Cheapest Car Insurance Quotes in South Park

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South Park Car Insurance

^$ 17

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in South Park

The car insurance rate in South Park is $790 for a six-month policy, which is $52 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $489, making it a popular choice for budget-conscious drivers. Rates in South Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in South Park

$790

Avg. Car Insurance in Wyoming

$738

National Average

$1140

Cheapest Car Insurance Companies in South Park

1st place: American National

At $489 for a six month policy, American National offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $579 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $648 for six months, making it the third cheapest auto insurance company in South Park.

South Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in South Park, WY is American National, offering policies at just $489 for a six-month term. This is followed by USAA, which has an average six-month premium of $579.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1189 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help South Park drivers find the best deals.

Cheap Car Insurance Companies in South Park, WY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$489	$82
USAA	$579	$97
State Farm	$648	$109
Farmers	$782	$132
MetLife	$1055	$180
Allstate	$1189	$200

Key Takeaways

Way's key takeaways about car insurance in South Park

The auto insurance costs in South Park fall around $489 for six months.
The cheapest auto insurance company in South Park is American National.
Teen drivers pay the highest rate in South Park at $668 per month.

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Cheapest Minimum Liability Car Insurance in South Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in South Park are given below.

American National provides the cheapest minimum car insurance coverage in South Park. Their Average 6 Month Premium is $102. Allstate is the most expensive at $305 for the same period.

Cheapest Liability Coverage in South Park, WY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$102	$17
USAA	$102	$17
State Farm	$127	$21
MetLife	$184	$31
Farmers	$197	$33
Allstate	$305	$51

Cheapest Full Coverage Car Insurance in South Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in South Park is American National at $82 per month and $489 for six months.

Cheapest Full Coverage Car Insurance Quotes in South Park, WY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$489	$82
USAA	$579	$97
State Farm	$648	$109
Farmers	$782	$132
MetLife	$1055	$180
Allstate	$1189	$200

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Average Car Insurance in South Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in South Park, WY increasing?

Despite maintaining a clean driving record, your car insurance rates in South Park, Wyoming, may be increasing due to several external factors. Wyoming has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, South Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in South Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in South Park,WY

If you are planning to get a car insurance policy for your teenage dependent, American National provides the cheapest car insurance in the South Park at $17 per month. At $4004 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$102	$17
State Farm	$769	$129
USAA	$769	$129
Farmers	$1118	$188
Allstate	$4004	$668

Teen Car Insurance Rates in WY by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in South Park, State Farm is the cheapest car insurance provider. At $623 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in South Park is Allstate, offering rates of around $1691 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$623	$105
Farmers	$705	$119
USAA	$1442	$245
Allstate	$1691	$281

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Car Insurance Rates with An Accident in South Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In South Park, WY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in South Park

The cheapest car insurance companies after an at-fault accident in South Park include American National and State Farm, offering $178 and $292, respectively. Allstate is an expensive provider with an average six-month premium of $897.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$178	$30
State Farm	$292	$49
USAA	$375	$63
Farmers	$445	$75
Allstate	$897	$151

South Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in South Park WY. For example, the car insurance in South Park after a DUI increases to $584 for a six month policy. While the rate increases by $190 for a six-month policy in the case of a speeding ticket.

South Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$852	$142
One Med/PIP claim	$852	$144
One comp claim	$908	$152
Two Med/PIP claims	$908	$154
Driving without lights	$928	$155
Not-at-fault accident	$934	$158
Cell phone violation	$947	$158
Texting while driving	$947	$161
Failure to show documents	$953	$159
Failure to wear a seat belt	$953	$163
Child safety restraint	$960	$159
Driving with expired registration	$960	$164
Failure to stop at a red light	$966	$161
Failure to yield	$966	$165
Following too closely	$966	$161
Illegal turn	$966	$165
Wrong way/wrong lane	$966	$161
Improper passing	$973	$166
Passing school bus	$992	$165
Two comp claims	$1017	$173
Open container	$1023	$170
Driving too slowly	$1042	$178
In 65 MPH zone	$1042	$173
Speeding 11 - 15 MPH over limit	$1042	$178
Speeding 16 - 20 MPH over limit	$1042	$173
Speeding 21 - 25 MPH over limit	$1042	$178
Speeding 6 - 10 MPH over limit	$1042	$173
Speeding in school zone	$1042	$178
Operating a vehicle without permission	$1106	$184
At-fault accident - less than $1000	$1137	$194
At-fault accident - $1000-$2000	$1157	$193
At-fault accident - greater than $2000	$1157	$197
Racing	$1323	$220
Driving with a suspended license	$1354	$230
Reckless driving	$1360	$227
Refusal to submit to a chemical test	$1392	$236
DUI	$1436	$240
Leaving scene of an accident/hit and run	$1449	$246

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in South Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in South Park.

The cheapest car insurance premiums in South Park are offered by American National at $584 for a six-month policy. However, it can be as expensive as $2454 with companies like MetLife.

South Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$584	$98
State Farm	$603	$102
USAA	$699	$118
Allstate	$1150	$194
Farmers	$1837	$309
MetLife	$2454	$409

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in South Park are offered by State Farm at $407. However, it can be as expensive as $1284 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in South Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$407	$68
USAA	$566	$96
Farmers	$623	$105
Allstate	$1284	$218

Car Insurance Price Trends in South Park, Wyoming

Car insurance rates in South Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the South Park remained steady at $162 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the South Park remained steady at $26 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in South Park?

The car insurance in South Park is $17 per month, which is lower than the national average.

What is the cheapest car insurance in South Park?

The cheapest car insurance in South Park is $82 per month for full coverage.

How much is car insurance in South Park for teenagers?

Car insurance for teenagers costs $102 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in South Park?

The average cost of car insurance is $738 for a six-month policy. It will cost around $133 per month to insure your car in South Park.

Is car insurance expensive in South Park?

Car insurance can be expensive in South Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in South Park can be affordable.

What is the best car insurance in South Park, WY?

The best car insurance company in South Park WY is American National, offering $489 for a six-month policy.