WA. For example, the car
insurance in Tanner
after a DUI increases to $887 for a six
month policy. While the rate increases by $253 for a six-month policy in the case of
a speeding ticket.
Tanner auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1165
$194
One Med/PIP claim
$1165
$198
Not-at-fault accident
$1204
$201
Two Med/PIP claims
$1204
$205
One comp claim
$1211
$202
Two comp claims
$1262
$215
Failure to show documents
$1392
$232
Child safety restraint
$1405
$239
Driving without lights
$1418
$237
Failure to wear a seat belt
$1418
$241
Speeding 11 - 15 MPH over limit
$1418
$237
Speeding 16 - 20 MPH over limit
$1418
$241
Speeding 6 - 10 MPH over limit
$1418
$237
Driving too slowly
$1431
$243
Driving with expired registration
$1431
$239
Cell phone violation
$1438
$244
Failure to yield
$1438
$240
Improper passing
$1438
$244
Texting while driving
$1438
$240
Wrong way/wrong lane
$1438
$244
Failure to stop at a red light
$1444
$241
Following too closely
$1444
$245
Illegal turn
$1444
$241
Speeding in school zone
$1509
$256
Passing school bus
$1515
$253
At-fault accident - less than $1000
$1535
$261
Speeding 21 - 25 MPH over limit
$1535
$256
Open container
$1541
$262
In 65 MPH zone
$1599
$267
At-fault accident - $1000-$2000
$1658
$282
At-fault accident - greater than $2000
$1664
$277
Operating a vehicle without permission
$1676
$286
Refusal to submit to a chemical test
$2007
$335
Reckless driving
$2013
$342
Driving with a suspended license
$2033
$339
DUI
$2052
$349
Racing
$2123
$354
Leaving scene of an accident/hit and run
$2136
$363
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Tanner after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Tanner.
The cheapest car insurance premiums in
Tanner are
offered by Chubb at $370 for a six-month policy.
However, it can be as
expensive as $395 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Tanner are offered by Chubb
at $324. However,
it can be as expensive as $363
with companies like California Causality for a similar
six-month premium.
Cheapest Car Insurance in Tanner after Speeding ticket
Car insurance rates in Tanner have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Tanner rose by
$165 in December
compared to $161 of November. In other words, there has been an increase by $4 when you
compare December and November.
The average cost of liability insurance in the Tanner rose to $56 in December,
compared to $55 in November.
This represents an increase of $1
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Tanner. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Tanner?
The car insurance in Tanner is $35 per month, which is lower than the national average.
What is the cheapest car insurance in Tanner?
The cheapest car insurance in Tanner
is $74 per month
for full coverage.
How much is car insurance in Tanner for teenagers?
Car insurance for teenagers costs $363 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Tanner?
The average cost of car insurance is $768 for a six-month
policy. It will cost around $141 per month to insure your
car in Tanner.
Is car insurance expensive in Tanner?
Car insurance can be expensive in Tanner if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Tanner can be
affordable.
What is the best car insurance in Tanner,
WA?
The best car insurance company in Tanner
WA is
Kemper, offering $447 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Tanner, WA
Car Insurance Rates by State in the USA (2025 Update)
Tanner Car Insurance
