Cheapest Car Insurance Quotes in Crayne

Cheapest Minimum Liability Car Insurance in Crayne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Crayne are given below. 

Cincinnati provides the cheapest minimum car insurance coverage in Crayne. Their Average 6 Month Premium is $143. Allstate is the most expensive at $998 for the same period. 

Cheapest Liability Coverage in Crayne, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$143	$24
Auto-Owners Insurance Co	$194	$33
Kentucky Farm Bureau	$217	$36
Electric	$234	$39
Nationwide	$274	$46
USAA	$285	$48
Farm Bureau	$297	$50
Travelers	$308	$52
Westfield	$320	$53
State Farm	$331	$56
Progressive	$365	$61
Shelter	$388	$65
Auto-Owners	$428	$71
Allstate	$998	$168

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Cheapest Full Coverage Car Insurance in Crayne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Crayne is AutoOwners Insurance Co at $71 per month and $417 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Crayne, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$417	$71
Cincinnati	$456	$76
Kentucky Farm Bureau	$599	$101
Travelers	$781	$132
Farm Bureau	$804	$136
Shelter	$878	$148
Auto-Owners	$941	$160
Nationwide	$947	$159
USAA	$958	$161
State Farm	$1067	$180
Electric	$1106	$188
Progressive	$1232	$207
Allstate	$2418	$407
Grange	$1140	$190

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Car Insurance Premiums by Age in Crayne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$949
30s	Auto-Owners	$720
40s	Auto-Owners	$704
50s	Auto-Owners	$672
60s	USAA	$699
70s	State Farm	$779

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Crayne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Crayne KY. For example, the car insurance in Crayne after a DUI increases to $1192 for a six month policy. While the rate increases by $302 for a six-month policy in the case of a speeding ticket.  

Crayne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1391	$232
One Med/PIP claim	$1403	$238
Two Med/PIP claims	$1460	$243
Not-at-fault accident	$1500	$255
One comp claim	$1523	$253
Failure to wear a seat belt	$1540	$262
Failure to show documents	$1591	$265
Two comp claims	$1591	$271
Driving without lights	$1596	$266
Child safety restraint	$1614	$275
Cell phone violation	$1676	$279
Driving with expired registration	$1682	$286
Texting while driving	$1682	$280
Driving too slowly	$1693	$288
Failure to stop at a red light	$1693	$282
Failure to yield	$1693	$288
Speeding 6 - 10 MPH over limit	$1693	$282
Speeding in school zone	$1693	$288
Following too closely	$1699	$283
Illegal turn	$1699	$289
Speeding 11 - 15 MPH over limit	$1699	$283
Wrong way/wrong lane	$1699	$289
Improper passing	$1705	$284
Speeding 16 - 20 MPH over limit	$1705	$290
Speeding 21 - 25 MPH over limit	$1740	$290
In 65 MPH zone	$1751	$298
Passing school bus	$1779	$297
Open container	$1825	$310
At-fault accident - less than $1000	$1859	$310
Operating a vehicle without permission	$1996	$340
At-fault accident - $1000-$2000	$2019	$336
At-fault accident - greater than $2000	$2019	$344
Reckless driving	$2537	$423
Refusal to submit to a chemical test	$2572	$438
DUI	$2583	$430
Driving with a suspended license	$2589	$441
Racing	$2601	$433
Leaving scene of an accident/hit and run	$2628	$447

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