Audi, known for its luxurious interiors, excellent performance, and characteristic Quattro all-wheel-drive technology, is one of the world's most popular luxury vehicle brands. As a luxury car brand, is the Audi car insurance rate expensive? How much does Audi car insurance cost annually?
Audi insurance costs can be high due to the high cost of parts and repairs. In addition to the luxury status, it has different models that fall between $500 and $700 for minimum annual coverage. For example, at $2,996 per year, the Audi R8 is the most expensive Audi to insure.
| Model | Minimum Yearly Coverage Rate | Annual Full Coverage Rates |
|---|---|---|
| Audi E Tron | $554 | $1,848 |
| Audi A4 | $549 | $1,603 |
| Audi Q5 | $525 | $1,545 |
| Audi R8 | $685 | $2,996 |
| Audi Q7 | $548 | $1,572 |
| Audi A3 | $520 | $1,428 |
Insuring an Audi is an expensive affair. It's not too expensive like other luxury sedans, but it's not the cheapest either. The final Audi auto insurance cost depends on a couple of factors, so it's always good to compare quotes from many insurance companies and see which one gives you the best deal.
| Make and Model | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Audi A4 | $511 | $1,960 |
| Audi Model Y | $551 | $2,117 |
| BMW I3 | $477 | $1,657 |
| BMW 3 Series | $539 | $1,865 |
Audi is a luxury car brand, and you can expect monthly insurance rates starting at $114. The cheapest provider for Audi car insurance is State Farm. At $137 per month, Nationwide is the most expensive provider for this model.
| Cheapest Provider | Monthly Minimum Coverage Rate | Monthly Full Coverage Rate |
|---|---|---|
| State Farm | $29 | $114 |
| Travelers | $36 | $138 |
| Progressive | $40 | $137 |
| Nationwide | $45 | $137 |
State Farm and Nationwide are the providers of the most affordable Audi car insurance rates. At $1,926 per year, Progressive is the most expensive provider.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $341 | $1,246 |
| Nationwide | $583 | $1,549 |
| Travelers | $409 | $1,860 |
| Progressive | $550 | $1,926 |
If you are considering minimum or full coverage, the cheapest option is State Farm, followed by Nationwide, at $342 and $413, respectively, for minimum coverage and $1,480 and $1,537 for full coverage.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $342 | $1,480 |
| Nationwide | $413 | $1,537 |
| Travelers | $424 | $1,571 |
| Progressive | $527 | $2,110 |
Nationwide is the cheapest company offering auto insurance for the Audi E Tron, with a rate of $1,405 for full coverage. Travelers turns out to be the most expensive insurer, with premiums starting at $1,885 for annual full coverage insurance.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Nationwide | $416 | $1,405 |
| State Farm | $341 | $1,549 |
| Progressive | $427 | $1,737 |
| Travelers | $401 | $1,885 |
Audi Q5 auto insurance costs start at $1,304 per month. Furthermore, Nationwide offers the cheapest auto insurance quote for minimum coverage as well, starting at $311 per year. Progressive is the most expensive pick from the list, costing an annual premium of $1,768.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Nationwide | $311 | $1,304 |
| State Farm | $358 | $1,466 |
| Travelers | $419 | $1,594 |
| Progressive | $470 | $1,768 |
State Farm offers the cheapest insurance premium for the Audi Q7 at $339 for minimum coverage and $1,506 for full coverage. Meanwhile, Travelers stands as the most expensive insurance provider on the list, with premiums starting from $1,686.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| State Farm | $339 | $1,506 |
| Nationwide | $394 | $1,577 |
| Progressive | $393 | $1,629 |
| Travelers | $449 | $1,686 |
State Farm once again tops the list by offering the cheapest minimum coverage insurance cost at $359. Progressive is the cheapest for full coverage insurance, with premiums starting from $1,944.
| Cheapest Provider | Annual Minimum Coverage Rate | Annual Full Coverage Rate |
|---|---|---|
| Progressive | $528 | $1,944 |
| State Farm | $359 | $2,509 |
| Travelers | $360 | $2,997 |
| Nationwide | $2,177 | $3,197 |
Download the Way app to get the cheapest Audi car insurance rate within seconds. Just answer a few easy questions and explore Audi auto insurance quotes from over 140 top insurance companies through Way.com. You can also find the best possible discounts by simply asking about savings while comparing the providers.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
A few insurance companies, like Erie, Esurance, and State Farm, do provide their quotes online. In addition, there are platforms like the Way app that will give you multiple quotes that will help you compare them.
Keeping a watch on the model and the age of the owner, along with maintaining a flawless driving record, makes you eligible for lower premium rates even if you own an Audi.
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