Cheapest Car Insurance Quotes in Deltana

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401,895 Policies Sold

Deltana Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Deltana

The car insurance rate in Deltana is $1106 for a six-month policy, which is $22 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $872, making it a popular choice for budget-conscious drivers. Rates in Deltana can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Deltana

$1106

Avg. Car Insurance in Alaska

$1084

National Average

$1140

Cheapest Car Insurance Companies in Deltana

1st place: Progressive

At $872 for a six month policy, Progressive offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $927 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1006 for six months, making it the third cheapest auto insurance company in Deltana.

Deltana Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Deltana, AK is Progressive, offering policies at just $872 for a six-month term. This is followed by USAA, which has an average six-month premium of $927.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1527 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Deltana drivers find the best deals.

Cheap Car Insurance Companies in Deltana, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$872	$147
USAA	$927	$156
State Farm	$1006	$169
Umialik	$1200	$202
Allstate	$1527	$260

Key Takeaways

Way's key takeaways about car insurance in Deltana

The auto insurance costs in Deltana fall around $872 for six months.
The cheapest auto insurance company in Deltana is USAA.
Teen drivers pay the highest rate in Deltana at $421 per month.

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Cheapest Minimum Liability Car Insurance in Deltana

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Deltana are given below.

USAA provides the cheapest minimum car insurance coverage in Deltana. Their Average 6 Month Premium is $182. Umialik is the most expensive at $303 for the same period.

Cheapest Liability Coverage in Deltana, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$182	$31
Progressive	$266	$45
State Farm	$291	$49
Allstate	$303	$51
Umialik	$303	$51

Cheapest Full Coverage Car Insurance in Deltana

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Deltana is Progressive at $147 per month and $872 for six months.

Cheapest Full Coverage Car Insurance Quotes in Deltana, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$872	$147
USAA	$927	$156
State Farm	$1006	$169
Umialik	$1200	$202
Allstate	$1527	$260

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Average Car Insurance in Deltana by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Deltana, AK increasing?

Despite maintaining a clean driving record, your car insurance rates in Deltana, Alaska, may be increasing due to several external factors. Alaska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Deltana's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Deltana

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$627
30s	USAA	$474
40s	USAA	$439
50s	USAA	$413
60s	USAA	$428
70s	USAA	$525

Cheapest Car Insurance Rates for Teen Drivers in Deltana,AK

If you are planning to get a car insurance policy for your teenage dependent, State Farm provides the cheapest car insurance in the Deltana at $211 per month. At $2478 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$1255	$211
USAA	$1448	$242
Umialik	$2302	$392
Progressive	$2333	$393
Allstate	$2478	$421

Teen Car Insurance Rates in AK by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Deltana.

As young drivers face the highest rates in Deltana, USAA offers the cheapest auto insurance rates at $627 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Deltana, Allstate is the cheapest car insurance provider. At $818 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Deltana is State Farm, offering rates of around $2593 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Allstate	$818	$138
Progressive	$969	$163
Umialik	$987	$166
USAA	$1109	$189
State Farm	$2593	$432

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Car Insurance Rates with An Accident in Deltana

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Deltana, AK, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Deltana

The cheapest car insurance companies after an at-fault accident in Deltana include State Farm and Umialik, offering $509 and $540, respectively. Progressive is an expensive provider with an average six-month premium of $1024.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$509	$86
Umialik	$540	$91
USAA	$612	$103
Allstate	$952	$160
Progressive	$1024	$172

Deltana Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Deltana AK. For example, the car insurance in Deltana after a DUI increases to $515 for a six month policy. While the rate increases by $195 for a six-month policy in the case of a speeding ticket.

Deltana auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1066	$177
Not-at-fault accident	$1072	$183
One comp claim	$1072	$179
One Med/PIP claim	$1072	$183
Two comp claims	$1072	$179
Two Med/PIP claims	$1072	$183
Failure to show documents	$1163	$194
At-fault accident - less than $1000	$1200	$204
Failure to wear a seat belt	$1224	$204
Child safety restraint	$1236	$210
Driving without lights	$1236	$206
Cell phone violation	$1261	$214
Driving too slowly	$1261	$210
In 65 MPH zone	$1261	$214
Speeding 11 - 15 MPH over limit	$1261	$210
Speeding 16 - 20 MPH over limit	$1261	$214
Speeding 6 - 10 MPH over limit	$1261	$210
Speeding in school zone	$1261	$214
Texting while driving	$1261	$210
Driving with expired registration	$1278	$217
Failure to stop at a red light	$1278	$213
Failure to yield	$1278	$217
Following too closely	$1278	$213
Illegal turn	$1278	$217
Improper passing	$1278	$213
Wrong way/wrong lane	$1278	$217
Speeding 21 - 25 MPH over limit	$1303	$217
Passing school bus	$1315	$223
Operating a vehicle without permission	$1327	$221
Open container	$1430	$243
At-fault accident - $1000-$2000	$1455	$243
At-fault accident - greater than $2000	$1455	$247
Driving with a suspended license	$1515	$253
Refusal to submit to a chemical test	$1521	$259
Reckless driving	$1558	$259
DUI	$1581	$269
Racing	$1667	$277
Leaving scene of an accident/hit and run	$1672	$285

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Deltana after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Deltana.

The cheapest car insurance premiums in Deltana are offered by Umialik at $703 for a six-month policy. However, it can be as expensive as $1764 with companies like Allstate.

Deltana car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$703	$118
Progressive	$993	$167
State Farm	$1200	$202
USAA	$1296	$218
Allstate	$1764	$297

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Deltana are offered by Umialik at $552. However, it can be as expensive as $1042 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Deltana after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$552	$93
State Farm	$715	$120
USAA	$758	$126
Allstate	$1036	$176
Progressive	$1042	$175

Car Insurance Price Trends in Deltana, Alaska

Car insurance rates in Deltana have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Deltana remained steady at $187 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Deltana remained steady at $44 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Deltana?

The car insurance in Deltana is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Deltana?

The cheapest car insurance in Deltana is $147 per month for full coverage.

How much is car insurance in Deltana for teenagers?

Car insurance for teenagers costs $1255 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Deltana?

The average cost of car insurance is $1084 for a six-month policy. It will cost around $187 per month to insure your car in Deltana.

Is car insurance expensive in Deltana?

Car insurance can be expensive in Deltana if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Deltana can be affordable.

What is the best car insurance in Deltana, AK?

The best car insurance company in Deltana AK is Progressive, offering $872 for a six-month policy.