Cheapest Car Insurance Quotes in Bartley

Finding the cheapest car insurance quotes in Bartley shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

401,895 Policies Sold

Bartley Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bartley

The car insurance rate in Bartley is $1055 for a six-month policy, which is $121 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $302, making it a popular choice for budget-conscious drivers. Rates in Bartley can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bartley

$1055

Avg. Car Insurance in Nebraska

$934

National Average

$1140

Cheapest Car Insurance Companies in Bartley

1st place: American National P&C

At $302 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $463 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $584 for six months, making it the third cheapest auto insurance company in Bartley.

Bartley Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bartley, NE is American National P&C, offering policies at just $302 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $463.

At the higher end of the spectrum, American Family is the most expensive, with rates reaching $1141 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bartley drivers find the best deals.

Cheap Car Insurance Companies in Bartley, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$302	$51
Auto-Owners Insurance Co	$463	$77
American National	$584	$98
Farmers Mutual of Nebraska	$631	$106
Shelter	$644	$110
IMT Insurance Company	$658	$110
Auto-Owners	$920	$155
USAA	$1014	$171
Farmers	$1074	$183
Progressive	$1107	$186
State Farm	$1201	$202
North Star Mutual	$1423	$237
Allstate	$1671	$281
Farm Bureau	$2020	$337
Nationwide	$2041	$347
American Family	$1141	$190

Key Takeaways

Way's key takeaways about car insurance in Bartley

The auto insurance costs in Bartley fall around $302 for six months.
The cheapest auto insurance company in Bartley is American National P&C.
Teen drivers pay the highest rate in Bartley at $463 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bartley

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bartley are given below.

American National P&C provides the cheapest minimum car insurance coverage in Bartley. Their Average 6 Month Premium is $107. North Star Mutual Insurance is the most expensive at $181 for the same period.

Cheapest Liability Coverage in Bartley, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$107	$18
American National	$114	$19
Farmers Mutual of Nebraska	$168	$28
North Star Mutual	$208	$35
Auto-Owners Insurance Co	$221	$37
Farmers	$228	$38
IMT Insurance	$235	$40
Progressive	$235	$40
USAA	$235	$40
Auto-Owners	$249	$42
Iowa Farm Bureau	$269	$45
Shelter	$276	$46
State Farm	$276	$46
Farm Bureau	$383	$66
Allstate	$530	$89
Nationwide	$685	$116
American Family	$329	$55
North Star Mutual Insurance	$181	$31

Cheapest Full Coverage Car Insurance in Bartley

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bartley is American National P&C at $51 per month and $302 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bartley, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$302	$51
Auto-Owners Insurance Co	$463	$77
American National	$584	$98
Farmers Mutual of Nebraska	$631	$106
Shelter	$644	$110
IMT Insurance Company	$658	$110
Auto-Owners	$920	$155
USAA	$1014	$171
Farmers	$1074	$183
Progressive	$1107	$186
State Farm	$1201	$202
North Star Mutual	$1423	$237
Allstate	$1671	$281
Farm Bureau	$2020	$337
Nationwide	$2041	$347
American Family	$1141	$190

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Bartley Instantly!

Average Car Insurance in Bartley by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bartley, NE increasing?

Despite maintaining a clean driving record, your car insurance rates in Bartley, Nebraska, may be increasing due to several external factors. Nebraska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bartley's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bartley

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Farm Bureau Mutual	$802
30s	USAA	$621
40s	USAA	$554
50s	USAA	$529
60s	USAA	$529
70s	USAA	$616

Cheapest Car Insurance Rates for Teen Drivers in Bartley,NE

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Bartley at $21 per month. At $2726 for a six-month premium, American Family offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$128	$21
Farmers	$208	$35
North Star Mutual Insurance	$281	$47
Iowa Farm Bureau	$302	$51
Auto-Owners Insurance Co	$308	$52
Farmers Mutual of Nebraska	$1027	$173
American National	$1288	$219
USAA	$1544	$260
Auto-Owners	$2322	$391
State Farm	$2463	$415
Progressive	$2511	$423
Allstate	$3665	$617
Farm Bureau	$4417	$751
Nationwide	$6940	$1157
American Family	$2726	$463

Teen Car Insurance Rates in NE by Age

Way Tip

If you are in your twenties Farm Bureau Mutual is the best choice for car insurance in Bartley.

As young drivers face the highest rates in Bartley, Farm Bureau Mutual offers the cheapest auto insurance rates at $802 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bartley, American National P&C is the cheapest car insurance provider. At $376 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bartley is American Family, offering rates of around $1954 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$376	$62
IMT Insurance Company	$423	$72
Shelter	$450	$75
Iowa Farm Bureau	$523	$89
Farmers Mutual of Nebraska	$698	$118
Progressive	$1162	$195
USAA	$1450	$242
Auto-Owners	$2584	$440
Allstate	$2598	$433
Nationwide	$2859	$486
Farm Bureau	$3765	$627
State Farm	$6061	$1031
American Family	$1954	$325

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Bartley.

Car Insurance Rates with An Accident in Bartley

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bartley, NE, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bartley

The cheapest car insurance companies after an at-fault accident in Bartley include American National P&C and Farmers, offering $155 and $249, respectively. American Family is an expensive provider with an average six-month premium of $1370.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$155	$26
Farmers	$249	$42
Auto-Owners Insurance Co	$255	$43
North Star Mutual	$363	$62
Iowa Farm Bureau	$416	$69
North Star Mutual Insurance	$484	$82
American National	$658	$110
Farmers Mutual of Nebraska	$664	$112
Auto-Owners	$772	$130
USAA	$772	$130
State Farm	$819	$138
Progressive	$1101	$185
Allstate	$2491	$419
Farm Bureau	$3215	$547
Nationwide	$3309	$551
American Family	$1370	$228

Bartley Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bartley NE. For example, the car insurance in Bartley after a DUI increases to $1080 for a six month policy. While the rate increases by $215 for a six-month policy in the case of a speeding ticket.

Bartley auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1148	$191
One Med/PIP claim	$1148	$195
Not-at-fault accident	$1249	$208
Driving without lights	$1276	$217
Failure to show documents	$1276	$212
Driving with expired registration	$1288	$219
Failure to wear a seat belt	$1288	$215
Two Med/PIP claims	$1295	$220
Cell phone violation	$1302	$217
One comp claim	$1302	$221
Texting while driving	$1302	$217
Failure to yield	$1322	$225
Child safety restraint	$1329	$221
Driving too slowly	$1329	$226
Speeding in school zone	$1342	$224
Failure to stop at a red light	$1349	$229
Illegal turn	$1363	$227
Passing school bus	$1363	$232
Speeding 6 - 10 MPH over limit	$1363	$227
Following too closely	$1370	$233
Improper passing	$1383	$231
Speeding 11 - 15 MPH over limit	$1397	$237
Speeding 16 - 20 MPH over limit	$1416	$236
Wrong way/wrong lane	$1443	$245
Speeding 21 - 25 MPH over limit	$1457	$243
Operating a vehicle without permission	$1530	$260
In 65 MPH zone	$1550	$259
Two comp claims	$1564	$266
Open container	$1605	$268
At-fault accident - less than $1000	$1644	$279
At-fault accident - $1000-$2000	$1792	$298
At-fault accident - greater than $2000	$1792	$305
Reckless driving	$2034	$339
Driving with a suspended license	$2101	$357
Refusal to submit to a chemical test	$2168	$362
DUI	$2228	$379
Leaving scene of an accident/hit and run	$2262	$377
Racing	$2269	$385

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bartley after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bartley.

The cheapest car insurance premiums in Bartley are offered by American National P&C at $174 for a six-month policy. However, it can be as expensive as $1141 with companies like American Family.

Bartley car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$174	$29
Farmers	$409	$68
IMT Insurance Company	$504	$86
Auto-Owners Insurance Co	$544	$90
Iowa Farm Bureau	$550	$94
Shelter	$611	$102
American National	$705	$120
Progressive	$872	$147
Farmers Mutual of Nebraska	$1048	$176
USAA	$1370	$231
State Farm	$1397	$235
Auto-Owners	$1429	$241
Farm Bureau	$1450	$244
Allstate	$2087	$351
Nationwide	$4531	$771
American Family	$1141	$194

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bartley are offered by American National P&C at $134. However, it can be as expensive as $1262 with companies like American Family for a similar six-month premium.

Cheapest Car Insurance in Bartley after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$134	$23
Auto-Owners Insurance Co	$288	$49
IMT Insurance Company	$336	$58
Iowa Farm Bureau	$342	$56
Farmers Mutual of Nebraska	$544	$92
State Farm	$765	$129
Auto-Owners	$872	$148
Progressive	$1027	$173
USAA	$1054	$180
Allstate	$1852	$308
Farm Bureau	$2423	$412
Nationwide	$2732	$455
American Family	$1262	$215

Car Insurance Price Trends in Bartley, Nebraska

Car insurance rates in Bartley have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bartley rose by $211 in December compared to $185 of November. In other words, there has been an increase by $26 when you compare December and November.

The average cost of liability insurance in the Bartley rose to $43 in December, compared to $42 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Bartley?

The car insurance in Bartley is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Bartley?

The cheapest car insurance in Bartley is $51 per month for full coverage.

How much is car insurance in Bartley for teenagers?

Car insurance for teenagers costs $128 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bartley?

The average cost of car insurance is $934 for a six-month policy. It will cost around $177 per month to insure your car in Bartley.

Is car insurance expensive in Bartley?

Car insurance can be expensive in Bartley if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bartley can be affordable.

What is the best car insurance in Bartley, NE?

The best car insurance company in Bartley NE is American National P&C, offering $302 for a six-month policy.