Cheapest Car Insurance Quotes in Glencoe

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Glencoe Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glencoe

The car insurance rate in Glencoe is $1101 for a six-month policy, which is $11 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $438, making it a popular choice for budget-conscious drivers. Rates in Glencoe can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glencoe

$1101

Avg. Car Insurance in Kentucky

$1090

National Average

$1278

Cheapest Car Insurance Companies in Glencoe

1st place: AutoOwners Insurance Co

At $438 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Cincinnati

Cincinnati offers auto insurance rates at $480 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Kentucky Farm Bureau

Kentucky Farm Bureau offers auto insurance rates at $630 for six months, making it the third cheapest auto insurance company in Glencoe.

Glencoe Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glencoe, KY is AutoOwners Insurance Co, offering policies at just $438 for a six-month term. This is followed by Cincinnati, which has an average six-month premium of $480.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2567 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glencoe drivers find the best deals.

Cheap Car Insurance Companies in Glencoe, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$73
Cincinnati	$480	$82
Kentucky Farm Bureau	$630	$106
Travelers	$851	$143
Shelter	$953	$161
USAA	$984	$166
Auto-Owners	$1164	$194
Electric	$1164	$198
State Farm	$1164	$196
Farm Bureau	$1224	$208
Progressive	$1296	$218
Nationwide	$1398	$235
Allstate	$2567	$428

Key Takeaways

Way's key takeaways about car insurance in Glencoe

The auto insurance costs in Glencoe fall around $438 for six months.
The cheapest auto insurance company in Glencoe is Cincinnati.
Teen drivers pay the highest rate in Glencoe at $1291 per month.

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Cheapest Minimum Liability Car Insurance in Glencoe

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glencoe are given below.

Cincinnati provides the cheapest minimum car insurance coverage in Glencoe. Their Average 6 Month Premium is $150. Allstate is the most expensive at $960 for the same period.

Cheapest Liability Coverage in Glencoe, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$150	$25
Auto-Owners Insurance Co	$204	$34
Kentucky Farm Bureau	$228	$38
Electric	$246	$41
USAA	$300	$51
Travelers	$318	$54
Westfield	$336	$58
Farm Bureau	$354	$60
State Farm	$366	$62
Progressive	$402	$68
Shelter	$414	$70
Auto-Owners	$480	$80
Nationwide	$570	$96
Allstate	$960	$160

Cheapest Full Coverage Car Insurance in Glencoe

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glencoe is AutoOwners Insurance Co at $73 per month and $438 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glencoe, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$73
Cincinnati	$480	$82
Kentucky Farm Bureau	$630	$106
Travelers	$851	$143
Shelter	$953	$161
USAA	$984	$166
Auto-Owners	$1164	$194
Electric	$1164	$198
State Farm	$1164	$196
Farm Bureau	$1224	$208
Progressive	$1296	$218
Nationwide	$1398	$235
Allstate	$2567	$428

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Average Car Insurance in Glencoe by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glencoe, KY increasing?

Despite maintaining a clean driving record, your car insurance rates in Glencoe, Kentucky, may be increasing due to several external factors. Kentucky has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glencoe's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glencoe

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$964
30s	Auto-Owners	$730
40s	Auto-Owners	$714
50s	Auto-Owners	$682
60s	USAA	$709
70s	State Farm	$790

Cheapest Car Insurance Rates for Teen Drivers in Glencoe,KY

If you are planning to get a car insurance policy for your teenage dependent, Cincinnati provides the cheapest car insurance in the Glencoe at $32 per month. At $7746 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$192	$32
Auto-Owners Insurance Co	$288	$48
Kentucky Farm Bureau	$960	$162
Travelers	$1392	$234
USAA	$1632	$275
Farm Bureau	$1848	$311
Shelter	$1992	$335
State Farm	$2255	$380
Auto-Owners	$3155	$536
Progressive	$3953	$666
Nationwide	$7721	$1313
Allstate	$7746	$1291

Teen Car Insurance Rates in KY by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Glencoe.

As young drivers face the highest rates in Glencoe, USAA offers the cheapest auto insurance rates at $964 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glencoe, Cincinnati is the cheapest car insurance provider. At $258 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glencoe is Allstate, offering rates of around $5448 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$258	$43
Travelers	$1170	$197
Progressive	$1206	$203
USAA	$1500	$256
Nationwide	$1896	$319
Shelter	$3210	$545
Auto-Owners	$3281	$547
Farm Bureau	$3744	$636
State Farm	$4967	$828
Allstate	$5448	$926

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Car Insurance Rates with An Accident in Glencoe

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glencoe, KY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glencoe

The cheapest car insurance companies after an at-fault accident in Glencoe include AutoOwners Insurance Co and Electric, offering $306 and $306, respectively. Allstate is an expensive provider with an average six-month premium of $3822.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$306	$51
Electric	$306	$53
Cincinnati	$324	$54
Farm Bureau	$408	$70
Kentucky Farm Bureau	$444	$75
Travelers	$816	$137
State Farm	$834	$140
USAA	$894	$150
Shelter	$918	$155
Progressive	$1559	$263
Auto-Owners	$1620	$270
Nationwide	$3342	$569
Allstate	$3822	$637

Glencoe Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glencoe KY. For example, the car insurance in Glencoe after a DUI increases to $1255 for a six month policy. While the rate increases by $319 for a six-month policy in the case of a speeding ticket.

Glencoe auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1463	$244
One Med/PIP claim	$1476	$250
Two Med/PIP claims	$1536	$256
Not-at-fault accident	$1578	$269
One comp claim	$1602	$267
Failure to wear a seat belt	$1620	$276
Failure to show documents	$1674	$279
Two comp claims	$1674	$285
Driving without lights	$1680	$280
Child safety restraint	$1698	$289
Cell phone violation	$1763	$294
Driving with expired registration	$1770	$301
Texting while driving	$1770	$295
Driving too slowly	$1782	$303
Failure to stop at a red light	$1782	$297
Failure to yield	$1782	$303
Speeding 6 - 10 MPH over limit	$1782	$297
Speeding in school zone	$1782	$303
Following too closely	$1788	$298
Illegal turn	$1788	$304
Speeding 11 - 15 MPH over limit	$1788	$298
Wrong way/wrong lane	$1788	$304
Improper passing	$1794	$299
Speeding 16 - 20 MPH over limit	$1794	$305
Speeding 21 - 25 MPH over limit	$1830	$305
In 65 MPH zone	$1842	$313
Passing school bus	$1872	$312
Open container	$1920	$326
At-fault accident - less than $1000	$1955	$326
Operating a vehicle without permission	$2100	$358
At-fault accident - $1000-$2000	$2124	$354
At-fault accident - greater than $2000	$2124	$362
Reckless driving	$2669	$445
Refusal to submit to a chemical test	$2706	$461
DUI	$2718	$452
Driving with a suspended license	$2724	$464
Racing	$2736	$456
Leaving scene of an accident/hit and run	$2765	$471

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glencoe after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glencoe.

The cheapest car insurance premiums in Glencoe are offered by Cincinnati at $402 for a six-month policy. However, it can be as expensive as $4350 with companies like Nationwide.

Glencoe car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$402	$69
Allstate	$522	$87
Kentucky Farm Bureau	$534	$91
Travelers	$774	$130
Progressive	$857	$144
Shelter	$924	$156
State Farm	$972	$164
USAA	$1128	$190
Auto-Owners	$2669	$453
Farm Bureau	$2898	$483
Nationwide	$4350	$739

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glencoe are offered by Cincinnati at $180. However, it can be as expensive as $2994 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Glencoe after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$180	$30
Kentucky Farm Bureau	$216	$36
Auto-Owners Insurance Co	$246	$41
State Farm	$750	$126
Travelers	$804	$135
Shelter	$840	$141
Progressive	$1055	$178
USAA	$1098	$187
Auto-Owners	$1218	$203
Farm Bureau	$1224	$208
Nationwide	$2196	$366
Allstate	$2994	$509

Car Insurance Price Trends in Glencoe, Kentucky

Car insurance rates in Glencoe have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glencoe rose by $228 in January compared to $224 of December. In other words, there has been an increase by $4 when you compare January and December.

The average cost of liability insurance in the Glencoe dipped to $62 in January, compared to $63 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Glencoe?

The car insurance in Glencoe is $25 per month, which is lower than the national average.

What is the cheapest car insurance in Glencoe?

The cheapest car insurance in Glencoe is $73 per month for full coverage.

How much is car insurance in Glencoe for teenagers?

Car insurance for teenagers costs $192 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glencoe?

The average cost of car insurance is $1090 for a six-month policy. It will cost around $185 per month to insure your car in Glencoe.

Is car insurance expensive in Glencoe?

Car insurance can be expensive in Glencoe if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glencoe can be affordable.

Cheapest Car Insurance Quotes in Glencoe

Why you can trust Way?

How Much Is Car Insurance in Glencoe

Avg. Car Insurance in Glencoe

Avg. Car Insurance in Kentucky

National Average

Cheapest Car Insurance Companies in Glencoe

1st place: AutoOwners Insurance Co

2nd place: Cincinnati

3rd place: Kentucky Farm Bureau

Glencoe Car Insurance Rates by Company

Cheap Car Insurance Companies in Glencoe, KY

Way's key takeaways about car insurance in Glencoe

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Glencoe

Cheapest Liability Coverage in Glencoe, KY

Cheapest Full Coverage Car Insurance in Glencoe

Cheapest Full Coverage Car Insurance Quotes in Glencoe, KY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Glencoe by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Glencoe, KY increasing?

Car Insurance Premiums by Age in Glencoe

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Glencoe,KY

If you are in your twenties USAA is the best choice for car insurance in Glencoe.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Glencoe

Cheapest Car Insurance Companies after an At-Fault Accident in Glencoe

Glencoe Car Insurance Rates by Violation

Glencoe auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Glencoe after a DUI

Glencoe car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Glencoe after Speeding ticket

Car Insurance Price Trends in Glencoe, Kentucky

Average Car Insurance Cost in Glencoe by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Glencoe, KY

Car Insurance Rates by State in the USA (2025 Update)

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