Cheapest Car Insurance Quotes in Arlington

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406,175 Policies Sold

Arlington Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Arlington

The car insurance rate in Arlington is $785 for a six-month policy, which is $30 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $383, making it a popular choice for budget-conscious drivers. Rates in Arlington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Arlington

$785

Avg. Car Insurance in Iowa

$755

National Average

$1278

Cheapest Car Insurance Companies in Arlington

1st place: West Bend Mutual

At $383 for a six month policy, West Bend Mutual offers the cheapest auto insurance rates in the city.

2nd place: Grange

Grange offers auto insurance rates at $433 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $458 for six months, making it the third cheapest auto insurance company in Arlington.

Arlington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Arlington, IA is West Bend Mutual, offering policies at just $383 for a six-month term. This is followed by Grange, which has an average six-month premium of $433.

At the higher end of the spectrum, Grinnell Mutual is the most expensive, with rates reaching $1248 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Arlington drivers find the best deals.

Cheap Car Insurance Companies in Arlington, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$383	$63
Grange	$433	$74
Travelers	$458	$77
Auto-Owners Insurance Co	$464	$79
Hastings Mutual	$475	$79
Westfield	$506	$86
IMT Insurance Company	$525	$87
American Family	$556	$94
State Farm	$685	$115
Pekin	$698	$119
Progressive	$704	$119
USAA	$710	$120
West Bend	$809	$135
Farm Bureau Mutual (IA Group)	$859	$146
IMT	$927	$155
Auto-Owners	$1050	$179
Farm Bureau	$1186	$198
Allstate	$1483	$250
Nationwide	$1557	$259
Grinnell Mutual	$1248	$208

Key Takeaways

Way's key takeaways about car insurance in Arlington

The auto insurance costs in Arlington fall around $383 for six months.
The cheapest auto insurance company in Arlington is Pekin.
Teen drivers pay the highest rate in Arlington at $477 per month.

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Cheapest Minimum Liability Car Insurance in Arlington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Arlington are given below.

Pekin provides the cheapest minimum car insurance coverage in Arlington. Their Average 6 Month Premium is $105. Grinnell Mutual is the most expensive at $278 for the same period.

Cheapest Liability Coverage in Arlington, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Pekin	$105	$18
Westfield	$111	$19
Hastings Mutual	$118	$20
Progressive	$118	$20
West Bend Mutual	$124	$21
Grange	$136	$23
USAA	$142	$24
Farm Bureau Mutual (IA Group)	$149	$25
Auto-Owners Insurance Co	$155	$26
State Farm	$155	$26
Iowa Farm Bureau	$166	$28
IMT	$173	$29
Travelers	$173	$29
Farm Bureau	$198	$33
West Bend	$198	$33
American Family	$204	$34
Auto-Owners	$216	$36
Allstate	$408	$69
Nationwide	$488	$83
Grinnell Mutual	$278	$47

Cheapest Full Coverage Car Insurance in Arlington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Arlington is West Bend Mutual at $63 per month and $383 for six months.

Cheapest Full Coverage Car Insurance Quotes in Arlington, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$383	$63
Grange	$433	$74
Travelers	$458	$77
Auto-Owners Insurance Co	$464	$79
Hastings Mutual	$475	$79
Westfield	$506	$86
IMT Insurance Company	$525	$87
American Family	$556	$94
State Farm	$685	$115
Pekin	$698	$119
Progressive	$704	$119
USAA	$710	$120
West Bend	$809	$135
Farm Bureau Mutual (IA Group)	$859	$146
IMT	$927	$155
Auto-Owners	$1050	$179
Farm Bureau	$1186	$198
Allstate	$1483	$250
Nationwide	$1557	$259
Grinnell Mutual	$1248	$208

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Average Car Insurance in Arlington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Arlington, IA increasing?

Despite maintaining a clean driving record, your car insurance rates in Arlington, Iowa, may be increasing due to several external factors. Iowa has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Arlington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Arlington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Arlington,IA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Arlington at $23 per month. At $2805 for a six-month premium, Grinnell Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$136	$23
Grange	$155	$26
West Bend Mutual	$166	$28
Iowa Farm Bureau	$191	$32
Travelers	$649	$109
American Family	$920	$155
USAA	$1162	$196
Progressive	$1384	$233
State Farm	$1624	$274
IMT	$1681	$280
Farm Bureau Mutual (IA Group)	$2317	$394
West Bend	$2484	$414
Farm Bureau	$2532	$431
Auto-Owners	$2620	$437
Allstate	$3169	$534
Nationwide	$4936	$823
Grinnell Mutual	$2805	$477

Teen Car Insurance Rates in IA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Arlington, Grange is the cheapest car insurance provider. At $179 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Arlington is Grinnell Mutual, offering rates of around $2193 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$179	$30
Westfield	$216	$36
West Bend Mutual	$223	$37
Travelers	$241	$41
American Family	$248	$42
Progressive	$685	$115
IMT	$1229	$205
USAA	$1309	$223
West Bend	$1439	$240
Farm Bureau	$2045	$347
State Farm	$2137	$360
Nationwide	$2217	$378
Allstate	$2329	$388
Auto-Owners	$2694	$458
Grinnell Mutual	$2193	$373

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Car Insurance Rates with An Accident in Arlington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Arlington, IA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Arlington

The cheapest car insurance companies after an at-fault accident in Arlington include Hastings Mutual and Pekin, offering $118 and $142, respectively. Nationwide is an expensive provider with an average six-month premium of $2508.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hastings Mutual	$118	$20
Pekin	$142	$24
Western National	$185	$31
Westfield	$185	$31
Grange	$210	$35
Auto-Owners Insurance Co	$216	$36
West Bend Mutual	$216	$36
Grinnell Mutual	$229	$38
Travelers	$464	$78
State Farm	$519	$87
American Family	$593	$100
Progressive	$710	$120
USAA	$1013	$171
Farm Bureau Mutual (IA Group)	$1267	$215
Auto-Owners	$1359	$227
West Bend	$1359	$231
IMT	$1452	$242
Farm Bureau	$1927	$328
Allstate	$2045	$344
Nationwide	$2508	$426

Arlington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Arlington IA. For example, the car insurance in Arlington after a DUI increases to $740 for a six month policy. While the rate increases by $105 for a six-month policy in the case of a speeding ticket.

Arlington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$872	$146
One Med/PIP claim	$883	$150
Not-at-fault accident	$908	$152
One comp claim	$933	$159
Two Med/PIP claims	$958	$159
Child safety restraint	$977	$166
Failure to show documents	$977	$162
Failure to wear a seat belt	$977	$166
Speeding 6 - 10 MPH over limit	$977	$162
Two comp claims	$977	$166
Driving without lights	$982	$163
Driving with expired registration	$1007	$172
Failure to yield	$1007	$167
Illegal turn	$1007	$172
Failure to stop at a red light	$1013	$168
Wrong way/wrong lane	$1019	$174
Cell phone violation	$1025	$171
Driving too slowly	$1025	$175
Speeding 11 - 15 MPH over limit	$1025	$171
Texting while driving	$1025	$175
Speeding 16 - 20 MPH over limit	$1032	$172
Speeding in school zone	$1044	$178
Improper passing	$1050	$175
Following too closely	$1057	$180
At-fault accident - less than $1000	$1075	$179
Passing school bus	$1093	$186
Operating a vehicle without permission	$1149	$191
At-fault accident - $1000-$2000	$1168	$199
Speeding 21 - 25 MPH over limit	$1168	$194
At-fault accident - greater than $2000	$1174	$200
In 65 MPH zone	$1254	$209
Open container	$1322	$225
Racing	$1489	$249
Driving with a suspended license	$1519	$258
Reckless driving	$1557	$259
Refusal to submit to a chemical test	$1582	$269
DUI	$1612	$268
Leaving scene of an accident/hit and run	$1631	$278

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Arlington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Arlington.

The cheapest car insurance premiums in Arlington are offered by American Family at $179 for a six-month policy. However, it can be as expensive as $2416 with companies like Grinnell Mutual.

Arlington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$179	$30
Western National	$185	$31
Grange	$241	$41
Travelers	$241	$41
West Bend Mutual	$241	$41
Progressive	$668	$112
IMT	$1229	$205
USAA	$1309	$223
West Bend	$1439	$240
Farm Bureau	$2045	$347
State Farm	$2057	$346
Nationwide	$2217	$378
Allstate	$2329	$388
Auto-Owners	$2694	$458
Grinnell Mutual	$2416	$411

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Arlington are offered by Westfield at $136. However, it can be as expensive as $1248 with companies like Grinnell Mutual for a similar six-month premium.

Cheapest Car Insurance in Arlington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$136	$23
West Bend Mutual	$160	$27
American Family	$179	$30
Western National	$185	$31
Iowa Farm Bureau	$204	$34
Travelers	$204	$34
Grange	$210	$35
State Farm	$488	$82
Progressive	$612	$103
USAA	$945	$157
IMT	$1291	$219
Farm Bureau	$1452	$242
West Bend	$1631	$278
Allstate	$1705	$284
Auto-Owners	$1786	$304
Nationwide	$1965	$328
Grinnell Mutual	$1248	$212

Car Insurance Price Trends in Arlington, Iowa

Car insurance rates in Arlington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Arlington rose by $160 in January compared to $146 of December. In other words, there has been an increase by $14 when you compare January and December.

The average cost of liability insurance in the Arlington remained steady at $30 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Arlington?

The car insurance in Arlington is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Arlington?

The cheapest car insurance in Arlington is $63 per month for full coverage.

How much is car insurance in Arlington for teenagers?

Car insurance for teenagers costs $136 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Arlington?

The average cost of car insurance is $755 for a six-month policy. It will cost around $131 per month to insure your car in Arlington.

Is car insurance expensive in Arlington?

Car insurance can be expensive in Arlington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Arlington can be affordable.

Cheapest Car Insurance Quotes in Arlington

Why you can trust Way?

How Much Is Car Insurance in Arlington

Avg. Car Insurance in Arlington

Avg. Car Insurance in Iowa

National Average

Cheapest Car Insurance Companies in Arlington

1st place: West Bend Mutual

2nd place: Grange

3rd place: Travelers

Arlington Car Insurance Rates by Company

Cheap Car Insurance Companies in Arlington, IA

Way's key takeaways about car insurance in Arlington

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Arlington

Cheapest Liability Coverage in Arlington, IA

Cheapest Full Coverage Car Insurance in Arlington

Cheapest Full Coverage Car Insurance Quotes in Arlington, IA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Arlington by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Arlington, IA increasing?

Car Insurance Premiums by Age in Arlington

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Arlington,IA

If you are in your twenties N/A is the best choice for car insurance in Arlington.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Arlington

Cheapest Car Insurance Companies after an At-Fault Accident in Arlington

Arlington Car Insurance Rates by Violation

Arlington auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Arlington after a DUI

Arlington car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Arlington after Speeding ticket

Car Insurance Price Trends in Arlington, Iowa

Average Car Insurance Cost in Arlington by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Arlington, IA

Car Insurance Rates by State in the USA (2025 Update)

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