Cheapest Car Insurance Quotes in Eustis

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Eustis Car Insurance

^$ 17

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Eustis

The car insurance rate in Eustis is $990 for a six-month policy, which is $56 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $283, making it a popular choice for budget-conscious drivers. Rates in Eustis can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Eustis

$990

Avg. Car Insurance in Nebraska

$934

National Average

$1140

Cheapest Car Insurance Companies in Eustis

1st place: American National P&C

At $283 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $435 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $548 for six months, making it the third cheapest auto insurance company in Eustis.

Eustis Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Eustis, NE is American National P&C, offering policies at just $283 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $435.

At the higher end of the spectrum, American Family is the most expensive, with rates reaching $1071 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eustis drivers find the best deals.

Cheap Car Insurance Companies in Eustis, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$283	$48
Auto-Owners Insurance Co	$435	$72
American National	$548	$92
Farmers Mutual of Nebraska	$591	$100
Shelter	$604	$103
IMT Insurance Company	$617	$103
Auto-Owners	$863	$145
USAA	$951	$160
Farmers	$1007	$172
Progressive	$1039	$175
State Farm	$1127	$190
North Star Mutual	$1335	$223
Allstate	$1568	$264
Farm Bureau	$1895	$316
Nationwide	$1914	$325
American Family	$1071	$178

Key Takeaways

Way's key takeaways about car insurance in Eustis

The auto insurance costs in Eustis fall around $283 for six months.
The cheapest auto insurance company in Eustis is American National P&C.
Teen drivers pay the highest rate in Eustis at $435 per month.

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Cheapest Minimum Liability Car Insurance in Eustis

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Eustis are given below.

American National P&C provides the cheapest minimum car insurance coverage in Eustis. Their Average 6 Month Premium is $101. North Star Mutual Insurance is the most expensive at $170 for the same period.

Cheapest Liability Coverage in Eustis, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$101	$17
American National	$107	$18
Farmers Mutual of Nebraska	$158	$27
North Star Mutual	$195	$33
Auto-Owners Insurance Co	$208	$35
Farmers	$214	$36
IMT Insurance	$220	$37
Progressive	$220	$37
USAA	$220	$37
Auto-Owners	$233	$39
Iowa Farm Bureau	$252	$42
Shelter	$259	$43
State Farm	$259	$43
Farm Bureau	$359	$61
Allstate	$497	$84
Nationwide	$642	$109
American Family	$308	$52
North Star Mutual Insurance	$170	$29

Cheapest Full Coverage Car Insurance in Eustis

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Eustis is American National P&C at $48 per month and $283 for six months.

Cheapest Full Coverage Car Insurance Quotes in Eustis, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$283	$48
Auto-Owners Insurance Co	$435	$72
American National	$548	$92
Farmers Mutual of Nebraska	$591	$100
Shelter	$604	$103
IMT Insurance Company	$617	$103
Auto-Owners	$863	$145
USAA	$951	$160
Farmers	$1007	$172
Progressive	$1039	$175
State Farm	$1127	$190
North Star Mutual	$1335	$223
Allstate	$1568	$264
Farm Bureau	$1895	$316
Nationwide	$1914	$325
American Family	$1071	$178

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Average Car Insurance in Eustis by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Eustis, NE increasing?

Despite maintaining a clean driving record, your car insurance rates in Eustis, Nebraska, may be increasing due to several external factors. Nebraska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Eustis's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Eustis

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Farm Bureau Mutual	$753
30s	USAA	$583
40s	USAA	$519
50s	USAA	$496
60s	USAA	$496
70s	USAA	$578

Cheapest Car Insurance Rates for Teen Drivers in Eustis,NE

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Eustis at $20 per month. At $2557 for a six-month premium, American Family offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$120	$20
Farmers	$195	$33
North Star Mutual Insurance	$264	$45
Iowa Farm Bureau	$283	$48
Auto-Owners Insurance Co	$289	$49
Farmers Mutual of Nebraska	$964	$162
American National	$1208	$206
USAA	$1448	$244
Auto-Owners	$2178	$367
State Farm	$2311	$389
Progressive	$2355	$396
Allstate	$3438	$579
Farm Bureau	$4144	$705
Nationwide	$6511	$1085
American Family	$2557	$435

Teen Car Insurance Rates in NE by Age

Way Tip

If you are in your twenties Farm Bureau Mutual is the best choice for car insurance in Eustis.

As young drivers face the highest rates in Eustis, Farm Bureau Mutual offers the cheapest auto insurance rates at $753 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Eustis, American National P&C is the cheapest car insurance provider. At $353 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Eustis is American Family, offering rates of around $1833 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$353	$58
IMT Insurance Company	$396	$68
Shelter	$422	$70
Iowa Farm Bureau	$491	$84
Farmers Mutual of Nebraska	$655	$110
Progressive	$1090	$183
USAA	$1360	$227
Auto-Owners	$2424	$412
Allstate	$2437	$406
Nationwide	$2682	$456
Farm Bureau	$3532	$588
State Farm	$5686	$967
American Family	$1833	$305

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Car Insurance Rates with An Accident in Eustis

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Eustis, NE, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Eustis

The cheapest car insurance companies after an at-fault accident in Eustis include American National P&C and Farmers, offering $145 and $233, respectively. American Family is an expensive provider with an average six-month premium of $1285.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$145	$24
Farmers	$233	$39
Auto-Owners Insurance Co	$240	$40
North Star Mutual	$340	$58
Iowa Farm Bureau	$390	$65
North Star Mutual Insurance	$454	$77
American National	$617	$103
Farmers Mutual of Nebraska	$623	$105
Auto-Owners	$724	$122
USAA	$724	$122
State Farm	$769	$129
Progressive	$1032	$174
Allstate	$2336	$393
Farm Bureau	$3016	$513
Nationwide	$3104	$517
American Family	$1285	$214

Eustis Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Eustis NE. For example, the car insurance in Eustis after a DUI increases to $1013 for a six month policy. While the rate increases by $201 for a six-month policy in the case of a speeding ticket.

Eustis auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1077	$179
One Med/PIP claim	$1077	$183
Not-at-fault accident	$1171	$195
Driving without lights	$1197	$204
Failure to show documents	$1197	$199
Driving with expired registration	$1208	$206
Failure to wear a seat belt	$1208	$201
Two Med/PIP claims	$1215	$207
Cell phone violation	$1221	$204
One comp claim	$1221	$208
Texting while driving	$1221	$204
Failure to yield	$1240	$211
Child safety restraint	$1247	$208
Driving too slowly	$1247	$212
Speeding in school zone	$1259	$210
Failure to stop at a red light	$1266	$215
Illegal turn	$1278	$213
Passing school bus	$1278	$217
Speeding 6 - 10 MPH over limit	$1278	$213
Following too closely	$1285	$218
Improper passing	$1297	$216
Speeding 11 - 15 MPH over limit	$1310	$223
Speeding 16 - 20 MPH over limit	$1328	$222
Wrong way/wrong lane	$1354	$230
Speeding 21 - 25 MPH over limit	$1366	$228
Operating a vehicle without permission	$1435	$244
In 65 MPH zone	$1454	$243
Two comp claims	$1467	$249
Open container	$1505	$251
At-fault accident - less than $1000	$1542	$262
At-fault accident - $1000-$2000	$1681	$280
At-fault accident - greater than $2000	$1681	$286
Reckless driving	$1908	$318
Driving with a suspended license	$1971	$335
Refusal to submit to a chemical test	$2034	$339
DUI	$2090	$355
Leaving scene of an accident/hit and run	$2122	$354
Racing	$2128	$361

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Eustis after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Eustis.

The cheapest car insurance premiums in Eustis are offered by American National P&C at $163 for a six-month policy. However, it can be as expensive as $1071 with companies like American Family.

Eustis car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$163	$28
Farmers	$384	$64
IMT Insurance Company	$473	$81
Auto-Owners Insurance Co	$510	$85
Iowa Farm Bureau	$516	$88
Shelter	$573	$95
American National	$661	$112
Progressive	$818	$138
Farmers Mutual of Nebraska	$983	$165
USAA	$1285	$216
State Farm	$1310	$220
Auto-Owners	$1341	$226
Farm Bureau	$1360	$229
Allstate	$1958	$330
Nationwide	$4251	$723
American Family	$1071	$182

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Eustis are offered by American National P&C at $126. However, it can be as expensive as $1184 with companies like American Family for a similar six-month premium.

Cheapest Car Insurance in Eustis after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$126	$21
Auto-Owners Insurance Co	$270	$46
IMT Insurance Company	$315	$54
Iowa Farm Bureau	$321	$53
Farmers Mutual of Nebraska	$510	$86
State Farm	$718	$121
Auto-Owners	$818	$139
Progressive	$964	$162
USAA	$989	$169
Allstate	$1737	$289
Farm Bureau	$2273	$387
Nationwide	$2563	$427
American Family	$1184	$201

Car Insurance Price Trends in Eustis, Nebraska

Car insurance rates in Eustis have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Eustis rose by $198 in December compared to $174 of November. In other words, there has been an increase by $24 when you compare December and November.

The average cost of liability insurance in the Eustis rose to $40 in December, compared to $39 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Eustis?

The car insurance in Eustis is $17 per month, which is lower than the national average.

What is the cheapest car insurance in Eustis?

The cheapest car insurance in Eustis is $48 per month for full coverage.

How much is car insurance in Eustis for teenagers?

Car insurance for teenagers costs $120 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Eustis?

The average cost of car insurance is $934 for a six-month policy. It will cost around $166 per month to insure your car in Eustis.

Is car insurance expensive in Eustis?

Car insurance can be expensive in Eustis if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Eustis can be affordable.

What is the best car insurance in Eustis, NE?

The best car insurance company in Eustis NE is American National P&C, offering $283 for a six-month policy.