Safeco offers various insurance coverage choices, such as rideshare coverage for Uber and Lyft drivers and yearly deductible reductions.
Also, they have expensive policies with higher rates than other car insurance companies. Through their prompt and precise service, Safeco has attained high levels of customer satisfaction, and they stand out through the comprehensive and unique coverage they offer.
PROS | CONS |
---|---|
Fewer complaints received | Rates are a bit higher than other providers |
Best accident forgiveness and deductibles | You'll need to approach an independent agent |
Customizes auto policies available | Not much variety of discounts |
Safeco offers different types of auto insurance coverage to its customers. The costs for it are determined by the information you submit to Safeco. Over a 6-month review period, it also gives a standard claims-free cashback. For those with a clean driving record, they also offer a decreasing deductible that may be renewed every 5 years. This plan also features a Guarantee Repair Network to assist you in becoming covered.
Safeco provides auto insurance rates based on different criteria such as age, coverage, speeding tickets, and reckless driving. Safeco insurance rates are competitive because it is one of the top ten cheapest insurers in the country.
The Average Annual Premium rates that Safeco provides vary based on customers' age categories. Teens are eligible for the best rates in comparison to the other categories such as young and senior drivers.
Teenagers are also eligible for Safeco Auto Insurance Premium.
Age | Safeco Average Annual Premium |
---|---|
18 y/o | $7777 |
Safeco’s Auto Insurance Rates are also available to young drivers.
Age | Safeco Average Annual Premium |
---|---|
20s | $2578 |
Safeco provides Auto Insurance to drivers in the age category of the 60s and above.
Age | Safeco Average Annual Premium |
---|---|
60s | $1699 |
Safeco provides Average Annual Coverage based on the drivers' penalty.
Parameter | Safeco Average Annual Premium |
---|---|
Speeding ticket | $2524 |
Reckless driving | $2865 |
State | Average Annual Premium |
---|---|
Alabama | 1806 |
Arkansas | 1513 |
Arizona | 1962 |
California | 1360 |
Colorado | 2205 |
Connecticut | 2384 |
Florida | 421 |
Georgia | 2962 |
Iowa | 1527 |
Idaho | 940 |
Indiana | 1575 |
Kansas | 1721 |
Kentucky | 2155 |
Louisiana | 2185 |
Massachusetts | 261 |
Maryland | 3380 |
Maine | 1053 |
Michigan | 2012 |
Minnesota | 1800 |
Missouri | 1452 |
Mississippi | 1644 |
Montana | 795 |
North Carolina | 845 |
North Dakota | 2974 |
Nebraska | 1697 |
New Hampshire | 1148 |
New Jersey | 5450 |
New Mexico | 2643 |
Nevada | 1758 |
New York | 4154 |
Ohio | 1600 |
Oklahoma | 2043 |
Oregon | 2350 |
Pennsylvania | 1060 |
South Carolina | 1641 |
Tennessee | 1608 |
Texas | 2914 |
Utah | 1433 |
Virginia | 1707 |
Vermont | 1584 |
Washington | 1689 |
Wisconsin | 1415 |
West Virginia | 1630 |
Safeco offers several car insurance discounts such as Accident-Free discounts, Low Mileage discounts, Teen Safety Reward Discounts, and bundling discounts. These discounts are available based on their age category and their states.
Safeco offers customers the best discounts for driving. They also offer roadside assistance, rental travel, reimbursement, accident forgiveness, deductibles, and modification. Safeco has the economic strength to pay out claims, help customers access their documents, and easily make payments.
Safeco is one of the leading insurance providers which offers timely and timeless services to all its clients. With the most efficient services, they have met the customers' immediate requirements with practical solutions. The services that they offer are constant, uninterrupted, and cost-effective.
Safeco is a member of Liberty mutual. They excel by providing several types of insurance to their customers like home, auto, motorcycle, water cycle, etc. Safeco has been client-oriented since the very beginning by understanding the users' requirements precisely. In addition to this, its financial strength also adds to its financial 'A' rating among the other competitors. Hence, it is one of the best options for people looking for options at a low rate, with affordable payments and better discounts.
Safeco was founded in 1923 by the then general, Hawthrone K. Dent. It received its name as a subsidiary, 'Selective Auto and Fire Insurance Company of America.’ Safeco started in 1953 as a life insurance business, and it switched to credit after years of establishment. The company's growth in size and financially became more visible after 2002. It then became a part of Liberty mutual in the year 2008.
Safeco donated over $1.2 million in 2020 with the help of its agents, thus enabling communities to grow and sustain. Their nature of work and other significant updates have been conveyed from time to time through their agents and partners, the public, neighborhood, and other larger communities.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Yes. Safeco is a good car insurance company that offers reasonable auto insurance rates, coverage, and perks. It is also one of the companies with the best customer assistance offered.
Safeco also provides its customers with a rental car reimbursement facility, which helps them pay the cost of renting a car. This feature is available when the car is under repair or to recover the loss.
Yes, Safeco also has car repair insurance where they help you get the damage fixed and back to good condition.
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