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Key Takeaways
- The insurance premium for a Mercedes-Benz Sprinter Cargo costs an average of $912 annually or $76 per month.
- Erie is the cheapest Mercedes-Benz Sprinter Cargo car insurance provider, at an average of $614 per annum.
- The car insurance premium for a Mercedes-Benz Sprinter Cargo is cheaper compared to that of its major competitors in the full-size commercial van segment.
The Mercedes-Benz Sprinter Cargo is a full-size commercial van, which is known for its robust build and spacious interior. But have you ever wondered how much it costs to insure the Mercedes-Benz Sprinter Cargo? Insurance rates may differ depending on the specific model year you choose and the trim levels. Compare the different insurance providers available for your Mercedes-Benz Sprinter Cargo, so that your selection may not lead to coverage gaps that may put your finances at risk.
Mercedes-Benz Sprinter Cargo Auto Insurance Cost
The average insurance cost of a Mercedes-Benz Sprinter Cargo is around $912 per year , but you can lower your premiums by choosing the right insurance provider. You can find the best deals that fit your coverage needs by shopping around and comparing multiple options. The Way app helps you secure the best rate for your Sprinter Cargo by letting you compare multiple providers in minutes.
Are Mercedes-Benz Sprinter Cargo Models Expensive to Insure?
Mercedes-Benz Sprinter Cargo car insurance cost is cheaper compared to that of many other full-size commercial vans. It is due to low repair and maintenance costs and the relatively lower probability of theft and damage to the vehicle.
| Full-size Commercial Vans | Average Annual Premium |
|---|---|
| Mercedes-Benz Sprinter Cargo | $912 |
| Ford Transit Cargo | $1,380 |
| Chevrolet Express Cargo | $1,392 |
| Nissan NV Cargo | $1,548 |
What Affects the Cost of Mercedes-Benz Sprinter Cargo Car Insurance?
Insurance providers often consider several factors when determining your Mercedes-Benz Sprinter Cargo premium. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Mercedes-Benz Sprinter Cargo Insurance Cost by Model Year
Older Mercedes-Benz Sprinter Cargo models usually have lower insurance costs since newer Mercedes-Benz Sprinter Cargo models come with advanced features and technology, which also leads to more expensive repairs and replacements. The average yearly Mercedes-Benz Sprinter Cargo car insurance cost for a 2016 model is $964.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2016 Mercedes-Benz Sprinter Cargo | $80 | $964 |
| 2012 Mercedes-Benz Sprinter Cargo | $74 | $882 |
| 2011 Mercedes-Benz Sprinter Cargo | $66 | $796 |
Mercedes-Benz Sprinter Cargo Cheapest Insurance Cost by Company
According to our research, Erie offers the cheapest Mercedes-Benz Sprinter Cargo car insurance rates. The average annual premium is just $614. However, the cheapest cost cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $51 | $614 |
| Texas Farm Bureau | $56 | $675 |
| Progressive | $58 | $699 |
| USAA | $67 | $805 |
| State Farm | $71 | $848 |
Cheapest Insurance Companies Based on Mercedes-Benz Sprinter Cargo Model Years
2016 Mercedes-Benz Sprinter Cargo
Progressive offers the most competitive insurance rates for the 2016 Mercedes-Benz Sprinter Cargo at just $668 per annum. Otherwise, it costs around $964 per year to insure a 2016 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $50 | $668 |
| Erie | $56 | $750 |
| Texas Farm Bureau | $63 | $830 |
| USAA | $81 | $1,048 |
| State Farm | $81 | $1,049 |
| Oklahoma Farmers Union | $84 | $1,080 |
| Vermont Mutual | $85 | $1,097 |
| Nationwide | $94 | $1,202 |
| Acuity | $94 | $1,204 |
| Country | $96 | $1,223 |
| American Family | $97 | $1,235 |
2012 Mercedes-Benz Sprinter Cargo
Generally, it costs around $882 per year to insure a 2012 Mercedes-Benz Sprinter Cargo. Erie offers the most competitive insurance rates for the 2012 model at $623 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $46 | $623 |
| Texas Farm Bureau | $54 | $715 |
| Progressive | $63 | $824 |
| USAA | $70 | $894 |
| Oklahoma Farmers Union | $70 | $902 |
| State Farm | $70 | $916 |
| Vermont Mutual | $72 | $934 |
| Tennessee Farmers | $75 | $975 |
| Acuity | $81 | $1,043 |
| Nationwide | $85 | $1,087 |
| American Family | $88 | $1,130 |
2011 Mercedes-Benz Sprinter Cargo
The insurance cost for a 2011 Mercedes-Benz Sprinter Cargo is usually $796 per year. However, USAA offers the cheapest deal at just $689 per annum. Since the benefits offered by USAA are applicable only to military personnel, veterans, and their families, the next best option is Texas Farm Bureau, with an average annual premium of $696.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| USAA | $51 | $689 |
| Texas Farm Bureau | $52 | $696 |
| State Farm | $60 | $796 |
| Progressive | $62 | $822 |
| Nationwide | $63 | $824 |
| Oklahoma Farmers Union | $65 | $852 |
| American Family | $66 | $864 |
| ALFA | $73 | $948 |
| Allstate | $79 | $1,034 |
| Farmers | $112 | $1,418 |
| Safeco | $257 | $3,152 |
Mercedes-Benz Sprinter Cargo Safety Features
The Mercedes-Benz Sprinter Cargo comes with a number of safety features, which can reduce the insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Active Brake Assist
- Blind-Spot Assist
- Attention Assist
- Crosswind Assist
- Active Lane-Keeping Assist
- Active Distance Assist
- 360-Degree Camera
- Load-Adaptive Electronic Stability Program (ESP)
- Airbags
- Tire Pressure Monitoring System
- Hill Start Assist
- Rear Cross Traffic Alert
Ways to Save on Mercedes-Benz Sprinter Cargo Car Insurance
Drive Safely: Careless driving can badly affect the Mercedes-Benz Sprinter Cargo auto insurance costs. You can reduce your insurance premiums by driving safely and keeping a good driving record.
Improve the credit score: If you have a good credit score, you may be able to save a significant sum on your annual auto insurance. If the score is above 700, you can typically save around $250 or more per year.
Follow driving laws: Traffic violations can significantly increase the auto insurance premium for your Mercedes-Benz Sprinter Cargo, as they signal a higher risk to insurers.
Ask for relevant discounts: There are several discounts available from insurance companies that they don't usually tell you about, so you'll have to ask. Discounts like loyalty, senior citizens, military veterans, and more can help you bring down your annual premium.
Bundle insurance policies: You can save even more by bundling auto and home insurance policies.
How Do I Find the Best Mercedes-Benz Sprinter Cargo Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Mercedes-Benz Sprinter Cargo insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best! Consider spending a little bit more to get comprehensive coverage.
How to Get Mercedes-Benz Sprinter Cargo Auto Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you in choosing the most suitable option to reduce your Mercedes-Benz Sprinter Cargo car insurance costs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
FAQ
How much does it cost to insure a Mercedes-Benz Sprinter Cargo?
The Mercedes-Benz Sprinter Cargo insurance cost typically falls around $912 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for a Mercedes-Benz Sprinter Cargo?
Full coverage is needed only if your Sprinter Cargo is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Mercedes-Benz Sprinter Cargo expensive to insure compared to other commercial vans?
The Mercedes-Benz Sprinter Cargo car insurance cost is cheaper compared to that of many of its direct competitors in the full-size commercial van segment. Low repair and maintenance costs, lower probability of theft and damage, and easily available parts can contribute to lower insurance rates.
Find out how much it costs to insure other Mercedes Benz models
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