Car Insurance in Columbus, OH (June 2023)

The cost of living in Columbus is low, and there is a wide range of employment opportunities. Columbus, Ohio, has a lower cost of living than the country as a whole. Health care, housing and utility costs are all significantly less expensive in Columbus than the national average. However, the weather might throw you under the bus. Car insurance premiums will rise as a result of your poor driving quality.

Whether you live in the downtown or outskirts, Way.com can assist you in getting car insurance where you have got nothing to compromise with. Get a free car insurance quote in Ohio today.

How Much Does Car Insurance Cost in Columbus?

Columbus Rates Vs Ohio Vs United States Averages

In Columbus, auto insurance costs an average of $1,175 per year, which is higher than the Ohio average ($1,055) and higher than the national average of $1,557. Our car insurance guide in Ohio includes average rates based on age, credit score, driving history, and marital status.

Columbus Auto Insurance Premiums By Company

In Columbus, Erie has the lowest premiums for the average insurance buyer. The best cheap car insurance companies in Ohio are listed below. Use this reference to look for quotes that are tailored to your specific driving profile.

Columbus Auto Insurance Premiums By Age Group

Ohio drivers in their 60s pay $1,090 per year. Drivers in their teenage years pay the highest insurance premiums.

Columbus Auto Insurance Premiums By Marital status

A driver’s marital status will affect car insurance rates. Married drivers and single drivers got the same insurance. In Ohio, rates for divorced people are higher than others.

Columbus Auto Insurance Premiums By Gender

If you move, buy a new car, or simply get older, prices can go up or down without much explanation. A driver's gender can affect car insurance rates.

Columbus Auto Insurance Premiums By Driving record

Two of the most costly citations to receive are DUI and reckless driving. For reckless driving convictions in Ohio, insurance premiums go up.

Columbus Auto Insurance Premiums By Credit Rating

When a credit score rises from a "Very Poor" (300-579) to an "Exceptional" (800-850), Columbus drivers can save up to 60% on their auto insurance. Auto insurance premiums may be lowered if you move from the "Very Poor" credit tier to the "Fair" one.

Columbus Auto Insurance Premiums By Zip Code

Here are the ten most populated ZIP codes in Columbus, as well as the average annual cost of car insurance, according to Way.com's analysis.

What Would Increase Your Car Insurance Rate InColumbus?

Each ZIP code has its own unique crime, theft, and uninsured-vehicle rates. Car insurance companies may consider you a higher risk than a neighbor down the street if you live in a bad neighborhood that doesn't get along with its residents. As if that weren't bad enough, Columbus is no exception.

Auto Theft Statistics In Columbus

According to the UCR Program, property crimes are offences involving the taking of money or property without the use of force or the threat of force against the victim. Burglary, larceny-theft, and vehicle theft are all examples of property crime.

Between the second quarter of 2017 and the second quarter of 2018, the number of larcenies/thefts, burglaries, and thefts of motor vehicles decreased.

Thefts of motor vehicles fell by 0.3% in the second quarter of this year. Thefts of motor vehicles decreased in Cincinnati, Cleveland, and Toledo.

Burglaries decreased by 16.7 percent. There has been a decrease in burglaries in Akron and Canton as well as Cincinnati, Cleveland, Columbus, and Toledo.

The second quarter of 2018 saw an 8.1% drop in larceny/theft offences. Total larceny/theft offences in Canton, Cincinnati, Cleveland and Columbus were decreased.

Accidents Statistics In Columbus

A total of 1,236 people is died in car accidents in Ohio in last years, according to the data from the Ohio State Highway Patrol. More than 53,000 people have been injured in more than 100,000 distracted driving accidents in the state since 2013.

Useful Info For Driving in Columbus

Contrasting experiences can be found in every corner of Ohio, from the bustling cities of Cincinnati and Cleveland to the peaceful rural towns of the Amish Country.

• Make the most of your journey while avoiding fines and other penalties by familiarizing yourself with the local traffic laws ahead of time.
• In addition to yielding at crosswalks and intersections, drivers must also yield to pedestrians who are crossing the street illegally.
• When a driver is under the age of 18, all passengers must wear a seatbelt, regardless of whether or not the driver is in the front seat.
• Child safety seats must be used for children aged 4 to 8, booster seats for children aged 4 to 8, and seat belts for children aged four to fifteen for those aged four to eight.
• If the traffic signal does not indicate otherwise, turning right at a traffic light is permitted if the vehicle has come to a complete stop and the driver has checked that it is safe to proceed before making the turn.
• Make sure to adjust your speed to the weather and road conditions when driving in Ohio. Non-freeway highways in the state of Ohio are permitted to have 70 mph speed limits.
• Motorists in Ohio are required to check for visibility of up to 500 feet in both directions before making a U-turn. Make sure to check out the law in the city you're visiting or avoid U-turns entirely while driving in densely populated areas if you plan on making a U-turn.

Car Insurance Companies in Columbus

If you drive and own a car, you need auto insurance not only for your protection but also because Ohio state law requires it. These are the top car insurance companies in Columbus: