Cheapest Car Insurance Quotes in Blockton

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Blockton Car Insurance

^$ 20

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Blockton

The car insurance rate in Blockton is $811 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $427, making it a popular choice for budget-conscious drivers. Rates in Blockton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Blockton

$811

Avg. Car Insurance in Iowa

$699

National Average

$1140

Cheapest Car Insurance Companies in Blockton

1st place: West Bend Mutual

At $427 for a six month policy, West Bend Mutual offers the cheapest auto insurance rates in the city.

2nd place: Grange

Grange offers auto insurance rates at $483 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $510 for six months, making it the third cheapest auto insurance company in Blockton.

Blockton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Blockton, IA is West Bend Mutual, offering policies at just $427 for a six-month term. This is followed by Grange, which has an average six-month premium of $483.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1592 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blockton drivers find the best deals.

Cheap Car Insurance Companies in Blockton, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$427	$71
Grange	$483	$82
Travelers	$510	$86
Auto-Owners Insurance Co	$517	$88
Hastings Mutual	$530	$88
Westfield	$565	$96
IMT Insurance Company	$586	$97
State Farm	$696	$117
American Family	$717	$121
USAA	$764	$129
Pekin	$778	$130
Progressive	$785	$132
Auto-Owners	$951	$159
Farm Bureau Mutual (IA Group)	$958	$162
Farm Bureau	$1075	$179
Nationwide	$1275	$217
Grinnell Mutual	$1392	$232
Allstate	$1592	$268

Key Takeaways

Way's key takeaways about car insurance in Blockton

The auto insurance costs in Blockton fall around $427 for six months.
The cheapest auto insurance company in Blockton is Pekin.
Teen drivers pay the highest rate in Blockton at $686 per month.

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Cheapest Minimum Liability Car Insurance in Blockton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Blockton are given below.

Pekin provides the cheapest minimum car insurance coverage in Blockton. Their Average 6 Month Premium is $117. West Bend is the most expensive at $145 for the same period.

Cheapest Liability Coverage in Blockton, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Pekin	$117	$20
Westfield	$124	$21
Hastings Mutual	$131	$22
Progressive	$138	$23
West Bend Mutual	$138	$23
USAA	$145	$24
Grange	$152	$26
State Farm	$152	$26
Farm Bureau Mutual (IA Group)	$166	$28
Auto-Owners Insurance Co	$173	$29
Iowa Farm Bureau	$186	$31
Travelers	$193	$32
Farm Bureau	$200	$34
American Family	$206	$35
Auto-Owners	$220	$37
Grinnell Mutual	$310	$52
Allstate	$455	$77
Nationwide	$483	$82
West Bend	$145	$24

Cheapest Full Coverage Car Insurance in Blockton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Blockton is West Bend Mutual at $71 per month and $427 for six months.

Cheapest Full Coverage Car Insurance Quotes in Blockton, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$427	$71
Grange	$483	$82
Travelers	$510	$86
Auto-Owners Insurance Co	$517	$88
Hastings Mutual	$530	$88
Westfield	$565	$96
IMT Insurance Company	$586	$97
State Farm	$696	$117
American Family	$717	$121
USAA	$764	$129
Pekin	$778	$130
Progressive	$785	$132
Auto-Owners	$951	$159
Farm Bureau Mutual (IA Group)	$958	$162
Farm Bureau	$1075	$179
Nationwide	$1275	$217
Grinnell Mutual	$1392	$232
Allstate	$1592	$268

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Average Car Insurance in Blockton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Blockton, IA increasing?

Despite maintaining a clean driving record, your car insurance rates in Blockton, Iowa, may be increasing due to several external factors. Iowa has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Blockton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Blockton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Blockton,IA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Blockton at $26 per month. At $4031 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$152	$26
Grange	$173	$29
West Bend Mutual	$186	$31
Iowa Farm Bureau	$213	$36
Travelers	$724	$122
USAA	$902	$152
Progressive	$1357	$229
State Farm	$1544	$260
American Family	$1826	$307
Farm Bureau	$2350	$392
Farm Bureau Mutual (IA Group)	$2584	$440
Auto-Owners	$2632	$438
Grinnell Mutual	$3129	$532
Allstate	$3445	$580
Nationwide	$4031	$686

Teen Car Insurance Rates in IA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Blockton, Grange is the cheapest car insurance provider. At $200 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Blockton is Grinnell Mutual, offering rates of around $2446 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$200	$34
Westfield	$241	$41
West Bend Mutual	$248	$42
Travelers	$269	$45
Progressive	$778	$131
American Family	$896	$151
State Farm	$1667	$281
Nationwide	$1819	$310
Farm Bureau	$1854	$309
Allstate	$2412	$411
Auto-Owners	$2433	$405
Grinnell Mutual	$2446	$416

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Car Insurance Rates with An Accident in Blockton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Blockton, IA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Blockton

The cheapest car insurance companies after an at-fault accident in Blockton include Hastings Mutual and Pekin, offering $131 and $159, respectively. Allstate is an expensive provider with an average six-month premium of $2184.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hastings Mutual	$131	$22
Pekin	$159	$27
Western National	$206	$35
Westfield	$206	$35
Grange	$234	$39
Auto-Owners Insurance Co	$241	$41
West Bend Mutual	$241	$41
State Farm	$503	$85
Travelers	$517	$87
Progressive	$731	$123
Grinnell Mutual	$827	$139
American Family	$951	$160
USAA	$1061	$176
Auto-Owners	$1247	$212
Farm Bureau Mutual (IA Group)	$1413	$235
Farm Bureau	$1750	$298
Nationwide	$2025	$338
Allstate	$2184	$368

Blockton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Blockton IA. For example, the car insurance in Blockton after a DUI increases to $826 for a six month policy. While the rate increases by $117 for a six-month policy in the case of a speeding ticket.

Blockton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$972	$162
One Med/PIP claim	$985	$167
Not-at-fault accident	$1013	$169
One comp claim	$1041	$177
Two Med/PIP claims	$1068	$177
Child safety restraint	$1089	$186
Failure to show documents	$1089	$181
Failure to wear a seat belt	$1089	$186
Speeding 6 - 10 MPH over limit	$1089	$181
Two comp claims	$1089	$186
Driving without lights	$1095	$182
Driving with expired registration	$1123	$191
Failure to yield	$1123	$187
Illegal turn	$1123	$191
Failure to stop at a red light	$1130	$188
Wrong way/wrong lane	$1137	$194
Cell phone violation	$1144	$190
Driving too slowly	$1144	$195
Speeding 11 - 15 MPH over limit	$1144	$190
Texting while driving	$1144	$195
Speeding 16 - 20 MPH over limit	$1151	$191
Speeding in school zone	$1165	$198
Improper passing	$1172	$195
Following too closely	$1179	$201
At-fault accident - less than $1000	$1199	$200
Passing school bus	$1219	$208
Operating a vehicle without permission	$1282	$213
At-fault accident - $1000-$2000	$1303	$222
Speeding 21 - 25 MPH over limit	$1303	$217
At-fault accident - greater than $2000	$1310	$223
In 65 MPH zone	$1399	$233
Open container	$1474	$251
Racing	$1661	$277
Driving with a suspended license	$1695	$288
Reckless driving	$1737	$289
Refusal to submit to a chemical test	$1764	$300
DUI	$1798	$299
Leaving scene of an accident/hit and run	$1819	$310

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Blockton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Blockton.

The cheapest car insurance premiums in Blockton are offered by Western National at $206 for a six-month policy. However, it can be as expensive as $2695 with companies like Grinnell Mutual.

Blockton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$206	$35
Grange	$269	$45
Travelers	$269	$45
West Bend Mutual	$269	$45
Progressive	$517	$87
State Farm	$600	$101
American Family	$985	$166
Allstate	$2116	$360
Auto-Owners	$2253	$376
Farm Bureau	$2350	$399
Nationwide	$2522	$420
Grinnell Mutual	$2695	$458

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Blockton are offered by Westfield at $152. However, it can be as expensive as $1764 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Blockton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$152	$26
West Bend Mutual	$179	$30
Western National	$206	$35
Iowa Farm Bureau	$227	$38
Travelers	$227	$38
Grange	$234	$39
State Farm	$393	$66
Progressive	$579	$97
American Family	$696	$117
Farm Bureau	$1317	$219
Grinnell Mutual	$1392	$237
Nationwide	$1598	$267
Auto-Owners	$1654	$281
Allstate	$1764	$293

Car Insurance Price Trends in Blockton, Iowa

Car insurance rates in Blockton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Blockton remained steady at $162 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Blockton remained steady at $34 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Blockton?

The car insurance in Blockton is $20 per month, which is lower than the national average.

What is the cheapest car insurance in Blockton?

The cheapest car insurance in Blockton is $71 per month for full coverage.

How much is car insurance in Blockton for teenagers?

Car insurance for teenagers costs $152 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Blockton?

The average cost of car insurance is $699 for a six-month policy. It will cost around $136 per month to insure your car in Blockton.

Is car insurance expensive in Blockton?

Car insurance can be expensive in Blockton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Blockton can be affordable.

Cheapest Car Insurance Quotes in Blockton

Why you can trust Way?

How Much Is Car Insurance in Blockton

Avg. Car Insurance in Blockton

Avg. Car Insurance in Iowa

National Average

Cheapest Car Insurance Companies in Blockton

1st place: West Bend Mutual

2nd place: Grange

3rd place: Travelers

Blockton Car Insurance Rates by Company

Cheap Car Insurance Companies in Blockton, IA

Way's key takeaways about car insurance in Blockton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Blockton

Cheapest Liability Coverage in Blockton, IA

Cheapest Full Coverage Car Insurance in Blockton

Cheapest Full Coverage Car Insurance Quotes in Blockton, IA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Blockton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Blockton, IA increasing?

Car Insurance Premiums by Age in Blockton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Blockton,IA

If you are in your twenties N/A is the best choice for car insurance in Blockton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Blockton

Cheapest Car Insurance Companies after an At-Fault Accident in Blockton

Blockton Car Insurance Rates by Violation

Blockton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Blockton after a DUI

Blockton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Blockton after Speeding ticket

Car Insurance Price Trends in Blockton, Iowa

Average Car Insurance Cost in Blockton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Blockton, IA

Car Insurance Rates by State in the USA (2025 Update)

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