Key Takeaways
The Mercedes-Benz Sprinter Cargo is a full-size commercial van, which is known for its robust build and spacious interior. But have you ever wondered how much it costs to insure the Mercedes-Benz Sprinter Cargo? Insurance rates may differ depending on the specific model year you choose and the trim levels. Compare the different insurance providers available for your Mercedes-Benz Sprinter Cargo, so that your selection may not lead to coverage gaps that may put your finances at risk.
The average insurance cost of a Mercedes-Benz Sprinter Cargo is around $912 per year , but you can lower your premiums by choosing the right insurance provider. You can find the best deals that fit your coverage needs by shopping around and comparing multiple options. The Way app helps you secure the best rate for your Sprinter Cargo by letting you compare multiple providers in minutes.
Mercedes-Benz Sprinter Cargo car insurance cost is cheaper compared to that of many other full-size commercial vans. It is due to low repair and maintenance costs and the relatively lower probability of theft and damage to the vehicle.
| Full-size Commercial Vans | Average Annual Premium |
|---|---|
| Mercedes-Benz Sprinter Cargo | $912 |
| Ford Transit Cargo | $1,380 |
| Chevrolet Express Cargo | $1,392 |
| Nissan NV Cargo | $1,548 |
Insurance providers often consider several factors when determining your Mercedes-Benz Sprinter Cargo premium. Some of the most common factors are given below.
Older Mercedes-Benz Sprinter Cargo models usually have lower insurance costs since newer Mercedes-Benz Sprinter Cargo models come with advanced features and technology, which also leads to more expensive repairs and replacements. The average yearly Mercedes-Benz Sprinter Cargo car insurance cost for a 2016 model is $964.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2016 Mercedes-Benz Sprinter Cargo | $80 | $964 |
| 2012 Mercedes-Benz Sprinter Cargo | $74 | $882 |
| 2011 Mercedes-Benz Sprinter Cargo | $66 | $796 |
According to our research, Erie offers the cheapest Mercedes-Benz Sprinter Cargo car insurance rates. The average annual premium is just $614. However, the cheapest cost cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $51 | $614 |
| Texas Farm Bureau | $56 | $675 |
| Progressive | $58 | $699 |
| USAA | $67 | $805 |
| State Farm | $71 | $848 |
Progressive offers the most competitive insurance rates for the 2016 Mercedes-Benz Sprinter Cargo at just $668 per annum. Otherwise, it costs around $964 per year to insure a 2016 model on average.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Progressive | $50 | $668 |
| Erie | $56 | $750 |
| Texas Farm Bureau | $63 | $830 |
| USAA | $81 | $1,048 |
| State Farm | $81 | $1,049 |
| Oklahoma Farmers Union | $84 | $1,080 |
| Vermont Mutual | $85 | $1,097 |
| Nationwide | $94 | $1,202 |
| Acuity | $94 | $1,204 |
| Country | $96 | $1,223 |
| American Family | $97 | $1,235 |
Generally, it costs around $882 per year to insure a 2012 Mercedes-Benz Sprinter Cargo. Erie offers the most competitive insurance rates for the 2012 model at $623 per annum.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Erie | $46 | $623 |
| Texas Farm Bureau | $54 | $715 |
| Progressive | $63 | $824 |
| USAA | $70 | $894 |
| Oklahoma Farmers Union | $70 | $902 |
| State Farm | $70 | $916 |
| Vermont Mutual | $72 | $934 |
| Tennessee Farmers | $75 | $975 |
| Acuity | $81 | $1,043 |
| Nationwide | $85 | $1,087 |
| American Family | $88 | $1,130 |
The insurance cost for a 2011 Mercedes-Benz Sprinter Cargo is usually $796 per year. However, USAA offers the cheapest deal at just $689 per annum. Since the benefits offered by USAA are applicable only to military personnel, veterans, and their families, the next best option is Texas Farm Bureau, with an average annual premium of $696.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| USAA | $51 | $689 |
| Texas Farm Bureau | $52 | $696 |
| State Farm | $60 | $796 |
| Progressive | $62 | $822 |
| Nationwide | $63 | $824 |
| Oklahoma Farmers Union | $65 | $852 |
| American Family | $66 | $864 |
| ALFA | $73 | $948 |
| Allstate | $79 | $1,034 |
| Farmers | $112 | $1,418 |
| Safeco | $257 | $3,152 |
The Mercedes-Benz Sprinter Cargo comes with a number of safety features, which can reduce the insurance rates by getting you qualified for available discounts.
Some of the installed features include:
Drive Safely: Careless driving can badly affect the Mercedes-Benz Sprinter Cargo auto insurance costs. You can reduce your insurance premiums by driving safely and keeping a good driving record.
Improve the credit score: If you have a good credit score, you may be able to save a significant sum on your annual auto insurance. If the score is above 700, you can typically save around $250 or more per year.
Follow driving laws: Traffic violations can significantly increase the auto insurance premium for your Mercedes-Benz Sprinter Cargo, as they signal a higher risk to insurers.
Ask for relevant discounts: There are several discounts available from insurance companies that they don't usually tell you about, so you'll have to ask. Discounts like loyalty, senior citizens, military veterans, and more can help you bring down your annual premium.
Bundle insurance policies: You can save even more by bundling auto and home insurance policies.
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you in choosing the most suitable option to reduce your Mercedes-Benz Sprinter Cargo car insurance costs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The Mercedes-Benz Sprinter Cargo insurance cost typically falls around $912 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Full coverage is needed only if your Sprinter Cargo is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
The Mercedes-Benz Sprinter Cargo car insurance cost is cheaper compared to that of many of its direct competitors in the full-size commercial van segment. Low repair and maintenance costs, lower probability of theft and damage, and easily available parts can contribute to lower insurance rates.
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