Cheapest Car Insurance Quotes in Tanaina

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Tanaina Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tanaina

The car insurance rate in Tanaina is $1191 for a six-month policy, which is $164 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $992, making it a popular choice for budget-conscious drivers. Rates in Tanaina can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tanaina

$1191

Avg. Car Insurance in Alaska

$1027

National Average

$1140

Cheapest Car Insurance Companies in Tanaina

1st place: Progressive

At $992 for a six month policy, Progressive offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1054 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1144 for six months, making it the third cheapest auto insurance company in Tanaina.

Tanaina Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tanaina, AK is Progressive, offering policies at just $992 for a six-month term. This is followed by USAA, which has an average six-month premium of $1054.

At the higher end of the spectrum, Western National is the most expensive, with rates reaching $862 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tanaina drivers find the best deals.

Cheap Car Insurance Companies in Tanaina, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$992	$167
USAA	$1054	$177
State Farm	$1144	$193
Umialik	$1364	$230
Allstate	$1737	$296
Western National	$862	$144

Key Takeaways

Way's key takeaways about car insurance in Tanaina

The auto insurance costs in Tanaina fall around $992 for six months.
The cheapest auto insurance company in Tanaina is USAA.
Teen drivers pay the highest rate in Tanaina at $109 per month.

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Cheapest Minimum Liability Car Insurance in Tanaina

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tanaina are given below.

USAA provides the cheapest minimum car insurance coverage in Tanaina. Their Average 6 Month Premium is $206. Western National is the most expensive at $303 for the same period.

Cheapest Liability Coverage in Tanaina, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$206	$35
Progressive	$303	$51
State Farm	$331	$56
Allstate	$345	$58
Umialik	$345	$58
Western National	$303	$51

Cheapest Full Coverage Car Insurance in Tanaina

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tanaina is Progressive at $167 per month and $992 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tanaina, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$992	$167
USAA	$1054	$177
State Farm	$1144	$193
Umialik	$1364	$230
Allstate	$1737	$296
Western National	$862	$144

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Average Car Insurance in Tanaina by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tanaina, AK increasing?

Despite maintaining a clean driving record, your car insurance rates in Tanaina, Alaska, may be increasing due to several external factors. Alaska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tanaina's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tanaina

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$713
30s	USAA	$539
40s	USAA	$499
50s	USAA	$470
60s	USAA	$487
70s	USAA	$597

Cheapest Car Insurance Rates for Teen Drivers in Tanaina,AK

If you are planning to get a car insurance policy for your teenage dependent, State Farm provides the cheapest car insurance in the Tanaina at $240 per month. At $640 for a six-month premium, Western National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$1427	$240
USAA	$1647	$275
Umialik	$2618	$445
Progressive	$2653	$447
Allstate	$2818	$479
Western National	$640	$109

Teen Car Insurance Rates in AK by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Tanaina.

As young drivers face the highest rates in Tanaina, USAA offers the cheapest auto insurance rates at $713 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tanaina, Allstate is the cheapest car insurance provider. At $930 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tanaina is Western National, offering rates of around $682 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Allstate	$930	$157
Progressive	$1102	$186
Umialik	$1123	$189
USAA	$1261	$215
State Farm	$2949	$492
Western National	$682	$114

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Car Insurance Rates with An Accident in Tanaina

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tanaina, AK, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tanaina

The cheapest car insurance companies after an at-fault accident in Tanaina include State Farm and Umialik, offering $579 and $614, respectively. Western National is an expensive provider with an average six-month premium of $303.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$579	$97
Umialik	$614	$103
USAA	$696	$117
Allstate	$1082	$182
Progressive	$1165	$196
Western National	$303	$51

Tanaina Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tanaina AK. For example, the car insurance in Tanaina after a DUI increases to $586 for a six month policy. While the rate increases by $222 for a six-month policy in the case of a speeding ticket.

Tanaina auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1212	$202
Not-at-fault accident	$1219	$208
One comp claim	$1219	$203
One Med/PIP claim	$1219	$208
Two comp claims	$1219	$203
Two Med/PIP claims	$1219	$208
Failure to show documents	$1322	$220
At-fault accident - less than $1000	$1364	$232
Failure to wear a seat belt	$1392	$232
Child safety restraint	$1406	$239
Driving without lights	$1406	$234
Cell phone violation	$1434	$244
Driving too slowly	$1434	$239
In 65 MPH zone	$1434	$244
Speeding 11 - 15 MPH over limit	$1434	$239
Speeding 16 - 20 MPH over limit	$1434	$244
Speeding 6 - 10 MPH over limit	$1434	$239
Speeding in school zone	$1434	$244
Texting while driving	$1434	$239
Driving with expired registration	$1453	$247
Failure to stop at a red light	$1453	$242
Failure to yield	$1453	$247
Following too closely	$1453	$242
Illegal turn	$1453	$247
Improper passing	$1453	$242
Wrong way/wrong lane	$1453	$247
Speeding 21 - 25 MPH over limit	$1481	$247
Passing school bus	$1495	$254
Operating a vehicle without permission	$1509	$252
Open container	$1626	$276
At-fault accident - $1000-$2000	$1654	$276
At-fault accident - greater than $2000	$1654	$281
Driving with a suspended license	$1723	$288
Refusal to submit to a chemical test	$1730	$295
Reckless driving	$1771	$295
DUI	$1798	$306
Racing	$1895	$316
Leaving scene of an accident/hit and run	$1901	$324

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tanaina after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tanaina.

The cheapest car insurance premiums in Tanaina are offered by Umialik at $799 for a six-month policy. However, it can be as expensive as $303 with companies like Western National.

Tanaina car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$799	$135
Progressive	$1130	$190
State Farm	$1364	$230
USAA	$1474	$248
Allstate	$2006	$338
Western National	$303	$51

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tanaina are offered by Umialik at $628. However, it can be as expensive as $303 with companies like Western National for a similar six-month premium.

Cheapest Car Insurance in Tanaina after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$628	$106
State Farm	$813	$137
USAA	$862	$144
Allstate	$1179	$201
Progressive	$1186	$200
Western National	$303	$51

Car Insurance Price Trends in Tanaina, Alaska

Car insurance rates in Tanaina have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tanaina rose by $212 in December compared to $206 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Tanaina rose to $50 in December, compared to $48 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Tanaina?

The car insurance in Tanaina is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Tanaina?

The cheapest car insurance in Tanaina is $167 per month for full coverage.

How much is car insurance in Tanaina for teenagers?

Car insurance for teenagers costs $1427 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tanaina?

The average cost of car insurance is $1027 for a six-month policy. It will cost around $201 per month to insure your car in Tanaina.

Is car insurance expensive in Tanaina?

Car insurance can be expensive in Tanaina if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tanaina can be affordable.

What is the best car insurance in Tanaina, AK?

The best car insurance company in Tanaina AK is Progressive, offering $992 for a six-month policy.