At Stillwater Insurance, you can get low-cost coverage for your car, house, renters', and condo insurance. They offer a variety of policy add-ons that allow you to customise your coverage.
| Pros | Cons |
|---|---|
| Multiple discount opportunities | Easily customizable policies |
| Third-party ratings are lacking | Slightly higher premiums |
Stillwater's auto insurance options include the following:
Basic Coverage Options
Extra Coverage Options
To understand more, check out types of auto insurance coverage in the US.
Stillwater Car Insurance Rates By State
| State | Average Annual Premium |
|---|---|
| Oregon | $3,250 |
| Wyoming | $3,800 |
| Missouri | $3,050 |
| Minnesota | $2,090 |
| Utah | $3,160 |
| Illinois | $2,260 |
| Arkansas | $4,350 |
| Arizona | $3,410 |
| Nebraska | $2,480 |
| Tennessee | $4,645 |
| Rhode Island | $3,500 |
| Texas | $5,190 |
| Ohio | $1,350 |
| Washington | $2,195 |
| Wisconsin | $2,550 |
| Idaho | $1,350 |
| Virginia | $3,050 |
| Indiana | $2,345 |
| South Carolina | $5,215 |
| Kansas | $4,425 |
| Connecticut | $4,175 |
| California | $3,460 |
| Discount Type | Discount % |
|---|---|
| Good Driver | Varies |
| Anti-Theft Device | Varies |
| Good Student | Varies |
| Accident Free | Varies |
| Multiple Policy | Varies |
| Multiple Vehicle | Varies |
| Paid in full | Varies |
| Paperless documents | Varies |
| Anti-lock Brake | Varies |
| Passive Restraint | Varies |
Insurers in Stillwater have not been rated by third-party rating services such as JD Power, Consumers Advocate, or TrustPilot. A- (Excellent) rating from AM Best, one of the industry's most respected credit rating agencies, indicates Stillwater's strong financial position and ability to pay out claims to its customers.
When compared to the National Association of Insurance Commissioners' (NAIC) Index of Customer Complaints, Stillwater's rating is 2.88. The higher the NAIC number, the more complaints a company has received compared to its industry peers. Stillwater provides satisfactory customer services.
If you have poor credit or lapses in your policies, it is not uncommon to have difficulty finding affordable insurance. In its short time in the insurance industry, Stillwater has become a household name for being an understated insurer that provides all the necessary coverage options at a reasonable price.
Benefits and rates may vary from location to location, but the policies are available across the United States. The downside is that Stillwater may not be the best option if you're looking for extensive coverage.
Personal liability coverage is not included in their standard property insurance policy (although it can be purchased as an optional coverage), and personal property coverage excludes computers from the policy.
When it comes to protecting your most priceless possessions, you should exercise caution when selecting an insurance provider. The services provided by some newcomers in the property and casualty insurance industry are comparable to those of more established companies.
A subsidiary of Fidelity National Financial (FNF) based in Jacksonville, Florida, Stillwater Insurance Group (SIG) is one of them. Renamed Stillwater Insurance Group in 2016 after several acquisitions, the FNF P&C division was founded as Fidelity National Property and Casualty Insurance Group in 2000.
Stillwater Insurance Group consists of Stillwater Insurance Company, Stillwater Insurance Services, Inc., and Stillwater Property and Casualty Insurance Company, with offices in Florida, Nebraska, and California. Whether you're looking for auto or home insurance, this company has you covered across the country.
Contact Details
Customer Service: Auto, Home, Umbrella
Hours: M-F: 8am - 9pm EST
Sat: 8am - 3pm EST
Phone: (855) 712-4092
Email: ins@stillwater.com
Claims
Report a Claim: 24 hours a day / 7 days a week - (800) 220-1351
lossnotices@stillwater.com
General Inquiries: (800) 220-1351
claims@stillwater.com
Emergency Roadside Assistance: (877) 507-6114
Code 23324, Plan DV16A
Mailing Address
Correspondence and Payments
PO Box 45126
Jacksonville, FL 32232-5126
Fax
General - (866) 877-6355
Claims - (800) 491-7683
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Yes, Stillwater is overall a good insurance company with an A+ rating from the BBB. They offer multiple coverages, and many discounts, and their claims process is simple and fast.
Stillwater Insurance Group provides peace of mind and security when you're looking to protect your auto, home, rental properties, business or other assets.
You may call customer service Toll Free at 1-855-712-4092 or send the request by fax to Accounting at 1-904-997-7543 or by email to payments@StillwaterInsurance.com.
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