Cheapest Car Insurance Quotes in San Antonio

Cheapest Minimum Liability Car Insurance in San Antonio

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in San Antonio are given below. 

Texas Farm Bureau provides the cheapest minimum car insurance coverage in San Antonio. Their Average 6 Month Premium is $273. Geico County Mutual is the most expensive at $356 for the same period. 

Cheapest Liability Coverage in San Antonio, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$273	$46
USAA	$305	$51
Progressive	$318	$54
State Farm	$324	$55
Redpoint Insurance	$356	$59
Mercury	$413	$70
AAA Texas	$458	$76
Allstate	$629	$106
Farmers	$1036	$172
Redpoint County Mutual	$343	$57
Geico County Mutual	$356	$61

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Cheapest Full Coverage Car Insurance in San Antonio

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in San Antonio is Texas Farm Bureau at $120 per month and $712 for six months. 

Cheapest Full Coverage Car Insurance Quotes in San Antonio, TX

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Texas Farm Bureau	$712	$120
Mercury	$845	$143
State Farm	$871	$147
AAA Texas	$884	$150
USAA	$973	$164
Redpoint Insurance	$1042	$178
Progressive	$1202	$202
Southern County Mutual	$1379	$234
Allstate	$1640	$276
Farmers	$2625	$446
Redpoint County Mutual	$1023	$174
Geico County Mutual	$1144	$195

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Car Insurance Premiums by Age in San Antonio

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	Texas Farm Bureau	$748
40s	Nationwide	$743
50s	Texas Farm Bureau	$662
60s	Texas Farm Bureau	$612
70s	Texas Farm Bureau	$657

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San Antonio Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in San Antonio TX. For example, the car insurance in San Antonio after a DUI increases to $839 for a six month policy. While the rate increases by $197 for a six-month policy in the case of a speeding ticket.  

San Antonio auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1373	$229
One Med/PIP claim	$1386	$235
One comp claim	$1455	$243
Not-at-fault accident	$1468	$249
Two Med/PIP claims	$1474	$246
Failure to show documents	$1526	$259
Driving with expired registration	$1538	$257
Two comp claims	$1550	$263
Cell phone violation	$1563	$261
Driving without lights	$1563	$265
Texting while driving	$1563	$261
Driving too slowly	$1570	$266
Speeding 11 - 15 MPH over limit	$1570	$262
Speeding 16 - 20 MPH over limit	$1570	$266
Speeding 6 - 10 MPH over limit	$1570	$262
Speeding in school zone	$1570	$266
Child safety restraint	$1576	$263
Failure to wear a seat belt	$1576	$268
In 65 MPH zone	$1583	$264
Failure to stop at a red light	$1589	$271
Failure to yield	$1589	$265
Following too closely	$1589	$271
Illegal turn	$1589	$265
Improper passing	$1589	$271
Speeding 21 - 25 MPH over limit	$1589	$265
Passing school bus	$1595	$272
Wrong way/wrong lane	$1595	$265
Operating a vehicle without permission	$1602	$273
At-fault accident - less than $1000	$1665	$277
Open container	$1875	$319
Driving with a suspended license	$1945	$324
Racing	$2060	$350
Reckless driving	$2060	$343
Leaving scene of an accident/hit and run	$2110	$358
At-fault accident - $1000-$2000	$2116	$353
Refusal to submit to a chemical test	$2180	$370
DUI	$2212	$369
At-fault accident - greater than $2000	$2301	$392

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