Key Takeaways
- On average, the insurance cost for an Alfa Romeo Giulia is $2,256 annually or$188 per month.
- Tennessee Farmers is the cheapest Alfa Romeo Giulia car insurance provider, with an average annual insurance premium of $1,143.
- Alfa Romeo Giulia car insurance cost is expensive compared to its major competitors in the compact luxury sedan segment.
The Alfa Romeo Giulia is a compact luxury sports sedan that perfectly blends stylish design with strong performance. Competing with car models like the BMW 3 Series and Audi A4, it stands out with its sportiness, comfort, and unique Italian craftsmanship. But how about the cost of insuring your Alfa Romeo Giulia? Insurance rates may differ based on the model year and trim level you choose. So, it is always best to compare different insurance providers so that your selection does not lead to coverage gaps or financial loss. Read further to know more about the Alfa Romeo Giulia car insurance cost.
Alfa Romeo Giulia Auto Insurance Cost
The average insurance cost of an Alfa Romeo Giulia is around $2,256 per year. You can find the right insurance provider that can meet your insurance needs and offer the cheapest rates by shopping around and comparing quotes. The Way app can help you with the process by letting you compare multiple providers in minutes.
Are Alfa Romeo Giulia Models Expensive to Insure?
The Alfa Romeo Giulia is among the most expensive compact luxury sedans to insure in the market. Its insurance rates are higher compared to those of its direct competitors, like the BMW 3 Series and the Audi A4. Giulia's expensive cost profile is mainly due to its high repair costs, luxury parts, and relatively lower availability of parts.
| Compact Luxury Sedans | Average Annual Premium |
|---|---|
| Lexus IS 350 | $1,716 |
| Audi A4 | $2,100 |
| Mercedes-Benz C-Class | $2,148 |
| BMW 3 Series | $2,172 |
| INFINITI Q50 | $2,184 |
| Alfa Romeo Giulia | $2,256 |
What Affects the Cost of Alfa Romeo Giulia Car Insurance?
Insurance companies normally consider several factors when determining your Alfa Romeo Giulia car insurance rate. Some of the most common factors are given below.
- Age of the driver
- Gender of the driver
- Location
- Vehicle age & trim
- Driver profile
- The insurance company you choose
Alfa Romeo Giulia Insurance Cost by Model Year
Older Alfa Romeo Giulia models usually have lower insurance costs since newer models come with advanced features and technology, which also leads to more expensive repairs and replacements. However, certain older model years cost more to insure due to rarely available parts or certain features found within a specific model year. The average yearly Alfa Romeo Giulia car insurance cost is around $2,256.
| Year | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| 2020 | $189 | $2,275 |
| 2019 | $198 | $2,384 |
| 2018 | $166 | $1,997 |
| 2017 | $208 | $2,497 |
Alfa Romeo Giulia Cheapest Insurance Cost by Company
According to our research, Tennessee Farmers offers the cheapest Alfa Romeo Giulia car insurance rates. The average annual premium is just $1,143. However, the cheapest rates cannot always guarantee the best value. To get the maximum benefits, it is important to compare quotes from various providers and ensure that they have all the required features.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Tennessee Farmers | $95 | $1,143 |
| Erie | $98 | $1,174 |
| American Family | $102 | $1,226 |
| Mercury | $109 | $1,307 |
| Vermont Mutual | $119 | $1,427 |
Cheapest Insurance Companies Based on Alfa Romeo Giulia Model Years
2020 Alfa Romeo Giulia
Tennessee Farmers offers the most competitive insurance rates for the 2020 Alfa Romeo Giulia at just $1,317 per annum. Otherwise, it costs around $2,275 per year to insure a 2020 model on average.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Tennessee Farmers | $110 | $1,317 |
| American Family | $115 | $1,383 |
| Erie | $116 | $1,390 |
| Mercury | $122 | $1,467 |
| Nationwide | $126 | $1,504 |
| Vermont Mutual | $126 | $1,508 |
| USAA | $141 | $1,694 |
| State Farm | $141 | $1,696 |
| Plymouth Rock Insurance | $144 | $1,725 |
| Southern Farm Bureau | $155 | $1,857 |
| Country | $155 | $1,864 |
2019 Alfa Romeo Giulia
Generally, it costs around $2,384 per year to insure a 2019 Alfa Romeo Giulia. However, Erie offers the most competitive insurance rates for the 2019 model at $1,240 per annum.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $103 | $1,240 |
| American Family | $109 | $1,311 |
| Cincinnati Insurance | $115 | $1,376 |
| Nationwide | $117 | $1,402 |
| Mercury | $120 | $1,440 |
| USAA | $121 | $1,454 |
| Auto Owners | $123 | $1,470 |
| State Farm | $140 | $1,674 |
| Country | $145 | $1,745 |
| Acuity | $149 | $1,782 |
| Southern Farm Bureau | $153 | $1,840 |
2018 Alfa Romeo Giulia
The insurance cost for a 2018 Alfa Romeo Giulia is usually $1,997 per year. Tennessee Farmers offers the most affordable rate at just $1,058 per annum. Erie also offers competitive rates at $1,062 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Tennessee Farmers | $88 | $1,058 |
| Erie | $89 | $1,062 |
| American Family | $94 | $1,129 |
| Mercury | $98 | $1,177 |
| Acuity | $115 | $1,382 |
| Vermont Mutual | $117 | $1,407 |
| USAA | $117 | $1,409 |
| Nationwide | $127 | $1,521 |
| Plymouth Rock Insurance | $127 | $1,527 |
| Country | $130 | $1,563 |
| Southern Farm Bureau | $140 | $1,679 |
2017 Alfa Romeo Giulia
Insuring a 2017 Alfa Romeo Giulia typically costs about $2,497 annually, with Erie providing the most competitive rate at $1,002 per year.
| Company | Average Monthly Cost | Average Annual Cost |
|---|---|---|
| Erie | $84 | $1,002 |
| Tennessee Farmers | $88 | $1,054 |
| American Family | $90 | $1,079 |
| Mercury | $95 | $1,145 |
| Vermont Mutual | $114 | $1,367 |
| Acuity | $115 | $1,380 |
| USAA | $116 | $1,394 |
| Plymouth Rock Insurance | $122 | $1,467 |
| Nationwide | $126 | $1,510 |
| Progressive | $128 | $1,530 |
| Country | $129 | $1,542 |
Alfa Romeo Giulia Safety Features
The Alfa Romeo Giulia has several safety features, which can reduce insurance rates by getting you qualified for available discounts.
Some of the installed features include:
- Full-Speed Forward Collision Warning Plus (Autonomous Emergency Braking)
- Lane Keep Assist
- Active Blind Spot Assist
- Rear Cross Path Detection
- Adaptive Cruise Control
- Driver Attention Alert
- Intelligent Speed Assist
- Front and Rear Parking Sensors
- Back-Up Camera
- Electronic Stability Control
- ABS with Brake Assist
- Multiple Airbags
How Do I Find the Best Alfa Romeo Giulia Car Insurance Rates?
- You should always research the market and analyze the insurance trends before purchasing your Alfa Romeo Giulia insurance. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can apply individually or make use of an insurance platform like Way.com.
- The best approach for finding the right policy is to analyze all of your options. Only choose a provider who offers a balance of low rates and comprehensive coverage. Ask for available discounts like multi-policy, good student, loyalty, and senior citizen discounts that can lower your insurance costs.
- In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
- The cheapest rates don't always mean the best, so consider spending a little bit more to get comprehensive coverage. You can also save more on your Alfa Romeo Giulia insurance cost by bundling your home and car insurance policies.
How to Get Alfa Romeo Giulia Car Insurance with Way.com
Download the Way app or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes. On our platform, you can compare offers from more than 140 different insurance providers. This will help you choose the best option that can reduce your Alfa Romeo Giulia car insurance costs.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
How much does it cost to insure an Alfa Romeo Giulia?
The Alfa Romeo Giulia insurance cost typically falls around $2,256 per year, depending on factors like the driver's age, location, driving history, and coverage level.
Is full coverage insurance necessary for an Alfa Romeo Giulia?
Full coverage is needed only if your Giulia is new, leased, or financed. If your car is older and fully paid off, liability coverage may be enough.
Is the Alfa Romeo Giulia expensive to insure compared to other compact luxury sedans?
The Alfa Romeo Giulia car insurance cost is expensive compared to the insurance price range of its direct competitors within the compact luxury sedan segment.
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