The cost of Audi S4 insurance depends on several factors, such as age, credit, coverage type, and driving experience. A 40-year-old driver with a good record typically pays around $3,700 per year, which is about $800 higher than the national average for luxury sedans.
There are numerous Audi S4 insurance providers, and costs vary accordingly. It's essential to compare top providers and premiums to find the best coverage for your needs.
Yes, the Audi S4 is more expensive to insure compared to other luxury sedans. As mentioned earlier, its insurance cost is higher than the national average. However, maintaining good credit and a clean driving record can significantly reduce your insurance rates.
Several factors impact the cost of Audi S4 auto insurance cost. The given is some of the factors that can significantly impact the premium rates you’ll pay for coverage.
Texas Farm Bureau offers the cheapest insurance. Erie and USAA also provide competitive rates, while Nationwide is the most expensive.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Texas Farm Bureau | $1,156 |
| Erie | $1,221 |
| USAA | $1,435 |
| Mercury | $1,552 |
| State Farm | $1,564 |
| Plymouth Rock Insurance | $1,573 |
| Tennessee Farmers | $1,732 |
| Acuity | $1,746 |
| Progressive | $1,765 |
| Vermont Mutual | $1,774 |
| Nationwide | $1,802 |
Similar to 2014, Texas Farm Bureau remains the cheapest option, while Vermont Mutual has the highest rate at $1,887.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Texas Farm Bureau | $1,187 |
| Erie | $1,219 |
| USAA | $1,530 |
| Mercury | $1,576 |
| State Farm | $1,603 |
| Plymouth Rock Insurance | $1,625 |
| Tennessee Farmers | $1,791 |
| Nationwide | $1,815 |
| Acuity | $1,823 |
| Allied | $1,883 |
| Country | $1,884 |
| Vermont Mutual | $1,887 |
Texas Farm Bureau remains the most affordable provider for 2016 Audi S4 insurance.
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Texas Farm Bureau | $1,219 |
| Erie | $1,304 |
| Tennessee Farmers | $1,389 |
| Mercury | $1,601 |
| Plymouth Rock Insurance | $1,681 |
| USAA | $1,739 |
| Nationwide | $1,779 |
| State Farm | $1,787 |
| Progressive | $1,871 |
| Allied | $1,883 |
| Acuity | $1,935 |
| Country | $1,952 |
The Audi S4 comes with a range of safety features, which can help reduce the insurance rates when you apply.
Some of the installed features include:
The 2023 Audi S4 hasn't faced any recalls so far. However, the 2022 model had one due to a faulty rearview camera display. The 2021 version also had recalls for seat belt retractor issues and weak lock nuts on the rear axle.
If anything unexpected happens, Audi covers the S4 with a limited and powertrain warranty for four years or 50,000 miles, whichever comes first. So, Audi S4 receives a potentially good rating.
Simply download the Way App or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 150 different insurance providers on our platform, which lets you choose the best policy for your Audi S4—all in as little as 60 seconds!
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
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