Cheapest Car Insurance Quotes in Clarion

Finding the cheapest car insurance quotes in Clarion shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Clarion Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Clarion

The car insurance rate in Clarion is $636 for a six-month policy, which is $63 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $335, making it a popular choice for budget-conscious drivers. Rates in Clarion can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Clarion

$636

Avg. Car Insurance in Iowa

$699

National Average

$1140

Cheapest Car Insurance Companies in Clarion

1st place: West Bend Mutual

At $335 for a six month policy, West Bend Mutual offers the cheapest auto insurance rates in the city.

2nd place: Grange

Grange offers auto insurance rates at $379 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $400 for six months, making it the third cheapest auto insurance company in Clarion.

Clarion Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Clarion, IA is West Bend Mutual, offering policies at just $335 for a six-month term. This is followed by Grange, which has an average six-month premium of $379.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1249 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Clarion drivers find the best deals.

Cheap Car Insurance Companies in Clarion, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$335	$56
Grange	$379	$65
Travelers	$400	$67
Auto-Owners Insurance Co	$406	$69
Hastings Mutual	$416	$69
Westfield	$443	$76
IMT Insurance Company	$460	$76
State Farm	$546	$92
American Family	$562	$95
USAA	$600	$101
Pekin	$611	$102
Progressive	$616	$104
Auto-Owners	$746	$125
Farm Bureau Mutual (IA Group)	$752	$127
Farm Bureau	$844	$140
Nationwide	$1000	$170
Grinnell Mutual	$1092	$182
Allstate	$1249	$210

Key Takeaways

Way's key takeaways about car insurance in Clarion

The auto insurance costs in Clarion fall around $335 for six months.
The cheapest auto insurance company in Clarion is Pekin.
Teen drivers pay the highest rate in Clarion at $538 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Clarion

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Clarion are given below.

Pekin provides the cheapest minimum car insurance coverage in Clarion. Their Average 6 Month Premium is $92. West Bend is the most expensive at $114 for the same period.

Cheapest Liability Coverage in Clarion, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Pekin	$92	$15
Westfield	$97	$16
Hastings Mutual	$103	$17
Progressive	$108	$18
West Bend Mutual	$108	$18
USAA	$114	$19
Grange	$119	$20
State Farm	$119	$20
Farm Bureau Mutual (IA Group)	$130	$22
Auto-Owners Insurance Co	$136	$23
Iowa Farm Bureau	$146	$25
Travelers	$151	$25
Farm Bureau	$157	$26
American Family	$162	$27
Auto-Owners	$173	$29
Grinnell Mutual	$243	$41
Allstate	$357	$60
Nationwide	$379	$65
West Bend	$114	$19

Cheapest Full Coverage Car Insurance in Clarion

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Clarion is West Bend Mutual at $56 per month and $335 for six months.

Cheapest Full Coverage Car Insurance Quotes in Clarion, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$335	$56
Grange	$379	$65
Travelers	$400	$67
Auto-Owners Insurance Co	$406	$69
Hastings Mutual	$416	$69
Westfield	$443	$76
IMT Insurance Company	$460	$76
State Farm	$546	$92
American Family	$562	$95
USAA	$600	$101
Pekin	$611	$102
Progressive	$616	$104
Auto-Owners	$746	$125
Farm Bureau Mutual (IA Group)	$752	$127
Farm Bureau	$844	$140
Nationwide	$1000	$170
Grinnell Mutual	$1092	$182
Allstate	$1249	$210

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Clarion Instantly!

Average Car Insurance in Clarion by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Clarion, IA increasing?

Despite maintaining a clean driving record, your car insurance rates in Clarion, Iowa, may be increasing due to several external factors. Iowa has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Clarion's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Clarion

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Clarion,IA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Clarion at $20 per month. At $3162 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$119	$20
Grange	$136	$23
West Bend Mutual	$146	$25
Iowa Farm Bureau	$167	$28
Travelers	$568	$96
USAA	$708	$119
Progressive	$1065	$179
State Farm	$1211	$204
American Family	$1432	$241
Farm Bureau	$1844	$308
Farm Bureau Mutual (IA Group)	$2027	$345
Auto-Owners	$2065	$344
Grinnell Mutual	$2454	$418
Allstate	$2703	$455
Nationwide	$3162	$538

Teen Car Insurance Rates in IA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Clarion, Grange is the cheapest car insurance provider. At $157 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Clarion is Grinnell Mutual, offering rates of around $1919 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$157	$26
Westfield	$189	$32
West Bend Mutual	$195	$33
Travelers	$211	$35
Progressive	$611	$103
American Family	$703	$118
State Farm	$1308	$220
Nationwide	$1427	$243
Farm Bureau	$1454	$242
Allstate	$1892	$322
Auto-Owners	$1908	$318
Grinnell Mutual	$1919	$327

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Clarion.

Car Insurance Rates with An Accident in Clarion

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Clarion, IA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Clarion

The cheapest car insurance companies after an at-fault accident in Clarion include Hastings Mutual and Pekin, offering $103 and $125, respectively. Allstate is an expensive provider with an average six-month premium of $1714.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hastings Mutual	$103	$17
Pekin	$125	$21
Western National	$162	$27
Westfield	$162	$27
Grange	$184	$31
Auto-Owners Insurance Co	$189	$32
West Bend Mutual	$189	$32
State Farm	$395	$66
Travelers	$406	$68
Progressive	$573	$96
Grinnell Mutual	$649	$109
American Family	$746	$126
USAA	$833	$138
Auto-Owners	$978	$167
Farm Bureau Mutual (IA Group)	$1108	$185
Farm Bureau	$1373	$234
Nationwide	$1589	$265
Allstate	$1714	$288

Clarion Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Clarion IA. For example, the car insurance in Clarion after a DUI increases to $648 for a six month policy. While the rate increases by $91 for a six-month policy in the case of a speeding ticket.

Clarion auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$763	$127
One Med/PIP claim	$773	$131
Not-at-fault accident	$794	$133
One comp claim	$816	$139
Two Med/PIP claims	$838	$139
Child safety restraint	$854	$146
Failure to show documents	$854	$142
Failure to wear a seat belt	$854	$146
Speeding 6 - 10 MPH over limit	$854	$142
Two comp claims	$854	$146
Driving without lights	$859	$143
Driving with expired registration	$881	$150
Failure to yield	$881	$147
Illegal turn	$881	$150
Failure to stop at a red light	$886	$147
Wrong way/wrong lane	$892	$152
Cell phone violation	$897	$149
Driving too slowly	$897	$153
Speeding 11 - 15 MPH over limit	$897	$149
Texting while driving	$897	$153
Speeding 16 - 20 MPH over limit	$903	$150
Speeding in school zone	$914	$156
Improper passing	$919	$153
Following too closely	$925	$157
At-fault accident - less than $1000	$941	$157
Passing school bus	$956	$163
Operating a vehicle without permission	$1006	$167
At-fault accident - $1000-$2000	$1022	$174
Speeding 21 - 25 MPH over limit	$1022	$170
At-fault accident - greater than $2000	$1027	$175
In 65 MPH zone	$1097	$183
Open container	$1157	$197
Racing	$1303	$217
Driving with a suspended license	$1330	$226
Reckless driving	$1362	$227
Refusal to submit to a chemical test	$1384	$236
DUI	$1411	$235
Leaving scene of an accident/hit and run	$1427	$243

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Clarion after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Clarion.

The cheapest car insurance premiums in Clarion are offered by Western National at $162 for a six-month policy. However, it can be as expensive as $2114 with companies like Grinnell Mutual.

Clarion car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$162	$27
Grange	$211	$35
Travelers	$211	$35
West Bend Mutual	$211	$35
Progressive	$406	$68
State Farm	$470	$79
American Family	$773	$130
Allstate	$1660	$282
Auto-Owners	$1767	$295
Farm Bureau	$1844	$313
Nationwide	$1978	$329
Grinnell Mutual	$2114	$359

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Clarion are offered by Westfield at $119. However, it can be as expensive as $1384 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Clarion after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$119	$20
West Bend Mutual	$140	$24
Western National	$162	$27
Iowa Farm Bureau	$178	$30
Travelers	$178	$30
Grange	$184	$31
State Farm	$308	$52
Progressive	$454	$76
American Family	$546	$92
Farm Bureau	$1033	$172
Grinnell Mutual	$1092	$186
Nationwide	$1254	$209
Auto-Owners	$1298	$220
Allstate	$1384	$230

Car Insurance Price Trends in Clarion, Iowa

Car insurance rates in Clarion have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Clarion remained steady at $127 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Clarion remained steady at $26 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Clarion?

The car insurance in Clarion is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Clarion?

The cheapest car insurance in Clarion is $56 per month for full coverage.

How much is car insurance in Clarion for teenagers?

Car insurance for teenagers costs $119 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Clarion?

The average cost of car insurance is $699 for a six-month policy. It will cost around $106 per month to insure your car in Clarion.

Is car insurance expensive in Clarion?

Car insurance can be expensive in Clarion if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Clarion can be affordable.

Cheapest Car Insurance Quotes in Clarion

Why you can trust Way?

How Much Is Car Insurance in Clarion

Avg. Car Insurance in Clarion

Avg. Car Insurance in Iowa

National Average

Cheapest Car Insurance Companies in Clarion

1st place: West Bend Mutual

2nd place: Grange

3rd place: Travelers

Clarion Car Insurance Rates by Company

Cheap Car Insurance Companies in Clarion, IA

Way's key takeaways about car insurance in Clarion

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Clarion

Cheapest Liability Coverage in Clarion, IA

Cheapest Full Coverage Car Insurance in Clarion

Cheapest Full Coverage Car Insurance Quotes in Clarion, IA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Clarion by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Clarion, IA increasing?

Car Insurance Premiums by Age in Clarion

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Clarion,IA

If you are in your twenties N/A is the best choice for car insurance in Clarion.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Clarion

Cheapest Car Insurance Companies after an At-Fault Accident in Clarion

Clarion Car Insurance Rates by Violation

Clarion auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Clarion after a DUI

Clarion car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Clarion after Speeding ticket

Car Insurance Price Trends in Clarion, Iowa

Average Car Insurance Cost in Clarion by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Clarion, IA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources