Cheapest Car Insurance Quotes in Maywood

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Maywood Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Maywood

The car insurance rate in Maywood is $1027 for a six-month policy, which is $93 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $294, making it a popular choice for budget-conscious drivers. Rates in Maywood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Maywood

$1027

Avg. Car Insurance in Nebraska

$934

National Average

$1278

Cheapest Car Insurance Companies in Maywood

1st place: American National P&C

At $294 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $451 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National

American National offers auto insurance rates at $569 for six months, making it the third cheapest auto insurance company in Maywood.

Maywood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Maywood, NE is American National P&C, offering policies at just $294 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $451.

At the higher end of the spectrum, American Family is the most expensive, with rates reaching $1111 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Maywood drivers find the best deals.

Cheap Car Insurance Companies in Maywood, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$294	$50
Auto-Owners Insurance Co	$451	$75
American National	$569	$96
Farmers Mutual of Nebraska	$614	$103
Shelter	$627	$107
IMT Insurance Company	$640	$107
Auto-Owners	$895	$151
USAA	$987	$166
Farmers	$1045	$178
Progressive	$1078	$182
State Farm	$1169	$197
North Star Mutual	$1385	$231
Allstate	$1627	$274
Farm Bureau	$1967	$328
Nationwide	$1987	$338
American Family	$1111	$185

Key Takeaways

Way's key takeaways about car insurance in Maywood

The auto insurance costs in Maywood fall around $294 for six months.
The cheapest auto insurance company in Maywood is American National P&C.
Teen drivers pay the highest rate in Maywood at $451 per month.

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Cheapest Minimum Liability Car Insurance in Maywood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Maywood are given below.

American National P&C provides the cheapest minimum car insurance coverage in Maywood. Their Average 6 Month Premium is $105. American Family is the most expensive at $320 for the same period.

Cheapest Liability Coverage in Maywood, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$105	$18
American National	$111	$19
Farmers Mutual of Nebraska	$164	$28
North Star Mutual	$202	$34
Auto-Owners Insurance Co	$216	$36
Farmers	$222	$37
IMT Insurance	$229	$39
Progressive	$229	$39
USAA	$229	$39
Auto-Owners	$242	$41
Iowa Farm Bureau	$262	$44
Shelter	$268	$45
State Farm	$268	$45
Farm Bureau	$373	$64
Allstate	$516	$87
Nationwide	$667	$113
American Family	$320	$54

Cheapest Full Coverage Car Insurance in Maywood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Maywood is American National P&C at $50 per month and $294 for six months.

Cheapest Full Coverage Car Insurance Quotes in Maywood, NE

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$294	$50
Auto-Owners Insurance Co	$451	$75
American National	$569	$96
Farmers Mutual of Nebraska	$614	$103
Shelter	$627	$107
IMT Insurance Company	$640	$107
Auto-Owners	$895	$151
USAA	$987	$166
Farmers	$1045	$178
Progressive	$1078	$182
State Farm	$1169	$197
North Star Mutual	$1385	$231
Allstate	$1627	$274
Farm Bureau	$1967	$328
Nationwide	$1987	$338
American Family	$1111	$185

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Average Car Insurance in Maywood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Maywood, NE increasing?

Despite maintaining a clean driving record, your car insurance rates in Maywood, Nebraska, may be increasing due to several external factors. Nebraska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Maywood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Maywood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Farm Bureau Mutual	$781
30s	USAA	$605
40s	USAA	$539
50s	USAA	$515
60s	USAA	$515
70s	USAA	$600

Cheapest Car Insurance Rates for Teen Drivers in Maywood,NE

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Maywood at $21 per month. At $2653 for a six-month premium, American Family offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$124	$21
Farmers	$202	$34
North Star Mutual Insurance	$274	$46
Iowa Farm Bureau	$294	$50
Auto-Owners Insurance Co	$300	$51
Farmers Mutual of Nebraska	$1000	$168
American National	$1254	$213
USAA	$1503	$253
Auto-Owners	$2261	$381
State Farm	$2398	$404
Progressive	$2444	$411
Allstate	$3567	$601
Farm Bureau	$4300	$732
Nationwide	$6756	$1126
American Family	$2653	$451

Teen Car Insurance Rates in NE by Age

Way Tip

If you are in your twenties Farm Bureau Mutual is the best choice for car insurance in Maywood.

As young drivers face the highest rates in Maywood, Farm Bureau Mutual offers the cheapest auto insurance rates at $781 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Maywood, American National P&C is the cheapest car insurance provider. At $366 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Maywood is American Family, offering rates of around $1902 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$366	$61
IMT Insurance Company	$411	$70
Shelter	$438	$73
Iowa Farm Bureau	$509	$87
Farmers Mutual of Nebraska	$680	$114
Progressive	$1131	$190
USAA	$1411	$235
Auto-Owners	$2516	$428
Allstate	$2529	$421
Nationwide	$2783	$473
Farm Bureau	$3665	$611
State Farm	$5900	$1003
American Family	$1902	$317

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Car Insurance Rates with An Accident in Maywood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Maywood, NE, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Maywood

The cheapest car insurance companies after an at-fault accident in Maywood include American National P&C and Farmers, offering $151 and $242, respectively. American Family is an expensive provider with an average six-month premium of $1333.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$151	$25
Farmers	$242	$41
Auto-Owners Insurance Co	$249	$42
North Star Mutual	$353	$61
Iowa Farm Bureau	$405	$67
North Star Mutual Insurance	$471	$80
American National	$640	$107
Farmers Mutual of Nebraska	$647	$109
Auto-Owners	$751	$127
USAA	$751	$127
State Farm	$798	$134
Progressive	$1071	$180
Allstate	$2424	$408
Farm Bureau	$3130	$532
Nationwide	$3221	$537
American Family	$1333	$222

Maywood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Maywood NE. For example, the car insurance in Maywood after a DUI increases to $1051 for a six month policy. While the rate increases by $209 for a six-month policy in the case of a speeding ticket.

Maywood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1118	$186
One Med/PIP claim	$1118	$190
Not-at-fault accident	$1216	$202
Driving without lights	$1242	$211
Failure to show documents	$1242	$207
Driving with expired registration	$1254	$213
Failure to wear a seat belt	$1254	$209
Two Med/PIP claims	$1261	$215
Cell phone violation	$1267	$211
One comp claim	$1267	$216
Texting while driving	$1267	$211
Failure to yield	$1287	$219
Child safety restraint	$1294	$216
Driving too slowly	$1294	$220
Speeding in school zone	$1307	$218
Failure to stop at a red light	$1313	$223
Illegal turn	$1327	$221
Passing school bus	$1327	$226
Speeding 6 - 10 MPH over limit	$1327	$221
Following too closely	$1333	$227
Improper passing	$1346	$224
Speeding 11 - 15 MPH over limit	$1360	$231
Speeding 16 - 20 MPH over limit	$1378	$230
Wrong way/wrong lane	$1405	$239
Speeding 21 - 25 MPH over limit	$1418	$237
Operating a vehicle without permission	$1489	$253
In 65 MPH zone	$1509	$252
Two comp claims	$1522	$259
Open container	$1562	$261
At-fault accident - less than $1000	$1601	$272
At-fault accident - $1000-$2000	$1745	$290
At-fault accident - greater than $2000	$1745	$297
Reckless driving	$1980	$330
Driving with a suspended license	$2045	$348
Refusal to submit to a chemical test	$2111	$352
DUI	$2169	$369
Leaving scene of an accident/hit and run	$2202	$367
Racing	$2209	$375

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Maywood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Maywood.

The cheapest car insurance premiums in Maywood are offered by American National P&C at $169 for a six-month policy. However, it can be as expensive as $1111 with companies like American Family.

Maywood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$169	$29
Farmers	$398	$66
IMT Insurance Company	$491	$84
Auto-Owners Insurance Co	$529	$88
Iowa Farm Bureau	$536	$91
Shelter	$595	$99
American National	$686	$117
Progressive	$849	$143
Farmers Mutual of Nebraska	$1020	$172
USAA	$1333	$224
State Farm	$1360	$229
Auto-Owners	$1392	$234
Farm Bureau	$1411	$238
Allstate	$2032	$342
Nationwide	$4411	$750
American Family	$1111	$189

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Maywood are offered by American National P&C at $131. However, it can be as expensive as $1229 with companies like American Family for a similar six-month premium.

Cheapest Car Insurance in Maywood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$131	$22
Auto-Owners Insurance Co	$281	$47
IMT Insurance Company	$327	$56
Iowa Farm Bureau	$333	$55
Farmers Mutual of Nebraska	$529	$89
State Farm	$745	$125
Auto-Owners	$849	$144
Progressive	$1000	$168
USAA	$1026	$175
Allstate	$1803	$300
Farm Bureau	$2358	$402
Nationwide	$2660	$443
American Family	$1229	$209

Car Insurance Price Trends in Maywood, Nebraska

Car insurance rates in Maywood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Maywood remained steady at $206 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Maywood remained steady at $42 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Maywood?

The car insurance in Maywood is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Maywood?

The cheapest car insurance in Maywood is $50 per month for full coverage.

How much is car insurance in Maywood for teenagers?

Car insurance for teenagers costs $124 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Maywood?

The average cost of car insurance is $934 for a six-month policy. It will cost around $173 per month to insure your car in Maywood.

Is car insurance expensive in Maywood?

Car insurance can be expensive in Maywood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Maywood can be affordable.

What is the best car insurance in Maywood, NE?

The best car insurance company in Maywood NE is American National P&C, offering $294 for a six-month policy.