Cheapest Car Insurance Quotes in Coralville

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Coralville Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Coralville

The car insurance rate in Coralville is $601 for a six-month policy, which is $98 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $316, making it a popular choice for budget-conscious drivers. Rates in Coralville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Coralville

$601

Avg. Car Insurance in Iowa

$699

National Average

$1140

Cheapest Car Insurance Companies in Coralville

1st place: West Bend Mutual

At $316 for a six month policy, West Bend Mutual offers the cheapest auto insurance rates in the city.

2nd place: Grange

Grange offers auto insurance rates at $358 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $378 for six months, making it the third cheapest auto insurance company in Coralville.

Coralville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Coralville, IA is West Bend Mutual, offering policies at just $316 for a six-month term. This is followed by Grange, which has an average six-month premium of $358.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1180 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Coralville drivers find the best deals.

Cheap Car Insurance Companies in Coralville, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$316	$52
Grange	$358	$61
Travelers	$378	$64
Auto-Owners Insurance Co	$384	$65
Hastings Mutual	$393	$65
Westfield	$419	$71
IMT Insurance Company	$434	$72
State Farm	$516	$87
American Family	$531	$89
USAA	$567	$95
Pekin	$577	$96
Progressive	$582	$98
Auto-Owners	$705	$118
Farm Bureau Mutual (IA Group)	$710	$120
Farm Bureau	$797	$132
Nationwide	$945	$161
Grinnell Mutual	$1032	$172
Allstate	$1180	$199

Key Takeaways

Way's key takeaways about car insurance in Coralville

The auto insurance costs in Coralville fall around $316 for six months.
The cheapest auto insurance company in Coralville is Pekin.
Teen drivers pay the highest rate in Coralville at $508 per month.

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Cheapest Minimum Liability Car Insurance in Coralville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Coralville are given below.

Pekin provides the cheapest minimum car insurance coverage in Coralville. Their Average 6 Month Premium is $87. West Bend is the most expensive at $108 for the same period.

Cheapest Liability Coverage in Coralville, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Pekin	$87	$15
Westfield	$92	$15
Hastings Mutual	$97	$16
Progressive	$102	$17
West Bend Mutual	$102	$17
USAA	$108	$18
Grange	$113	$19
State Farm	$113	$19
Farm Bureau Mutual (IA Group)	$123	$21
Auto-Owners Insurance Co	$128	$22
Iowa Farm Bureau	$138	$23
Travelers	$143	$24
Farm Bureau	$148	$25
American Family	$153	$26
Auto-Owners	$163	$28
Grinnell Mutual	$230	$39
Allstate	$337	$57
Nationwide	$358	$61
West Bend	$108	$18

Cheapest Full Coverage Car Insurance in Coralville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Coralville is West Bend Mutual at $52 per month and $316 for six months.

Cheapest Full Coverage Car Insurance Quotes in Coralville, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$316	$52
Grange	$358	$61
Travelers	$378	$64
Auto-Owners Insurance Co	$384	$65
Hastings Mutual	$393	$65
Westfield	$419	$71
IMT Insurance Company	$434	$72
State Farm	$516	$87
American Family	$531	$89
USAA	$567	$95
Pekin	$577	$96
Progressive	$582	$98
Auto-Owners	$705	$118
Farm Bureau Mutual (IA Group)	$710	$120
Farm Bureau	$797	$132
Nationwide	$945	$161
Grinnell Mutual	$1032	$172
Allstate	$1180	$199

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Average Car Insurance in Coralville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Coralville, IA increasing?

Despite maintaining a clean driving record, your car insurance rates in Coralville, Iowa, may be increasing due to several external factors. Iowa has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Coralville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Coralville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Coralville,IA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Coralville at $19 per month. At $2989 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$113	$19
Grange	$128	$22
West Bend Mutual	$138	$23
Iowa Farm Bureau	$158	$27
Travelers	$537	$90
USAA	$669	$113
Progressive	$1006	$169
State Farm	$1145	$193
American Family	$1354	$228
Farm Bureau	$1742	$291
Farm Bureau Mutual (IA Group)	$1916	$326
Auto-Owners	$1951	$325
Grinnell Mutual	$2319	$395
Allstate	$2554	$430
Nationwide	$2989	$508

Teen Car Insurance Rates in IA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Coralville, Grange is the cheapest car insurance provider. At $148 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Coralville is Grinnell Mutual, offering rates of around $1814 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$148	$25
Westfield	$179	$30
West Bend Mutual	$184	$31
Travelers	$200	$34
Progressive	$577	$97
American Family	$664	$112
State Farm	$1236	$208
Nationwide	$1348	$230
Farm Bureau	$1374	$229
Allstate	$1788	$304
Auto-Owners	$1803	$300
Grinnell Mutual	$1814	$309

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Car Insurance Rates with An Accident in Coralville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Coralville, IA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Coralville

The cheapest car insurance companies after an at-fault accident in Coralville include Hastings Mutual and Pekin, offering $97 and $118, respectively. Allstate is an expensive provider with an average six-month premium of $1619.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hastings Mutual	$97	$16
Pekin	$118	$20
Western National	$153	$26
Westfield	$153	$26
Grange	$174	$29
Auto-Owners Insurance Co	$179	$30
West Bend Mutual	$179	$30
State Farm	$373	$63
Travelers	$384	$65
Progressive	$542	$91
Grinnell Mutual	$613	$103
American Family	$705	$119
USAA	$787	$131
Auto-Owners	$925	$157
Farm Bureau Mutual (IA Group)	$1047	$175
Farm Bureau	$1298	$221
Nationwide	$1502	$250
Allstate	$1619	$273

Coralville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Coralville IA. For example, the car insurance in Coralville after a DUI increases to $612 for a six month policy. While the rate increases by $87 for a six-month policy in the case of a speeding ticket.

Coralville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$721	$120
One Med/PIP claim	$730	$124
Not-at-fault accident	$751	$126
One comp claim	$771	$132
Two Med/PIP claims	$792	$132
Child safety restraint	$808	$138
Failure to show documents	$808	$134
Failure to wear a seat belt	$808	$138
Speeding 6 - 10 MPH over limit	$808	$134
Two comp claims	$808	$138
Driving without lights	$812	$135
Driving with expired registration	$832	$142
Failure to yield	$832	$138
Illegal turn	$832	$142
Failure to stop at a red light	$838	$139
Wrong way/wrong lane	$843	$144
Cell phone violation	$848	$141
Driving too slowly	$848	$144
Speeding 11 - 15 MPH over limit	$848	$141
Texting while driving	$848	$144
Speeding 16 - 20 MPH over limit	$853	$142
Speeding in school zone	$863	$147
Improper passing	$869	$144
Following too closely	$874	$149
At-fault accident - less than $1000	$889	$148
Passing school bus	$904	$154
Operating a vehicle without permission	$950	$158
At-fault accident - $1000-$2000	$966	$164
Speeding 21 - 25 MPH over limit	$966	$161
At-fault accident - greater than $2000	$971	$165
In 65 MPH zone	$1037	$173
Open container	$1093	$186
Racing	$1232	$206
Driving with a suspended license	$1256	$213
Reckless driving	$1287	$214
Refusal to submit to a chemical test	$1308	$223
DUI	$1333	$222
Leaving scene of an accident/hit and run	$1348	$230

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Coralville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Coralville.

The cheapest car insurance premiums in Coralville are offered by Western National at $153 for a six-month policy. However, it can be as expensive as $1998 with companies like Grinnell Mutual.

Coralville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$153	$26
Grange	$200	$34
Travelers	$200	$34
West Bend Mutual	$200	$34
Progressive	$384	$65
State Farm	$445	$75
American Family	$730	$123
Allstate	$1569	$267
Auto-Owners	$1670	$279
Farm Bureau	$1742	$296
Nationwide	$1870	$311
Grinnell Mutual	$1998	$340

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Coralville are offered by Westfield at $113. However, it can be as expensive as $1308 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Coralville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$113	$19
West Bend Mutual	$132	$22
Western National	$153	$26
Iowa Farm Bureau	$169	$28
Travelers	$169	$28
Grange	$174	$29
State Farm	$292	$49
Progressive	$429	$72
American Family	$516	$87
Farm Bureau	$976	$163
Grinnell Mutual	$1032	$175
Nationwide	$1185	$198
Auto-Owners	$1226	$208
Allstate	$1308	$218

Car Insurance Price Trends in Coralville, Iowa

Car insurance rates in Coralville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Coralville remained steady at $120 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Coralville remained steady at $25 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Coralville?

The car insurance in Coralville is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Coralville?

The cheapest car insurance in Coralville is $52 per month for full coverage.

How much is car insurance in Coralville for teenagers?

Car insurance for teenagers costs $113 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Coralville?

The average cost of car insurance is $699 for a six-month policy. It will cost around $101 per month to insure your car in Coralville.

Is car insurance expensive in Coralville?

Car insurance can be expensive in Coralville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Coralville can be affordable.

Cheapest Car Insurance Quotes in Coralville

Why you can trust Way?

How Much Is Car Insurance in Coralville

Avg. Car Insurance in Coralville

Avg. Car Insurance in Iowa

National Average

Cheapest Car Insurance Companies in Coralville

1st place: West Bend Mutual

2nd place: Grange

3rd place: Travelers

Coralville Car Insurance Rates by Company

Cheap Car Insurance Companies in Coralville, IA

Way's key takeaways about car insurance in Coralville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Coralville

Cheapest Liability Coverage in Coralville, IA

Cheapest Full Coverage Car Insurance in Coralville

Cheapest Full Coverage Car Insurance Quotes in Coralville, IA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Coralville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Coralville, IA increasing?

Car Insurance Premiums by Age in Coralville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Coralville,IA

If you are in your twenties N/A is the best choice for car insurance in Coralville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Coralville

Cheapest Car Insurance Companies after an At-Fault Accident in Coralville

Coralville Car Insurance Rates by Violation

Coralville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Coralville after a DUI

Coralville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Coralville after Speeding ticket

Car Insurance Price Trends in Coralville, Iowa

Average Car Insurance Cost in Coralville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Coralville, IA

Car Insurance Rates by State in the USA (2025 Update)

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