Cheapest Car Insurance Quotes in Akiak

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Akiak Car Insurance
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Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Akiak

The car insurance rate in Akiak is for a six-month policy, which is higher than the state average. Root Insurance Company offers the lowest rates in the city at , making it a popular choice for budget-conscious drivers. Rates in Akiak can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Akiak

National Average

Cheapest Car Insurance Companies in Akiak

1st place:

At for a six month policy, offers the cheapest auto insurance rates in the city. 

2nd place:

offers auto insurance rates at for a six-month policy, making it one of the cheapest to insure with. 

3rd place:

offers auto insurance rates at for six months, making it the third cheapest auto insurance company in Akiak.

Akiak Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Akiak, AK is , offering policies at just for a six-month term. This is followed by , which has an average six-month premium of .

At the higher end of the spectrum, is the most expensive, with rates reaching for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Akiak drivers find the best deals.

Cheap Car Insurance Companies in Akiak, AK

Key Takeaways

Way's key takeaways about car insurance in Akiak

  • The auto insurance costs in Akiak fall around for six months. 
  • The cheapest auto insurance company in Akiak is .
  • Teen drivers pay the highest rate in Akiak at per month.

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Cheapest Minimum Liability Car Insurance in Akiak

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Akiak are given below. 

provides the cheapest minimum car insurance coverage in Akiak. Their Average 6 Month Premium is . is the most expensive at for the same period. 

Cheapest Liability Coverage in Akiak, AK

Cheapest Full Coverage Car Insurance in Akiak

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Akiak is at per month and for six months. 

Cheapest Full Coverage Car Insurance Quotes in Akiak, AK

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Average Car Insurance in Akiak by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Akiak, AK increasing?

Despite maintaining a clean driving record, your car insurance rates in Akiak, Alaska, may be increasing due to several external factors. Alaska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Akiak's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Akiak

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Akiak,AK

If you are planning to get a car insurance policy for your teenage dependent, provides the cheapest car insurance in the Akiak at per month. At for a six-month premium, offers the most expensive rate for teen drivers.

Teen Car Insurance Rates in AK by Age

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Way Tip

If you are in your twenties is the best choice for car insurance in Akiak.

As young drivers face the highest rates in Akiak, offers the cheapest auto insurance rates at for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Akiak, is the cheapest car insurance provider. At for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Akiak is , offering rates of around for six months. 

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Car Insurance Rates with An Accident in Akiak

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Akiak, AK, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Akiak

The cheapest car insurance companies after an at-fault accident in Akiak include and , offering and , respectively. is an expensive provider with an average six-month premium of .

Akiak Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Akiak AK. For example, the car insurance in Akiak after a DUI increases to for a six month policy. While the rate increases by for a six-month policy in the case of a speeding ticket.  

Akiak auto insurance quotes by violations

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Akiak after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Akiak.

The cheapest car insurance premiums in Akiak are offered by at for a six-month policy. However, it can be as expensive as with companies like .

Akiak car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Akiak are offered by at . However, it can be as expensive as with companies like for a similar six-month premium.

Cheapest Car Insurance in Akiak after Speeding ticket

Car Insurance Price Trends in Akiak, Alaska

Car insurance rates in Akiak have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Akiak by in compared to of . In other words, there has been an by when you compare and .

The average cost of liability insurance in the Akiak to in , compared to in . This represents an of when comparing and .


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Average Car Insurance Cost in Akiak by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Akiak. At for a six-month policy, insuring your car at is the cheapest in the city.

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Frequently Asked Questions

How much is car insurance in Akiak?

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The car insurance in Akiak is $ than the national average.

What is the cheapest car insurance in Akiak?

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The cheapest car insurance in Akiak is per month for full coverage.

How much is car insurance in Akiak for teenagers?

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Car insurance for teenagers costs per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Akiak?

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The average cost of car insurance is for a six-month policy. It will cost around per month to insure your car in Akiak.

Is car insurance expensive in Akiak?

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Car insurance can be expensive in Akiak if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Akiak can be affordable.

What is the best car insurance in Akiak, AK?

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The best car insurance company in Akiak AK is , offering for a six-month policy.

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