Cheapest Car Insurance Quotes in Pippa Passes

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Pippa Passes Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Pippa Passes

The car insurance rate in Pippa Passes is $1395 for a six-month policy, which is $305 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $556, making it a popular choice for budget-conscious drivers. Rates in Pippa Passes can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Pippa Passes

$1395

Avg. Car Insurance in Kentucky

$1090

National Average

$1278

Cheapest Car Insurance Companies in Pippa Passes

1st place: AutoOwners Insurance Co

At $556 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Cincinnati

Cincinnati offers auto insurance rates at $608 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Kentucky Farm Bureau

Kentucky Farm Bureau offers auto insurance rates at $799 for six months, making it the third cheapest auto insurance company in Pippa Passes.

Pippa Passes Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Pippa Passes, KY is AutoOwners Insurance Co, offering policies at just $556 for a six-month term. This is followed by Cincinnati, which has an average six-month premium of $608.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $3254 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pippa Passes drivers find the best deals.

Cheap Car Insurance Companies in Pippa Passes, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$556	$92
Cincinnati	$608	$104
Kentucky Farm Bureau	$799	$134
Travelers	$1079	$182
Shelter	$1208	$204
USAA	$1247	$210
Auto-Owners	$1475	$246
Electric	$1475	$251
State Farm	$1475	$248
Farm Bureau	$1551	$264
Progressive	$1642	$276
Nationwide	$1772	$298
Allstate	$3254	$543

Key Takeaways

Way's key takeaways about car insurance in Pippa Passes

The auto insurance costs in Pippa Passes fall around $556 for six months.
The cheapest auto insurance company in Pippa Passes is Cincinnati.
Teen drivers pay the highest rate in Pippa Passes at $1636 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Pippa Passes

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pippa Passes are given below.

Cincinnati provides the cheapest minimum car insurance coverage in Pippa Passes. Their Average 6 Month Premium is $191. Allstate is the most expensive at $1216 for the same period.

Cheapest Liability Coverage in Pippa Passes, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$191	$32
Auto-Owners Insurance Co	$259	$44
Kentucky Farm Bureau	$289	$49
Electric	$312	$52
USAA	$380	$64
Travelers	$403	$68
Westfield	$426	$73
Farm Bureau	$448	$76
State Farm	$463	$78
Progressive	$509	$86
Shelter	$525	$88
Auto-Owners	$608	$101
Nationwide	$722	$122
Allstate	$1216	$202

Cheapest Full Coverage Car Insurance in Pippa Passes

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pippa Passes is AutoOwners Insurance Co at $92 per month and $556 for six months.

Cheapest Full Coverage Car Insurance Quotes in Pippa Passes, KY

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$556	$92
Cincinnati	$608	$104
Kentucky Farm Bureau	$799	$134
Travelers	$1079	$182
Shelter	$1208	$204
USAA	$1247	$210
Auto-Owners	$1475	$246
Electric	$1475	$251
State Farm	$1475	$248
Farm Bureau	$1551	$264
Progressive	$1642	$276
Nationwide	$1772	$298
Allstate	$3254	$543

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Average Car Insurance in Pippa Passes by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Pippa Passes, KY increasing?

Despite maintaining a clean driving record, your car insurance rates in Pippa Passes, Kentucky, may be increasing due to several external factors. Kentucky has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Pippa Passes's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Pippa Passes

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$1221
30s	Auto-Owners	$925
40s	Auto-Owners	$905
50s	Auto-Owners	$864
60s	USAA	$899
70s	State Farm	$1001

Cheapest Car Insurance Rates for Teen Drivers in Pippa Passes,KY

If you are planning to get a car insurance policy for your teenage dependent, Cincinnati provides the cheapest car insurance in the Pippa Passes at $41 per month. At $9816 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$243	$41
Auto-Owners Insurance Co	$365	$61
Kentucky Farm Bureau	$1216	$205
Travelers	$1764	$297
USAA	$2068	$348
Farm Bureau	$2342	$394
Shelter	$2524	$425
State Farm	$2858	$481
Auto-Owners	$3999	$680
Progressive	$5010	$844
Nationwide	$9786	$1664
Allstate	$9816	$1636

Teen Car Insurance Rates in KY by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Pippa Passes.

As young drivers face the highest rates in Pippa Passes, USAA offers the cheapest auto insurance rates at $1221 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Pippa Passes, Cincinnati is the cheapest car insurance provider. At $326 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Pippa Passes is Allstate, offering rates of around $6904 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$326	$55
Travelers	$1482	$250
Progressive	$1528	$257
USAA	$1901	$324
Nationwide	$2403	$404
Shelter	$4068	$691
Auto-Owners	$4159	$694
Farm Bureau	$4745	$806
State Farm	$6295	$1050
Allstate	$6904	$1174

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Pippa Passes.

Car Insurance Rates with An Accident in Pippa Passes

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Pippa Passes, KY, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Pippa Passes

The cheapest car insurance companies after an at-fault accident in Pippa Passes include AutoOwners Insurance Co and Electric, offering $388 and $388, respectively. Allstate is an expensive provider with an average six-month premium of $4844.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$388	$64
Electric	$388	$67
Cincinnati	$411	$68
Farm Bureau	$517	$88
Kentucky Farm Bureau	$563	$95
Travelers	$1034	$174
State Farm	$1057	$178
USAA	$1133	$191
Shelter	$1164	$196
Progressive	$1976	$333
Auto-Owners	$2053	$342
Nationwide	$4236	$721
Allstate	$4844	$808

Pippa Passes Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pippa Passes KY. For example, the car insurance in Pippa Passes after a DUI increases to $1589 for a six month policy. While the rate increases by $403 for a six-month policy in the case of a speeding ticket.

Pippa Passes auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1855	$310
One Med/PIP claim	$1870	$317
Two Med/PIP claims	$1947	$324
Not-at-fault accident	$1999	$340
One comp claim	$2030	$338
Failure to wear a seat belt	$2053	$349
Failure to show documents	$2121	$353
Two comp claims	$2121	$361
Driving without lights	$2129	$355
Child safety restraint	$2152	$366
Cell phone violation	$2235	$372
Driving with expired registration	$2243	$381
Texting while driving	$2243	$374
Driving too slowly	$2258	$384
Failure to stop at a red light	$2258	$376
Failure to yield	$2258	$384
Speeding 6 - 10 MPH over limit	$2258	$376
Speeding in school zone	$2258	$384
Following too closely	$2266	$378
Illegal turn	$2266	$385
Speeding 11 - 15 MPH over limit	$2266	$378
Wrong way/wrong lane	$2266	$385
Improper passing	$2273	$379
Speeding 16 - 20 MPH over limit	$2273	$387
Speeding 21 - 25 MPH over limit	$2319	$387
In 65 MPH zone	$2335	$397
Passing school bus	$2372	$396
Open container	$2433	$413
At-fault accident - less than $1000	$2478	$413
Operating a vehicle without permission	$2661	$453
At-fault accident - $1000-$2000	$2692	$448
At-fault accident - greater than $2000	$2692	$458
Reckless driving	$3383	$564
Refusal to submit to a chemical test	$3429	$584
DUI	$3444	$573
Driving with a suspended license	$3452	$588
Racing	$3468	$577
Leaving scene of an accident/hit and run	$3505	$596

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Pippa Passes after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Pippa Passes.

The cheapest car insurance premiums in Pippa Passes are offered by Cincinnati at $509 for a six-month policy. However, it can be as expensive as $5513 with companies like Nationwide.

Pippa Passes car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$509	$87
Allstate	$662	$110
Kentucky Farm Bureau	$677	$115
Travelers	$980	$165
Progressive	$1087	$183
Shelter	$1171	$197
State Farm	$1231	$207
USAA	$1430	$241
Auto-Owners	$3383	$575
Farm Bureau	$3672	$612
Nationwide	$5513	$937

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Pippa Passes are offered by Cincinnati at $228. However, it can be as expensive as $3794 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Pippa Passes after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Cincinnati	$228	$38
Kentucky Farm Bureau	$274	$46
Auto-Owners Insurance Co	$312	$52
State Farm	$951	$160
Travelers	$1019	$172
Shelter	$1065	$179
Progressive	$1338	$225
USAA	$1391	$237
Auto-Owners	$1544	$257
Farm Bureau	$1551	$264
Nationwide	$2783	$463
Allstate	$3794	$645

Car Insurance Price Trends in Pippa Passes, Kentucky

Car insurance rates in Pippa Passes have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Pippa Passes rose by $289 in January compared to $284 of December. In other words, there has been an increase by $5 when you compare January and December.

The average cost of liability insurance in the Pippa Passes dipped to $78 in January, compared to $79 in December. This represents an decrease of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Pippa Passes?

The car insurance in Pippa Passes is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Pippa Passes?

The cheapest car insurance in Pippa Passes is $92 per month for full coverage.

How much is car insurance in Pippa Passes for teenagers?

Car insurance for teenagers costs $243 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Pippa Passes?

The average cost of car insurance is $1090 for a six-month policy. It will cost around $234 per month to insure your car in Pippa Passes.

Is car insurance expensive in Pippa Passes?

Car insurance can be expensive in Pippa Passes if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Pippa Passes can be affordable.

Cheapest Car Insurance Quotes in Pippa Passes

Why you can trust Way?

How Much Is Car Insurance in Pippa Passes

Avg. Car Insurance in Pippa Passes

Avg. Car Insurance in Kentucky

National Average

Cheapest Car Insurance Companies in Pippa Passes

1st place: AutoOwners Insurance Co

2nd place: Cincinnati

3rd place: Kentucky Farm Bureau

Pippa Passes Car Insurance Rates by Company

Cheap Car Insurance Companies in Pippa Passes, KY

Way's key takeaways about car insurance in Pippa Passes

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Pippa Passes

Cheapest Liability Coverage in Pippa Passes, KY

Cheapest Full Coverage Car Insurance in Pippa Passes

Cheapest Full Coverage Car Insurance Quotes in Pippa Passes, KY

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Pippa Passes by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Pippa Passes, KY increasing?

Car Insurance Premiums by Age in Pippa Passes

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Pippa Passes,KY

If you are in your twenties USAA is the best choice for car insurance in Pippa Passes.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Pippa Passes

Cheapest Car Insurance Companies after an At-Fault Accident in Pippa Passes

Pippa Passes Car Insurance Rates by Violation

Pippa Passes auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Pippa Passes after a DUI

Pippa Passes car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Pippa Passes after Speeding ticket

Car Insurance Price Trends in Pippa Passes, Kentucky

Average Car Insurance Cost in Pippa Passes by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Pippa Passes, KY

Car Insurance Rates by State in the USA (2025 Update)

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