Cheapest Car Insurance Quotes in Tanacross

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Tanacross Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tanacross

The car insurance rate in Tanacross is $1058 for a six-month policy, which is $31 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $881, making it a popular choice for budget-conscious drivers. Rates in Tanacross can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tanacross

$1058

Avg. Car Insurance in Alaska

$1027

National Average

$1140

Cheapest Car Insurance Companies in Tanacross

1st place: Progressive

At $881 for a six month policy, Progressive offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $936 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1016 for six months, making it the third cheapest auto insurance company in Tanacross.

Tanacross Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tanacross, AK is Progressive, offering policies at just $881 for a six-month term. This is followed by USAA, which has an average six-month premium of $936.

At the higher end of the spectrum, Western National is the most expensive, with rates reaching $765 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tanacross drivers find the best deals.

Cheap Car Insurance Companies in Tanacross, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$881	$148
USAA	$936	$158
State Farm	$1016	$171
Umialik	$1211	$204
Allstate	$1542	$263
Western National	$765	$128

Key Takeaways

Way's key takeaways about car insurance in Tanacross

The auto insurance costs in Tanacross fall around $881 for six months.
The cheapest auto insurance company in Tanacross is USAA.
Teen drivers pay the highest rate in Tanacross at $97 per month.

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Cheapest Minimum Liability Car Insurance in Tanacross

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tanacross are given below.

USAA provides the cheapest minimum car insurance coverage in Tanacross. Their Average 6 Month Premium is $183. Western National is the most expensive at $269 for the same period.

Cheapest Liability Coverage in Tanacross, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$183	$31
Progressive	$269	$45
State Farm	$294	$49
Allstate	$306	$52
Umialik	$306	$52
Western National	$269	$45

Cheapest Full Coverage Car Insurance in Tanacross

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tanacross is Progressive at $148 per month and $881 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tanacross, AK

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Progressive	$881	$148
USAA	$936	$158
State Farm	$1016	$171
Umialik	$1211	$204
Allstate	$1542	$263
Western National	$765	$128

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Average Car Insurance in Tanacross by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tanacross, AK increasing?

Despite maintaining a clean driving record, your car insurance rates in Tanacross, Alaska, may be increasing due to several external factors. Alaska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tanacross's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tanacross

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$633
30s	USAA	$479
40s	USAA	$443
50s	USAA	$417
60s	USAA	$433
70s	USAA	$530

Cheapest Car Insurance Rates for Teen Drivers in Tanacross,AK

If you are planning to get a car insurance policy for your teenage dependent, State Farm provides the cheapest car insurance in the Tanacross at $213 per month. At $569 for a six-month premium, Western National offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$1267	$213
USAA	$1463	$244
Umialik	$2325	$396
Progressive	$2356	$397
Allstate	$2502	$425
Western National	$569	$97

Teen Car Insurance Rates in AK by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Tanacross.

As young drivers face the highest rates in Tanacross, USAA offers the cheapest auto insurance rates at $633 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tanacross, Allstate is the cheapest car insurance provider. At $826 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tanacross is Western National, offering rates of around $606 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Allstate	$826	$139
Progressive	$979	$165
Umialik	$997	$168
USAA	$1120	$191
State Farm	$2618	$437
Western National	$606	$101

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Car Insurance Rates with An Accident in Tanacross

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tanacross, AK, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tanacross

The cheapest car insurance companies after an at-fault accident in Tanacross include State Farm and Umialik, offering $514 and $545, respectively. Western National is an expensive provider with an average six-month premium of $269.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$514	$87
Umialik	$545	$92
USAA	$618	$104
Allstate	$961	$162
Progressive	$1034	$174
Western National	$269	$45

Tanacross Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tanacross AK. For example, the car insurance in Tanacross after a DUI increases to $521 for a six month policy. While the rate increases by $197 for a six-month policy in the case of a speeding ticket.

Tanacross auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1076	$179
Not-at-fault accident	$1083	$184
One comp claim	$1083	$180
One Med/PIP claim	$1083	$184
Two comp claims	$1083	$180
Two Med/PIP claims	$1083	$184
Failure to show documents	$1174	$196
At-fault accident - less than $1000	$1211	$206
Failure to wear a seat belt	$1236	$206
Child safety restraint	$1248	$212
Driving without lights	$1248	$208
Cell phone violation	$1273	$216
Driving too slowly	$1273	$212
In 65 MPH zone	$1273	$216
Speeding 11 - 15 MPH over limit	$1273	$212
Speeding 16 - 20 MPH over limit	$1273	$216
Speeding 6 - 10 MPH over limit	$1273	$212
Speeding in school zone	$1273	$216
Texting while driving	$1273	$212
Driving with expired registration	$1291	$219
Failure to stop at a red light	$1291	$215
Failure to yield	$1291	$219
Following too closely	$1291	$215
Illegal turn	$1291	$219
Improper passing	$1291	$215
Wrong way/wrong lane	$1291	$219
Speeding 21 - 25 MPH over limit	$1315	$219
Passing school bus	$1328	$226
Operating a vehicle without permission	$1340	$224
Open container	$1444	$245
At-fault accident - $1000-$2000	$1469	$245
At-fault accident - greater than $2000	$1469	$249
Driving with a suspended license	$1530	$255
Refusal to submit to a chemical test	$1536	$262
Reckless driving	$1573	$262
DUI	$1597	$272
Racing	$1683	$280
Leaving scene of an accident/hit and run	$1688	$287

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tanacross after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tanacross.

The cheapest car insurance premiums in Tanacross are offered by Umialik at $710 for a six-month policy. However, it can be as expensive as $269 with companies like Western National.

Tanacross car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$710	$119
Progressive	$1003	$169
State Farm	$1211	$204
USAA	$1309	$220
Allstate	$1781	$300
Western National	$269	$45

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tanacross are offered by Umialik at $557. However, it can be as expensive as $269 with companies like Western National for a similar six-month premium.

Cheapest Car Insurance in Tanacross after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Umialik	$557	$94
State Farm	$722	$122
USAA	$765	$128
Allstate	$1046	$178
Progressive	$1053	$177
Western National	$269	$45

Car Insurance Price Trends in Tanacross, Alaska

Car insurance rates in Tanacross have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tanacross rose by $188 in December compared to $183 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Tanacross rose to $44 in December, compared to $42 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Tanacross?

The car insurance in Tanacross is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Tanacross?

The cheapest car insurance in Tanacross is $148 per month for full coverage.

How much is car insurance in Tanacross for teenagers?

Car insurance for teenagers costs $1267 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tanacross?

The average cost of car insurance is $1027 for a six-month policy. It will cost around $178 per month to insure your car in Tanacross.

Is car insurance expensive in Tanacross?

Car insurance can be expensive in Tanacross if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tanacross can be affordable.

What is the best car insurance in Tanacross, AK?

The best car insurance company in Tanacross AK is Progressive, offering $881 for a six-month policy.