Lamborghini Huracán insurance costs depend on factors such as age, state, insurance company, and miles. These rates are also affected by things like recent accidents, traffic tickets, and credit background. This graph shows how the prices of some of these situations change the cost of insurance for a Lamborghini Huracan.
Lamborghini Huracan insurance rates can vary a lot from one company to the next for the same policy. Getting new quotes is a good idea if you've been with the same insurance company for more than a few years. This will help you make sure you're paying only a little bit.
Go through the average annual and monthly Lamborghini Huracan insurance costs for selected model years.
| Lamborghini Huracan Model Year | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Lamborghini Huracan 2024 Model Year | $7,028 | $586 |
| Lamborghini Huracan 2023 Model Year | $4,644 | $387 |
| Lamborghini Huracan 2022 Model Year | $2,626 | $219 |
| Lamborghini Huracan 2021 Model Year | $2,008 | $167 |
| Lamborghini Huracan 2020 Model Year | $1,645 | $137 |
| Lamborghini Huracan 2019 Model Year | $1,450 | $121 |
| Lamborghini Huracan 2018 Model Year | $2,369 | $197 |
| Lamborghini Huracan 2017 Model Year | $1,213 | $101 |
| Lamborghini Huracan 2016 Model Year | $2,381 | $198 |
| Lamborghini Huracan 2015 Model Year | $2,594 | $216 |
Lamborghini Huracán insurance cost is higher due to the following factors.
Performance Specs: High-end performance specs optimized for a peak sporty experience make it a high-risk car model. Hence, the insurers charge a high insurance rate for the Lamborghini Huracan.
Trim Level: Your favorite luxury sports car comes in both coupe and convertible designs. The coupe trims for a 2024 Lamborghini Huracan are Tecnica, Sterrato, and STO. Like the specs and MSRP, the Lamborghini Huracan insurance cost also varies with trim levels. Tecnica, being the base variant, has a lower insurance rate compared to the rest.
Usage Type: Using a car for occasional or pleasure driving can reduce the Lamborghini Huracan car insurance cost significantly.
Theft Risk & Vehicle Security: The advanced security features of the car ensure its safety, and thefts are rarely reported. Even with the high safety features, some insurers require GPS trackers and garage storage to insure the car's model.
Driver Location: The Lamborghini Huracan car insurance cost can be very different based on where you live. Rates are higher in Michigan as the state requires a lot more coverage. In California, Hawaii, and Massachusetts, companies can't change rates based on credit type. These numbers also don't include any savings that might be available for having more than one car.
Take a look at the average annual Lamborghini Huracan car insurance rates in each state based on driver profiles.
| State | Average Insurance Rate for a Good Driver | Average Insurance Rate for Recent Accident | Average Insurance Rate for Poor Credit |
|---|---|---|---|
| Alabama | $8,945 | $12,958 | $16,521 |
| Alaska | $7,301 | $10,204 | $9,917 |
| Arizona | $8,334 | $12,032 | $17,846 |
| Arkansas | $9,166 | $14,414 | $15,846 |
| California | $10,181 | $17,998 | $10,207 |
| Colorado | $9,509 | $13,280 | $16,899 |
| Connecticut | $12,113 | $18,873 | $23,935 |
| Delaware | $10,017 | $13,443 | $17,284 |
| Florida | $12,014 | $16,627 | $21,617 |
| Georgia | $9,779 | $14,573 | $14,707 |
| Hawaii | $3,806 | $5,202 | $3,822 |
| Idaho | $6,753 | $8,967 | $10,916 |
| Illinois | $7,030 | $10,680 | $12,263 |
| Indiana | $7,301 | $11,160 | $12,513 |
| Iowa | $5,744 | $7,932 | $9,295 |
| Kansas | $7,666 | $11,177 | $13,101 |
| Kentucky | $11,067 | $16,313 | $19,318 |
| Louisiana | $14,227 | $21,613 | $23,377 |
| Maine | $5,386 | $7,371 | $10,939 |
| Maryland | $8,644 | $12,659 | $14,099 |
| Massachusetts | $6,939 | $12,237 | $6,914 |
| Michigan | $16,920 | $25,771 | $40,732 |
| Minnesota | $6,905 | $9,229 | $13,008 |
| Mississippi | $8,386 | $11,962 | $12,025 |
| Missouri | $7,838 | $11,254 | $14,879 |
| Montana | $7,958 | $11,184 | $13,084 |
| Nebraska | $6,714 | $10,067 | $10,861 |
| Nevada | $11,188 | $16,631 | $17,570 |
| New Hampshire | $7,807 | $12,322 | $15,605 |
| New Jersey | $8,554 | $13,502 | $17,601 |
| New Mexico | $8,786 | $13,006 | $13,537 |
| New York | $8,120 | $10,188 | $17,101 |
| North Carolina | $5,032 | $8,572 | $6,126 |
| North Dakota | $6,846 | $10,434 | $12,416 |
| Ohio | $6,096 | $9,438 | $9,700 |
| Oklahoma | $9,830 | $14,081 | $15,850 |
| Oregon | $8,853 | $11,993 | $14,347 |
| Pennsylvania | $7,485 | $11,040 | $12,873 |
| Rhode Island | $12,509 | $18,394 | $20,816 |
| South Carolina | $8,469 | $11,788 | $16,288 |
| South Dakota | $7,643 | $11,005 | $12,668 |
| Tennessee | $9,011 | $13,277 | $17,679 |
| Texas | $9,083 | $13,111 | $16,301 |
| Utah | $7,681 | $10,788 | $14,913 |
| Vermont | $5,892 | $9,153 | $9,623 |
| Virginia | $5,573 | $8,582 | $8,343 |
| Washington | $7,395 | $9,979 | $12,010 |
| West Virginia | $7,428 | $10,638 | $13,301 |
| Wisconsin | $7,355 | $11,615 | $13,186 |
| Wyoming | $6,895 | $9,685 | $10,315 |
Coverage Types Chosen: It is important to tick the agreed-value coverage and the exotic car replacement / OEM part guarantee for this exotic car model. Also, the liability limits go higher due to the car's high-risk status.
Driver Age: The age of the driver is important in calculating the Lamborghini Huracan auto insurance rate. The rates vary according to the age and experience of the driver. The young drivers under 25 are in the high-risk category, with less experience and high accident rates, and must pay larger amounts on insurance.
Here is the average annual Lamborghini Huracan car insurance rate for drivers of different ages and profiles.
| Driver Age | Average Insurance Rate for a Good Driver | Average Insurance Rate for Recent Accident | Average Insurance Rate for Poor Credit |
|---|---|---|---|
| 17 | $28,668 | $42,064 | $49,185 |
| 18 | $26,699 | $39,239 | $45,889 |
| 19 | $23,572 | $34,664 | $40,537 |
| 20 | $20,485 | $30,192 | $35,368 |
| 21 | $17,232 | $25,300 | $29,632 |
| 22 | $16,729 | $24,638 | $28,854 |
| 23 | $14,691 | $21,547 | $25,203 |
| 24 | $13,892 | $20,517 | $23,922 |
| 25 | $12,017 | $17,633 | $20,650 |
| 30 | $9,326 | $13,718 | $16,131 |
| 35 | $8,699 | $12,820 | $15,021 |
| 40 | $8,398 | $12,403 | $14,510 |
| 45 | $8,208 | $12,064 | $14,089 |
| 55 | $7,469 | $11,071 | $12,952 |
| 65 | $7,830 | $11,528 | $13,454 |
| 75 | $9,839 | $14,532 | $16,992 |
Lamborghini Huracan car insurance rates vary according to model year and insurance providers. The average annual Lamborghini Huracan insurance cost is $6,402. Here are some of the cheapest car insurance companies offering the best rates for the car model.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Esurance | $6,732 | $561 |
| Farmers Insurance | $6,924 | $577 |
| State Farm | $6,924 | $577 |
| Allstate | $7,128 | $594 |
| Erie Insurance | $7,284 | $607 |
The 2024 Lamborghini Huracan insurance cost on average per year is $7,028. The insurers offering cheap Lamborghini Huracan auto insurance quotes for the 2024 model are State Farm, USAA, and American Family Insurance. The lowest monthly insurance cost you can expect for the Lamborghini Huracan model year is $561. Here is an overview of average monthly and yearly Lamborghini Huracan auto insurance rates offered by the cheapest insurance companies.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| State Farm | $6,728 | $561 |
| USAA | $6,828 | $569 |
| American Family Insurance | $6,928 | $577 |
| Liberty Mutual | $6,978 | $582 |
| Allstate | $7,028 | $586 |
| Nationwide | $7,128 | $594 |
| Travelers | $7,178 | $598 |
| Progressive | $7,278 | $607 |
| Farmers Insurance | $7,328 | $611 |
The 2023 Lamborghini Huracan insurance cost ranges between $114 - $1,088. The average annual insurance cost for the car model year is $4,644. Westfield offers the lowest insurance cost for the car model year. Go through the model year-specific Lamborghini Huracan car insurance rates offered by various insurers in the table below:
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Westfield | $1,366 | $114 |
| Unitrin | $1,422 | $119 |
| American Family | $1,431 | $119 |
| State Farm | $2,441 | $203 |
| Allstate | $2,489 | $207 |
| Farmers | $2,744 | $229 |
| Metropolitan | $4,179 | $348 |
| Nationwide | $5,395 | $450 |
| Mercury | $11,913 | $993 |
| Home State Ins Group | $13,059 | $1,088 |
Cheap Lamborghini Huracan insurance rates offered by Unitrin are $1,208 on average annually. Plymouth Rock Assurance and State Farm follow Unitrin with competitive insurance rates for the Huracan model year. The average 2022 Lamborghini Huracan monthly cost ranges between $101 - $287. Go through the cheapest Lamborghini Huracan car insurance rates for the model year in the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Unitrin | $1,208 | $101 |
| Plymouth Rock Assurance | $1,896 | $158 |
| State Farm | $2,252 | $188 |
| Allied | $2,432 | $203 |
| Farm Bureau Ins of MI | $2,696 | $225 |
| Westfield | $2,764 | $230 |
| Travelers | $2,956 | $246 |
| Allstate | $3,191 | $266 |
| Bristol West | $3,421 | $285 |
| Metropolitan | $3,440 | $287 |
The 2021 Lamborghini Huracan insurance cost, on average, is $167 per month. The average cheapest insurance rates for the model year range between $532 and $2,849 annually. Victoria offers the lowest Lamborghini Huracan car insurance rate, which costs $44 on a monthly average. The cheapest Lamborghini Huracan insurance quotes for the model year are offered by the companies mentioned in the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Victoria | $532 | $44 |
| Allstate | $1,039 | $87 |
| Quincy Mutual | $1,084 | $90 |
| Nationwide | $1,949 | $162 |
| American Family | $2,259 | $188 |
| Travelers | $2,300 | $192 |
| Mercury | $2,604 | $217 |
| Allied | $2,691 | $224 |
| Metropolitan | $2,770 | $231 |
| Hastings Mutual | $2,849 | $237 |
Hastings Mutual offers the cheapest Lamborghini Huracan car insurance rates for the 2020 model year. The average annual premium rate for Huracan is $1,645. The cheapest 2020 Lamborghini Huracan insurance cost typically ranges between $600 and $2,929. Hastings Mutual offers the lowest insurance rates for the car model year. Find the list of other insurers and the average monthly and annual premiums offered by each of them in the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Hastings Mutual | $600 | $50 |
| State Farm | $806 | $67 |
| Virginia Farm Bureau | $1,228 | $102 |
| American Family | $1,285 | $107 |
| Travelers | $1,286 | $107 |
| Victoria | $1,462 | $122 |
| Unitrin | $1,668 | $139 |
| Home State Ins Group | $2,491 | $208 |
| Nationwide | $2,690 | $224 |
| Tower Insurance Company of New York | $2,929 | $244 |
Cheap Lamborghini Huracan insurance quotes for the 2019 model year are offered by State Farm, Hastings Mutual, Travelers, etc. The average annual insurance rate for the model year ranges between $612 and $2,099. The average 2019 Lamborghini Huracan insurance cost is $1,450. Find some of the cheapest insurers for the Huracan model year in the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| State Farm | $612 | $51 |
| Hastings Mutual | $894 | $75 |
| Travelers | $1,155 | $96 |
| Plymouth Rock Assurance | $1,177 | $98 |
| Western National | $1,449 | $121 |
| SAFECO | $1,522 | $127 |
| American Family | $1,613 | $134 |
| Farm Bureau Ins of MI | $1,984 | $165 |
| Home State Ins Group | $1,998 | $167 |
| Permanent General | $2,099 | $175 |
The 2018 Lamborghini Huracan insurance rates are the cheapest at State Farm. While the overall annual average of the Huracan model year is $2,369, the average annual rate with State Farm is $565. The cheap Lamborghini Huracan car insurance costs range between $47 and $438. Here are some of the cheapest Lamborghini Huracan insurance rates by leading insurers.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| State Farm | $565 | $47 |
| Mercury | $837 | $70 |
| Travelers | $1,127 | $94 |
| Metropolitan | $1,596 | $133 |
| SafeAuto | $1,748 | $146 |
| Home State Ins Group | $2,032 | $169 |
| Farmers | $2,602 | $217 |
| Permanent General | $3,040 | $253 |
| Nationwide | $4,877 | $406 |
| Safe Auto | $5,261 | $438 |
The overall average annual insurance cost for the Lamborghini Huracan 2017 model year is $1,213. The monthly average Lamborghini Huracan insurance rates range between $36 and $252. Nationwide offers cheap Lamborghini Huracan insurance quotes that cost $437 on average per year. Go through the cheapest insurance rates offered by the leading insurers.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Nationwide | $437 | $36 |
| State Farm | $502 | $42 |
| Mercury | $652 | $54 |
| Travelers | $707 | $59 |
| Metropolitan | $882 | $74 |
| Plymouth Rock Assurance | $1,186 | $99 |
| Farmers | $1,296 | $108 |
| Permanent General | $1,336 | $111 |
| Home State Ins Group | $2,114 | $176 |
| Plymouth Rock | $3,022 | $252 |
The cheapest monthly average Lamborghini Huracan insurance rate for the 2016 model year is offered by SAFECO at $407. The average annual insurance rates for the car model year are $2,381. Go through some of the cheap Lamborghini Huracan car insurance rates, which are given in the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| SAFECO | $407 | $34 |
| American Family | $1,293 | $108 |
| Farm Bureau Ins of MI | $1,983 | $165 |
| Mercury | $2,236 | $186 |
| Metropolitan | $2,438 | $203 |
| Sentry | $2,710 | $226 |
| Permanent General | $2,769 | $231 |
| Travelers | $2,974 | $248 |
| Farmers | $3,369 | $281 |
| Safe Auto | $3,630 | $303 |
The average 2015 Lamborghini Huracan insurance rate is $2,594 annually. Cheap Lamborghini Huracan car insurance rates range between $59 and $337. The lowest insurance rate offered for the car model year is $707 on average by American families. Learn the cheapest Lamborghini Huracan insurance rates offered by some of the insurers from the table below.
| Cheapest Car Insurance Companies | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| American Family | $707 | $59 |
| State Farm | $976 | $81 |
| Nationwide | $1,876 | $156 |
| Allstate | $2,194 | $183 |
| Farmers | $2,941 | $245 |
| Allied | $3,114 | $260 |
| Unitrin | $3,195 | $266 |
| Westfield | $3,247 | $271 |
| Travelers | $3,638 | $303 |
| Dairyland Auto | $4,048 | $337 |
The Lamborghini Huracan has some of the features that fit an exotic sports car the most. The safety and security features installed in the car help you get cheap Lamborghini Huracan insurance quotes. Go through some of the latest safety features in the car here.
So, you've joined the elite club of Huracan owners. Congratulations! Now, about feeding the other monster, this car attracts insurance costs that can make even a dragon's hoard look modest.
Here's your survival guide:
Remember, a little effort can go a long way. Now, go forth and enjoy your Huracan, but keep these tips in mind. After all, the only tears you want to shed should be from the wind in your hair, not your empty wallet.
So, you snagged a Lamborghini Huracan – congrats. Now comes the not-so-thrilling reality: insurance. Don't worry; this guide will help you navigate the treacherous insurance landscape without totalling your savings (or sanity).
Remember, a little effort can save you a monstrous amount of money. Now get out there and enjoy that Lambo – avoid any close encounters with the pearly gates.
So, you've procured a mechanical marvel, a raging Italian bull - the Lamborghini Huracan. But before you unleash its fury on the open road, consider this: Who will pay when it inevitably turns a corner a little too quickly?
Are you facing a spooky, expensive reality? Lamborghini insurance isn't for the faint of wallet. Standard coverage can leave you feeling like a financial ghoul has visited you.
Way can help you exorcise those high rates. Don't be haunted by outrageous quotes! Way can find you the perfect coverage for your Huracan, from basic liability to a shield against even the most demonic fender benders (though demonic possession isn't usually covered).
Here's the Deal:
Don't let insurance suck the joy out of your ride.
Get a quote from Way today. Remember, even fearless Lamborghini owners deserve a little peace of mind. After all, wouldn't you rather be out there terrifying pedestrians, not your bank account?
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average annual Lamborghini Huracan insurance cost is $6,402. The rates for the car model year depend on various factors such as trim level, repair cost, driver's age, etc.
Lamborghini Huracan insurance rates are higher due to its classification as an exotic sports car. Along with the classification of the luxury car, higher repair costs, MSRP, and market value are also reasons for the high Lamborghini Huracan insurance cost.
Yes, you need track day insurance to use the Lamborghini Huracan on the racetrack. The insurance policy will cover repairs or total loss upon a crash on the track.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
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