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Car Insurance for Dallas, Texas

Dallas is the third most populous city in Texas and the ninth in the United States. It is also considered one of the more dangerous cities in the country for driving. This makes having valid auto insurance very important in Dallas. Way.com has strived hard to find info on affordable car insurance rates for those who commute by car in Dallas.

Whether you live in Oak Lawn or Uptown, we can assist you in accessing the best car insurance in Dallas, TX.

How Much Does Car Insurance Cost In Dallas?

Dallas Rates Vs Texas Vs United States Averages

The average cost for auto insurance in Dallas is $1640 per year, and this is higher than the Texas average ($1350) and higher than the national average of $1540. Our Dallas car insurance guide includes average rates based on credit score, age, driving history, and marital status.

Dallas (annual average) Texas (annual average) United States
$1640 $1350 $1540

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What Would Increase Your Car Insurance Rate In Dallas?

Your location in Dallas plays a significant role in deciding your car insurance rates other than the credit score and driving history. This is because crime, theft, and uninsured drivers differ by ZIP code.

So, if you live in a neighborhood with a high crime and theft rate, car insurance companies may consider you a high risk. That's why your insurance rates may be higher than those of a neighbor down the street. Dallas is no exception; it follows the same rule.

Auto Theft Statistics In Dallas

Auto theft is a major crime in the DFW metropolitan area. Out of Texas's 11 most populous cities, Dallas has the highest Dallas auto crime rate. There's a 31% increase in auto theft in Dallas this year compared to the previous years.

Accidents Statistics In Dallas

In Texas, Dallas is the second-highest city with traffic fatalities after Houston. It stands at 28th place out of the 300 cities in the United States regarding most accidents with fatalities.

Useful Info for Driving in Dallas

The Dallas freeway system is shaped like a wagon wheel starting from the city's center. These freeways make traveling to and from Dallas simple, safe, and hassle-free. Interstate 30, Interstate 35, and U.S. Route 75 are three major freeways in Dallas. The I-30 connects the DFW metropolitan area with North Little Rock, Arkansas.

CAR: If you plan to drive around Dallas in your car, use Google Maps to navigate. To find and book affordable parking, use Way.com. Way.com lists parking spots near you. You can compare the parking rates facilities offered, and choose the best spot.

TOLLWAY: The famous toll roads in Dallas are:

  • Dallas North Tollway runs from Interstate 35E to U.S. Highway 380
  • International Parkway provides access to DFW International Airport from the metropolitan area
  • Sam Rayburn Tollway runs from Grapevine to McKinney

RIDESHARING APPS: There are multiple ways to get around Dallas. If you’re someone who prefers ridesharing apps, here’s a list we’ve compiled for you. Use the list to pick the right ridesharing app for you:

  • Wingz
  • Curb
  • Jayride
  • SuperShuttle
  • Lyft
  • Uber

DART Rail: The DART light rail is owned and operated by the Dallas Area Rapid Transit (DART) and serves the Dallas metropolitan area. It is one of the longest light rail systems in the United States. The DART Rail system serves 65 stations and four lines.

DART Streetcar: It is a 2.45-mile-long streetcar line owned and operated by DART. Phase one of the streetcar runs from Union Station to Methodist Dallas Medical Center, and phase two runs from Methodist Dallas Medical Center to the Bishop Arts District in Oak Cliff.

DART Bus: DART operates 74 bus routes; this includes circular and shuttle routes. It operates six express routes that ferry passengers between two areas with few or no stops.

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Car Insurance Companies in Dallas

If you own a car and drive it, you need auto insurance. Every car owner in Dallas needs auto insurance for protection, and Texas law requires it.

Here are the top car insurance companies in Dallas:

Car insurance companies in Dallas
MetLife Stillwater Progressive
Hippo Safe Auto 
Falcon Plymouth Rock
Hallmark Farmers GroupSelect
Ensure Kemper Auto
Direct Auto Safeco
Encompass State Farm
Cinch Sun Coast
Certainly Titan
Clearcover Travelers
American Family TSC
21st Century Stillwater
All State USAA
Allied Preferred Mutual
AFI  

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

FAQs

How much is car insurance in Dallas, TX?

The average cost for full coverage car insurance in Dallas is $1640 per year, and it is higher than the Texas average of $1350.

Is car insurance high in Dallas?

On average, drivers in Dallas pay a car insurance premium of $1815 per year, which is higher than the national average of $1540.

How much does car insurance cost per month in Dallas?

In Dallas, the average cost for car insurance is $136 per month. The average cost for car insurance per year in Dallas is $1640.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




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