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Key Takeaways
- On average, the insurance premium for an Acura TL costs $1,656 annually or $138 per month.
- Erie is the cheapest Acura TL car insurance provider, at an average of $789 per annum.
- Acura TL car insurance is cheaper than that of its major competitors in the midsize luxury sedan segment.
The Acura TL model is a midsize luxury sedan that was produced and marketed by Acura, the luxury division of Honda. Holding the reputation for being one of the bestselling models of Acura, the TL was in production until it was replaced by the TSX model in 2014. But have you ever wondered how much it costs to insure your Acura TL? As much as we boast about the premium comfort it offers, it is no secret that luxury cars often cost more to insure than normal cars. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Read further to learn more about the Acura TL car insurance cost.
Acura TL Auto Insurance Cost
The average insurance cost of an Acura TL is around $1,656 per year. Shopping around and comparing quotes can help you find the right insurance provider that can meet your needs and offer affordable rates. The Way app can help you with the process by letting you compare multiple providers in minutes.
Are Acura TL Models Expensive to Insure?
Acura TL car insurance is cheaper than that of its major competitors in the midsize luxury sedan segment. The average annual insurance cost is $1,656, which is around $503 less than general midsize luxury car coverage. TL's cheaper cost profile is mainly due to its strong safety ratings, lower repair costs, and high reliability. Since Acura stopped producing the TL in 2014, its general classification as a used vehicle also leads to lower insurance premiums.
| Midsize Luxury Sedans | Average Annual Premium |
|---|---|
| Lexus IS F | $1,620 |
| Acura TL | $1,656 |
| Volvo S60 | $1,836 |
| Mercedes-Benz C-Class | $2,148 |
| BMW 3 Series | $2,172 |
| Infiniti Q50 | $2,184 |
| Alfa Romeo Giulia | $2,256 |
What Affects the Cost of Acura TL Car Insurance?
Insurance companies normally consider several factors when determining your Acura TL car insurance rate. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Acura TL Insurance Cost by Model Year
Older Acura TL models usually have lower insurance costs since newer models come with advanced features and technology, which also leads to more expensive repairs and replacements. The average yearly insurance cost for an Acura model is $1,656.
| Year | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| 2014 | $113 | $1,356 |
| 2013 | $118 | $1,421 |
| 2012 | $76 | $915 |
| 2011 | $71 | $853 |
Acura TL Cheapest Insurance Cost by Company
According to our research, Erie offers the cheapest Acura TL car insurance rates. The average annual premium is just $789. However, the cheapest cost cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $66 | $789 |
| Vermont Mutual | $75 | $903 |
| USAA | $78 | $931 |
| Tennessee Farmers | $82 | $981 |
| Acuity | $84 | $1,013 |
Cheapest Insurance Companies Based on Acura TL Model Years
2014 Acura TL
Erie offers the most competitive insurance rates for the 2014 Acura TL at just $862 per annum. Otherwise, it costs around $1,356 per year to insure a 2020 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $72 | $862 |
| Vermont Mutual | $83 | $999 |
| USAA | $86 | $1,034 |
| Tennessee Farmers | $86 | $1,037 |
| Acuity | $90 | $1,080 |
| State Farm | $98 | $1,172 |
| Country | $100 | $1,199 |
| Plymouth Rock | $100 | $1,202 |
| American Family | $100 | $1,203 |
| Arbella | $103 | $1,231 |
| Nationwide | $107 | $1,280 |
2013 Acura TL
Generally, it costs around $1,421 per year to insure a 2013 Acura TL. However, Erie offers the most competitive insurance rates for the 2013 model at $802 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $67 | $802 |
| Vermont Mutual | $75 | $895 |
| Tennessee Farmers | $80 | $959 |
| USAA | $80 | $963 |
| Acuity | $82 | $978 |
| State Farm | $85 | $1,021 |
| Arbella | $92 | $1,104 |
| American Family | $94 | $1,131 |
| Plymouth Rock | $97 | $1,161 |
| Nationwide | $103 | $1,234 |
| Amica | $107 | $1,289 |
2012 Acura TL
The insurance cost for a 2012 Acura TL is usually $915 per year. Erie offers the most affordable rate at just $773 per annum. USAA also offers competitive rates at $869 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $64 | $773 |
| USAA | $72 | $869 |
| Vermont Mutual | $74 | $889 |
| State Farm | $77 | $922 |
| Acuity | $80 | $955 |
| Tennessee Farmers | $82 | $981 |
| American Family | $91 | $1,096 |
| Plymouth Rock | $94 | $1,133 |
| Arbella | $94 | $1,134 |
| Nationwide | $98 | $1,174 |
| Southern Farm Bureau | $106 | $1,276 |
2011 Acura TL
Insuring a 2011 Acura TL typically costs about $853 annually, with Erie providing the most competitive rate at $720 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $60 | $720 |
| Vermont Mutual | $69 | $829 |
| USAA | $72 | $858 |
| Tennessee Farmers | $79 | $945 |
| Arbella | $85 | $1,021 |
| Acuity | $86 | $1,038 |
| State Farm | $88 | $1,051 |
| American Family | $90 | $1,081 |
| Plymouth Rock | $93 | $1,110 |
| Amica | $97 | $1,164 |
| Southern Farm Bureau | $100 | $1,194 |
Acura TL Crash Test Ratings
Crash test ratings directly indicate the safety performance of a vehicle. It can largely affect the insurance premiums. Acura TL has good crash test ratings over different model years, which can help reduce the yearly insurance cost.
| Vehicle | Overall | Frontal Crash | Side Crash | Rollover |
|---|---|---|---|---|
| 2012 Acura TL
4 DR FWD |
4 Stars | 4 Stars | 4 Stars | 5 Stars |
| 2013 Acura TL
4 DR FWD |
4 Stars | 4 Stars | 4 Stars | 5 Stars |
| 2014 Acura TL
4 DR FWD |
4 Stars | 4 Stars | 4 Stars | 5 Stars |
Acura TL Safety Features
The Acura TL has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Collision Mitigation Braking System (CMBS)
- Adaptive Cruise Control with Low-Speed Follow
- Lane Keeping Assist System (LKAS)
- Road Departure Mitigation
- Lane Departure Warning
- Traffic Jam Assist
- Forward Collision Warning with Pedestrian Detection
- Traffic Sign Recognition
- Auto High-Beam Headlights
- Blind-Spot Information System (BSI)
- Surround-View Camera System
- Vehicle Stability Assist (VSA)
Acura TL Safety Ratings
Acura TL has overall good safety ratings, which indicate a lower risk of injury, damage, and repair costs, which can lower its insurance rates. Since insurance companies often consider safety ratings when determining a car model's premium rates, TL's safety ratings play a key role in its insurance pricing.
| Category | IIHS Rating |
|---|---|
| Small Overlap Front (Driver Side) | Good |
| Moderate Overlap Front (original test) | Good |
| Side (Original Side Test) | Good |
| Roof Strength | Good |
| Head Restraints & Seats | Good |
How Do I Find the Best Acura TL Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Acura TL insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can apply individually or make use of an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizens that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Acura TL insurance cost by bundling your home and car insurance policies.
How to Get Acura TL Car Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. You can lower your Acura TL car insurance cost by choosing the most suitable policy option from the available options.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
How much does it cost to insure an Acura TL?
The Acura TL insurance cost is typically around $1,656 per year, depending on factors such as the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for an Acura TL?
Full coverage is needed only if your TL is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Acura TL expensive to insure compared to other midsize luxury sedans?
The Acura TL car insurance cost is cheaper compared to the insurance price range of its direct competitors in the midsize luxury sedan segment.
Find out how much it costs to insure other Acura models
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