Our Insurance Partners
Audi has released a slew of changes to its model lineup, just in time for the 2022 license plate change. With the exception of the newly released Q4 e-tron and e-tron GT, as well as the A8 limousine, all of Audi's models receive visual and technological improvements.
Audi was named from the Latin translation of its founder's first name, August Horch because he used Horch for his first vehicle firm before leaving following a disagreement. According to Cheap Vehicle Insurance, Audi was originally known as Auto Union, and the famous four-circle symbol, which is still used today, reflects the four-car firms that joined to form the company.
Auto Union was purchased by Volkswagen in the early 1960s, and with the F103 series of automobiles released in 1965, the firm was reintroduced as a luxury manufacturer. With technologies like corrosion-resistant galvanized steel automobiles, the company continues to live true to its early slogan of Advancement Through Technology.
Audi introduced its now-classic turbocharged Quattro, one of the best four-wheel drive vehicles, in 1980.
Any damages or losses caused to a third party are covered by an Audi insurance policy. It also offers complete coverage for automobiles. It also provides cashless transactions via network garages. This service also provides end-to-end claim help.
Audi drivers pay $1,884 on average for auto insurance each year. However, your insurance prices may differ based on the model you own. Insuring a Q5 E Premium costs $1,098 more per year than insuring an S4.
Although the Audi brand has existed since the early twentieth century, its modern era began in the 1960s. That was when it was acquired by Volkswagen. Audi is currently known for its luxurious interiors, excellent performance, and characteristic Quattro all-wheel-drive technology. It is one of the world's most popular luxury vehicle brands.
You'll want to be sure you have the correct car insurance for your Audi when you buy it.
| Rank | Model | Average Annual Premium |
|---|---|---|
| 1 | Q3 | $2690 |
| 2 | A8 | $2900 |
| 3 | A3 | $2949 |
| 4 | E-Tron | $2996 |
| 5 | Q7 | $3287 |
| 6 | Q5 | $3290 |
| 7 | TT | $3365 |
| 8 | A4 | $3377 |
| 9 | A6 | $3406 |
| 10 | A5 | $3466 |
| 11 | Q7 | $3563 |
| 12 | A7 | $4238 |
| 13 | R8 | $4907 |
An Audi A4's average annual premium is $1568, with monthly payments of $158. While it costs about $37 more per year than other vehicles, drivers with a clean driving record can save up to $661. Overall, the Audi A4's insurance prices are competitive. The table below shows the average insurance costs for each Audi model.
| Model | Insurance Cost |
|---|---|
| Audi A3 | $1762 |
| Audi A4 | $1764 |
| Audi A5 | $1788 |
| Audi A6 | $1998 |
| Audi A7 | $2390 |
| Audi A8 | $2600 |
| Audi ETron | $2140 |
| Audi Q3 | $1712 |
| Audi Q4 | $1788 |
| Audi Q5 | $1768 |
| Audi Q7 | $1994 |
| Audi Q8 | $1962 |
| Audi RS 3 | $1856 |
| Audi RS 5 | $2162 |
| Audi RS 6 | $2386 |
| Audi RS 7 | $2336 |
| Audi S3 | $1768 |
| Audi S4 | $1936 |
| Audi S5 | $1852 |
| Audi S6 | $2194 |
| Audi S7 | $2582 |
| Audi S8 | $2194 |
| Audi SQ5 | $1870 |
| Audi SQ7 | $2120 |
| Audi TT | $1856 |
| Audi A3 Car Insurance | Average Annual Premium |
|---|---|
| Minimum Coverage | $461 |
| Full Coverage | $1982 |
| Audi A4 Car Insurance | Average Annual Premium |
|---|---|
| Minimum Coverage | $486 |
| Full Coverage | $2012 |
| Audi A5 Car Insurance | Average Annual Premium |
|---|---|
| Minimum Coverage | $476 |
| Full Coverage | $2575 |
| Audi A8 Car Insurance | Average Annual Premium |
|---|---|
| Minimum Coverage | $488 |
| Full Coverage | $3312 |
| Audi A8 Car Insurance | Average Annual Premium |
|---|---|
| Minimum Coverage | $523 |
| Full Coverage | $2532 |
The A3 is the second-cheapest Audi sedan to insure, costing $2,949 per year on average and is 15% less expensive than the average Audi.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $2,949 |
| 2021 | $3,006 |
| 2020 | $2,860 |
| 2019 | $2,794 |
| 2018 | $2,584 |
An A4 vehicle costs $3,377 per year on average to insure. This is 2% less expensive than the average rate for all Audi vehicles.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $3,377 |
| 2021 | $3,254 |
| 2020 | $3,155 |
| 2019 | $3,070 |
| 2018 | $2,804 |
The average annual price to insure an Audi A5 is $3,466 per year.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $3,466 |
| 2021 | $3,544 |
| 2020 | $3,334 |
| 2019 | $3,331 |
| 2018 | $2,023 |
The average annual price to insure an Audi A5 is $3,406 per year.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $3,406 |
| 2021 | $3,538 |
| 2020 | $3,567 |
| 2019 | $3,251 |
| 2018 | $2,895 |
The average annual price to insure an Audi A5 is $4,907 per year.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $4,907 |
| 2021 | $5,615 |
| 2020 | $5,203 |
| 2019 | NA |
| 2018 | $6,446 |
The average annual price to insure an Audi TT is $3365 per year.
| Year | Average Insurance Cost |
|---|---|
| 2022 | $3,365 |
| 2021 | $3,603 |
| 2020 | $3,341 |
| 2019 | $3,225 |
| 2018 | $3,652 |
The following are the cheapest car insurance companies you can go for while buying an Audi
| Insurance Provider | Average Annual Rate |
|---|---|
| State Farm | $2,056 |
| Nationwide | $2,774 |
| USAA | $2,830 |
| Average | $3,425 |
| Progressive | $3,834 |
| All State | $6,371 |
Average annual premium for full coverage by model
| Car Insurance company | Audi A3 | Audi A4 | Audi A5 | Audi A8 | Audi E-Tron | Audi Q5 |
|---|---|---|---|---|---|---|
| Amica | $1519 | $1448 | $1915 | $2622 | $1960 | $1439 |
| Erie | $1903 | $1628 | $1784 | $2712 | $2696 | $1558 |
| State Farm | $1541 | $1563 | $1883 | $2715 | $2163 | $1717 |
| USAA | $1446 | $1563 | $1752 | $2669 | $2010 | $1548 |
>Minimum coverage
| Coverage Type | Protection Offered |
|---|---|
| Bodily Injury Liability (per person and accident) | Pay for expenses incurred as a result of injuries you've caused to others. |
| Property damage liability per accident | Covers the costs of any damage you cause to another person's vehicle or property. |
| Protection for uninsured motorists (pay per person and per accident). |
>Full coverage
| Coverage Type | Protection Offered |
|---|---|
| Collision Coverage | Pay for expenses incurred as a result of injuries you've caused to others. |
| Comprehensive Coverage | Covers damage caused by something other than an accident, such as a weather occurrence, theft, or vandalism. |
| Automotive Brand | Insurance Cost |
|---|---|
| Audi | $2085 |
| Acura | $1770 |
| BMW | $2111 |
| Infiniti | $1935 |
| Lexus | $1824 |
| Mercedes | $2124 |
| Volvo | $1666 |
Audi, like BMW and Mercedes, is one of the most expensive luxury car brands to insure, as indicated in the graph above. In percentage terms, Audi insurance costs 1.2 percent less per year than BMW, 1.8 percent less than Mercedes-Benz, and 14.4 percent more than the Lexus average rate.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Audi | $2085 | - |
| Acura | $1770 | -$309↓ |
| BMW | $2111 | $38↑ |
| Cadillac | $1663 | $-416↓ |
| Chevrolet | $1550 | $-523↓ |
| Dodge | $2019 | -$54↓ |
| Ford | $1549 | -$524↓ |
| Genesis | $1839 | -$234↓ |
| GMC | $1648 | -$425↓ |
| Honda | $1466 | -$607↓ |
| Hyundai | $1549 | -$537↓ |
| Infiniti | $1935 | -$138↓ |
| Jaguar | $1971 | -$102↓ |
| Jeep | $1683 | -$390↓ |
| KIA | $1523 | -$550↓ |
| Land rover | $1823 | -$190↓ |
| Lexus | $1824 | -$249↓ |
| Lincoln | $1718 | -$355↓ |
| Mazda | $1411 | -$662↓ |
| Mercedez-Benz | $2124 | $51↑ |
| Mitsubishi | $1624 | -$449↓ |
| Nissan | $1620 | -$453↓ |
| Subaru | $1464 | -$609↓ |
| Tesla | $1974 | -$99↓ |
| Toyota | $1552 | -$521↓ |
| Volkswagen | $1492 | -$581↓ |
| Volvo | $1666 | -$407↓ |
The Audi Q3, a modest premium SUV that costs an average of $1,712 per year, or roughly $154 per month, is the cheapest Audi model to insure for 2022 models. At $1,762 per year, the Audi A3 comes in second.
The Audi A4, Audi S3, and Audi Q5 are the next three cheapest Audi automobiles to insure.
Audi Q3 – (small premium SUV) – $1,712 per year, or $154 per month
The average annual fee for an Audi A3 (midsize premium automobile) is $1,762, or $158 per month.
The average annual fee for an Audi A4 (small premium automobile) is $1,764, or $158 per month.
Audi S3 (small luxury automobile) - $1,768 yearly cost or $158 per month.
Audi Q5 – (small luxury SUV)- $1,768 yearly cost or $158 per month.
The Audi R8 sports car is the costliest Audi model to insure for 2022 models, costing $3,064 per year or roughly $266 per month. The Audi A8 comes in second with a cost of $2,600 per year.
Audi R8 (sports car) - $3,064 per year or $266 per month.
Audi A8 (big premium automobile) – $2,600 yearly cost or $228 each month.
Audi S7 (midsize luxury automobile) - $2,582 yearly cost or $226 each month.
Audi S8 (big premium automobile) - $2,570 yearly cost, or $225 per month.
Audi A7 (midsize luxury automobile) - $2,390 yearly rate or $210 per month.
While certain basic insurance costs are determined by the car's model, age, and type of insurance, carriers will also consider your unique demographics and other criteria when determining your rates.
What Audi model do you drive?
The model of your car has a significant impact on your insurance prices. As previously stated, choosing the smaller Audi A3 will result in lower insurance prices than choosing the larger Audi Q7. However, even amongst models, your insurance can differ.
Various trim levels—different variations of the same model with different features—usually come with different price tags.
| Automotive Brand | Features | Recommended Coverage | Reason for Coverage |
|---|---|---|---|
| Q7 Prestige | The Premium is Audi's entry-level specification, including leather upholstery, a panoramic sunroof, and Audi's MMI user interface. | Roadside Assistance | If you ever become stranded in your Audi, this insurance will cover the costs of towing and labor. |
| Q7 Premium | Larger 20-inch wheels, four-wheel steering, and a superior sound system are included in the top-of-the-line version. | Coverage of the sound system | Sound system coverage will cover you if your upgraded audio equipment is stolen, thanks to the availability of system updates. |
Your insurance provider
To compute insurance premiums, each insurance company has its own (secret!) formula. This implies that if you compare the same coverage from other providers, you'll most likely get a variety of quotes.
You'll want to be sure you're not skimping on coverage in order to save a few dollars. In the event of an accident, this might leave you financially stranded.
You'll probably want to compare quotes from several insurers to locate the best coverage and rate. However, if you've done this before, you know how tedious and time-consuming it can be.
| Insurance Company | Insurance Cost |
|---|---|
| National General | $3377 |
| Dairyland | $3039 |
| Safeco | $3225 |
| Progressive | $3145 |
| Allstate | $3152 |
| Nationwide | $3003 |
| Kemper | $2871 |
| Travelers | $2934 |
| State Auto | $2749 |
Your driving records
When determining prices, insurance companies also consider traffic offenses.On your record, a little speeding ticket or failing to stop could result in a tiny rise in your insurance cost. Serious violations, like driving while intoxicated (DUI) or careless driving, have a considerably greater impact on your premiums and will stay on your record for many years.
However, if you change your driving practices and keep a clean driving record in the future, your insurance premiums are likely to decrease.
Accidents, Violations, and Audi Insurance Annual Cost
| Age Group | Clean | Speeding Ticket | Serious Offense |
|---|---|---|---|
| 18-20 | $2386 | $1728 | $2004 |
| 21-24 | $2182 | $2989 | $2785 |
| 25-34 | $1838 | $2355 | $2250 |
| 35-44 | $1800 | $2011 | $2350 |
| 45-54 | $1774 | $2052 | $1972 |
| 55-64 | $1993 | $968 | $0 |
| 65+ | $2393 | $0 | $1285 |
Where do you reside?
Because different places have varied accident rates, crime rates, and natural catastrophe incidences, where you reside can have a big impact on your insurance rate. Audi premiums can even differ significantly between cities within the same state.
It's all about risk for your insurer. If your city experiences a lot of car thefts, crashes, or severe weather events like hail storms or hurricanes, you can expect to pay more for your policy because your insurance company faces a higher risk.
To make sure your Audi is adequately insured, seek estimates from a few different auto insurance companies to see which one will offer you the coverage you need at a reasonable price. Because of the increased repair expenses connected with this luxury brand, you may wish to choose comprehensive coverage to help pay repair costs.
The following are some useful vehicle insurance coverage alternatives for protecting your Audi:
Way.com combines dozens of auto insurance quotes in one place for you to choose and compare once you complete an easy online form. Once you've decided on a quote, Way.com may assist you in switching to Ford vehicle insurance.
All of the quotes provided are real-time price comparisons with any of the auto insurance companies with whom we do business. Our affiliated auto insurance companies and we would utilize the same driver and vehicle information to offer you a price.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Audis are more expensive to insure than non-luxury manufacturers, but they are still quite inexpensive when compared to other high-end automakers. The average cost of insuring a Toyota or Honda is roughly $2,012 per year, while the average cost of insuring an Audi is over $3,412 per year.
Audis, on the other hand, are far less expensive to insure than competing high-end luxury automobiles from Lexus, Mercedes, and BMW. Depending on the type, insurance for these vehicles might cost upwards of $4,012 per year.
Cars that are smaller, faster, and more expensive generally cost more to insure. A smaller, faster car is more likely to be involved in a collision. A costly car is more expensive to repair, which raises insurance rates.
Audi and BMW participate in a variety of vehicle classifications, though not all of them. Because BMW has far more models than Audi, it's not always a fair comparison in terms of pricing, although Audis are generally cheaper than BMW rivals.
The average Audi driver pays 36% more for auto insurance than the average motorist. You may expect to pay about $1618 for a vehicle from this luxury series, depending on where you reside and other considerations.
An Audi A4's average annual premium is $1556, with monthly payments of $141. While it costs about $25 more per year than other vehicles, drivers with a clean driving record can save up to $649. Overall, the Audi A4's insurance prices are competitive.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
