Key Takeaways
- The average monthly car insurance for an Audi model is $155.
- The rates will vary based on the model, year, coverage type, and the insurance company, in addition to the common driving factors.
- The most expensive Audi model to insure is the Audi R8 at an average annual rate of $1,980.
Audi, known for its luxurious interiors, excellent performance, and characteristic Quattro all-wheel-drive technology, is one of the world's most popular luxury vehicle brands. As a luxury car brand, is the Audi car insurance rate expensive? How much does Audi car insurance cost annually?
How Much Does It Cost to Insure an Audi?
Audi insurance costs can be high due to the high cost of parts and repairs. In addition to the luxury status, it has different models that fall between $500 and $700 for minimum annual coverage. For example, at $2,996 per year, the Audi R8 is the most expensive Audi to insure.
| Model | Minimum Yearly Coverage Rate | Annual Full Coverage Rates |
|---|---|---|
| Audi E Tron | $554 | $1,848 |
| Audi A4 | $549 | $1,603 |
| Audi Q5 | $525 | $1,545 |
| Audi R8 | $685 | $2,996 |
| Audi Q7 | $548 | $1,572 |
| Audi A3 | $520 | $1,428 |
Are Audi Models Expensive to Insure?
Insuring an Audi is an expensive affair. It's not too expensive like other luxury sedans, but it's not the cheapest either. The final Audi auto insurance cost depends on a couple of factors, so it's always good to compare quotes from many insurance companies and see which one gives you the best deal.
| Make and Model | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Audi A4 | $511 | $1,960 |
| Audi Model Y | $551 | $2,117 |
| BMW I3 | $477 | $1,657 |
| BMW 3 Series | $539 | $1,865 |
Cheapest Companies for Audi Car Insurance
Audi is a luxury car brand, and you can expect monthly insurance rates starting at $114. The cheapest provider for Audi car insurance is State Farm. At $137 per month, Nationwide is the most expensive provider for this model.
| Cheapest Provider | Monthly Minimum Coverage Rate | Monthly Full Coverage Rate |
|---|---|---|
| State Farm | $29 | $114 |
| Travelers | $36 | $138 |
| Progressive | $40 | $137 |
| Nationwide | $45 | $137 |
Cheapest Companies for Audi Car Insurance based on Models
Audi A3 Insurance Rates
State Farm and Nationwide are the providers of the most affordable Audi car insurance rates. At $1,926 per year, Progressive is the most expensive provider.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $341 | $1,246 |
| Nationwide | $583 | $1,549 |
| Travelers | $409 | $1,860 |
| Progressive | $550 | $1,926 |
Audi A4 Insurance Rates
If you are considering minimum or full coverage, the cheapest option is State Farm, followed by Nationwide, at $342 and $413, respectively, for minimum coverage and $1,480 and $1,537 for full coverage.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $342 | $1,480 |
| Nationwide | $413 | $1,537 |
| Travelers | $424 | $1,571 |
| Progressive | $527 | $2,110 |
Audi E Tron Insurance Rates
Nationwide is the cheapest company offering auto insurance for the Audi E Tron, with a rate of $1,405 for full coverage. Travelers turns out to be the most expensive insurer, with premiums starting at $1,885 for annual full coverage insurance.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Nationwide | $416 | $1,405 |
| State Farm | $341 | $1,549 |
| Progressive | $427 | $1,737 |
| Travelers | $401 | $1,885 |
Audi Q5 Insurance Rates
Audi Q5 auto insurance costs start at $1,304 per month. Furthermore, Nationwide offers the cheapest auto insurance quote for minimum coverage as well, starting at $311 per year. Progressive is the most expensive pick from the list, costing an annual premium of $1,768.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Nationwide | $311 | $1,304 |
| State Farm | $358 | $1,466 |
| Travelers | $419 | $1,594 |
| Progressive | $470 | $1,768 |
Audi Q7 Insurance Rates
State Farm offers the cheapest insurance premium for the Audi Q7 at $339 for minimum coverage and $1,506 for full coverage. Meanwhile, Travelers stands as the most expensive insurance provider on the list, with premiums starting from $1,686.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $339 | $1,506 |
| Nationwide | $394 | $1,577 |
| Progressive | $393 | $1,629 |
| Travelers | $449 | $1,686 |
Audi R8 Insurance Rates
State Farm once again tops the list by offering the cheapest minimum coverage insurance cost at $359. Progressive is the cheapest for full coverage insurance, with premiums starting from $1,944.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Progressive | $528 | $1,944 |
| State Farm | $359 | $2,509 |
| Travelers | $360 | $2,997 |
| Nationwide | $2,177 | $3,197 |
Ways to Save on Audi Car Insurance
- Careless driving can badly affect Audi's auto insurance costs. So, if you drive safely and keep a clean driving record, it'll help you lower your insurance premiums.
- A good credit score can help you save up to $250 or more every year.
- Something as simple as traffic violations can increase the auto insurance premium for your Audi.
- There are several discounts available from insurance companies. Discounts like loyalty, senior citizens, military veterans, telematics discounts, and more can help you bring down your annual premium.
- Similarly, you can save even more by bundling auto and home insurance policies.
How Do I Find the Best Audi Car Insurance Rates?
- It's always better to apply for multiple free insurance quotes from as many companies as possible! You can either apply individually or use an insurance platform like Way.com.
- When comparing insurance companies for your Audi, only choose an insurance provider that offers a balance of low rates and comprehensive coverage.
- Making use of an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for in your financial position.
- Always consider spending a bit more to get comprehensive coverage, since the cheapest rates may not cover all the insurance requirements.
How to Get Audi Car Insurance with Way
Download the Way app to get the cheapest Audi car insurance rate within seconds. Just answer a few easy questions and explore Audi auto insurance quotes from over 140 top insurance companies through Way.com. You can also find the best possible discounts by simply asking about savings while comparing the providers.
INSURANCE AGENT EXPERTS




Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions
Can I get Audi insurance quotes online?
A few insurance companies, like Erie, Esurance, and State Farm, do provide their quotes online. In addition, there are platforms like the Way app that will give you multiple quotes that will help you compare them.
What is the best way to save money on Audi car insurance?
Keeping a watch on the model and the age of the owner, along with maintaining a flawless driving record, makes you eligible for lower premium rates even if you own an Audi.
How do I get Audi car insurance?
Many insurance carriers offer Audi insurance. While most companies offer their quotes online, others require you to contact an agent. The final insurance rate is calculated after the various discounts you are eligible for.
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