Cheapest Car Insurance Quotes in Glenwood

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Glenwood Car Insurance

^$ 20

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glenwood

The car insurance rate in Glenwood is $868 for a six-month policy, which is $113 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $423, making it a popular choice for budget-conscious drivers. Rates in Glenwood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glenwood

$868

Avg. Car Insurance in Iowa

$755

National Average

$1278

Cheapest Car Insurance Companies in Glenwood

1st place: West Bend Mutual

At $423 for a six month policy, West Bend Mutual offers the cheapest auto insurance rates in the city.

2nd place: Grange

Grange offers auto insurance rates at $478 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $506 for six months, making it the third cheapest auto insurance company in Glenwood.

Glenwood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glenwood, IA is West Bend Mutual, offering policies at just $423 for a six-month term. This is followed by Grange, which has an average six-month premium of $478.

At the higher end of the spectrum, Grinnell Mutual is the most expensive, with rates reaching $1380 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glenwood drivers find the best deals.

Cheap Car Insurance Companies in Glenwood, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$423	$70
Grange	$478	$82
Travelers	$506	$85
Auto-Owners Insurance Co	$513	$87
Hastings Mutual	$526	$87
Westfield	$560	$95
IMT Insurance Company	$581	$97
American Family	$615	$103
State Farm	$758	$128
Pekin	$772	$131
Progressive	$779	$131
USAA	$785	$132
West Bend	$895	$150
Farm Bureau Mutual (IA Group)	$950	$161
IMT	$1025	$171
Auto-Owners	$1162	$198
Farm Bureau	$1311	$218
Allstate	$1640	$276
Nationwide	$1722	$286
Grinnell Mutual	$1380	$230

Key Takeaways

Way's key takeaways about car insurance in Glenwood

The auto insurance costs in Glenwood fall around $423 for six months.
The cheapest auto insurance company in Glenwood is Pekin.
Teen drivers pay the highest rate in Glenwood at $528 per month.

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Cheapest Minimum Liability Car Insurance in Glenwood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glenwood are given below.

Pekin provides the cheapest minimum car insurance coverage in Glenwood. Their Average 6 Month Premium is $116. Grinnell Mutual is the most expensive at $307 for the same period.

Cheapest Liability Coverage in Glenwood, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Pekin	$116	$20
Westfield	$123	$21
Hastings Mutual	$130	$22
Progressive	$130	$22
West Bend Mutual	$137	$23
Grange	$151	$25
USAA	$158	$26
Farm Bureau Mutual (IA Group)	$164	$28
Auto-Owners Insurance Co	$171	$29
State Farm	$171	$29
Iowa Farm Bureau	$184	$31
IMT	$191	$32
Travelers	$191	$32
Farm Bureau	$218	$37
West Bend	$218	$37
American Family	$225	$38
Auto-Owners	$239	$40
Allstate	$451	$76
Nationwide	$539	$92
Grinnell Mutual	$307	$52

Cheapest Full Coverage Car Insurance in Glenwood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glenwood is West Bend Mutual at $70 per month and $423 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glenwood, IA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
West Bend Mutual	$423	$70
Grange	$478	$82
Travelers	$506	$85
Auto-Owners Insurance Co	$513	$87
Hastings Mutual	$526	$87
Westfield	$560	$95
IMT Insurance Company	$581	$97
American Family	$615	$103
State Farm	$758	$128
Pekin	$772	$131
Progressive	$779	$131
USAA	$785	$132
West Bend	$895	$150
Farm Bureau Mutual (IA Group)	$950	$161
IMT	$1025	$171
Auto-Owners	$1162	$198
Farm Bureau	$1311	$218
Allstate	$1640	$276
Nationwide	$1722	$286
Grinnell Mutual	$1380	$230

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Average Car Insurance in Glenwood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glenwood, IA increasing?

Despite maintaining a clean driving record, your car insurance rates in Glenwood, Iowa, may be increasing due to several external factors. Iowa has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glenwood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glenwood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Glenwood,IA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Glenwood at $25 per month. At $3102 for a six-month premium, Grinnell Mutual offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$151	$25
Grange	$171	$29
West Bend Mutual	$184	$31
Iowa Farm Bureau	$212	$36
Travelers	$718	$121
American Family	$1018	$171
USAA	$1285	$216
Progressive	$1531	$258
State Farm	$1796	$302
IMT	$1858	$309
Farm Bureau Mutual (IA Group)	$2562	$436
West Bend	$2746	$458
Farm Bureau	$2800	$476
Auto-Owners	$2897	$483
Allstate	$3504	$590
Nationwide	$5458	$910
Grinnell Mutual	$3102	$528

Teen Car Insurance Rates in IA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glenwood, Grange is the cheapest car insurance provider. At $198 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glenwood is Grinnell Mutual, offering rates of around $2425 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Grange	$198	$33
Westfield	$239	$40
West Bend Mutual	$246	$41
Travelers	$267	$45
American Family	$274	$46
Progressive	$758	$128
IMT	$1359	$227
USAA	$1448	$246
West Bend	$1592	$266
Farm Bureau	$2261	$384
State Farm	$2363	$398
Nationwide	$2452	$417
Allstate	$2575	$429
Auto-Owners	$2978	$506
Grinnell Mutual	$2425	$413

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Car Insurance Rates with An Accident in Glenwood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glenwood, IA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glenwood

The cheapest car insurance companies after an at-fault accident in Glenwood include Hastings Mutual and Pekin, offering $130 and $158, respectively. Nationwide is an expensive provider with an average six-month premium of $2774.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hastings Mutual	$130	$22
Pekin	$158	$26
Western National	$205	$35
Westfield	$205	$35
Grange	$232	$39
Auto-Owners Insurance Co	$239	$40
West Bend Mutual	$239	$40
Grinnell Mutual	$253	$43
Travelers	$513	$86
State Farm	$574	$97
American Family	$656	$110
Progressive	$785	$132
USAA	$1120	$189
Farm Bureau Mutual (IA Group)	$1401	$238
Auto-Owners	$1503	$251
West Bend	$1503	$255
IMT	$1605	$268
Farm Bureau	$2131	$362
Allstate	$2261	$381
Nationwide	$2774	$471

Glenwood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glenwood IA. For example, the car insurance in Glenwood after a DUI increases to $818 for a six month policy. While the rate increases by $116 for a six-month policy in the case of a speeding ticket.

Glenwood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$964	$161
One Med/PIP claim	$976	$166
Not-at-fault accident	$1004	$168
One comp claim	$1032	$176
Two Med/PIP claims	$1059	$176
Child safety restraint	$1080	$184
Failure to show documents	$1080	$179
Failure to wear a seat belt	$1080	$184
Speeding 6 - 10 MPH over limit	$1080	$179
Two comp claims	$1080	$184
Driving without lights	$1086	$181
Driving with expired registration	$1113	$190
Failure to yield	$1113	$185
Illegal turn	$1113	$190
Failure to stop at a red light	$1120	$186
Wrong way/wrong lane	$1127	$192
Cell phone violation	$1134	$189
Driving too slowly	$1134	$193
Speeding 11 - 15 MPH over limit	$1134	$189
Texting while driving	$1134	$193
Speeding 16 - 20 MPH over limit	$1141	$190
Speeding in school zone	$1155	$197
Improper passing	$1162	$193
Following too closely	$1168	$199
At-fault accident - less than $1000	$1189	$198
Passing school bus	$1209	$206
Operating a vehicle without permission	$1271	$212
At-fault accident - $1000-$2000	$1291	$220
Speeding 21 - 25 MPH over limit	$1291	$215
At-fault accident - greater than $2000	$1298	$221
In 65 MPH zone	$1387	$231
Open container	$1462	$248
Racing	$1647	$275
Driving with a suspended license	$1680	$285
Reckless driving	$1722	$286
Refusal to submit to a chemical test	$1749	$298
DUI	$1782	$297
Leaving scene of an accident/hit and run	$1803	$307

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glenwood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glenwood.

The cheapest car insurance premiums in Glenwood are offered by American Family at $198 for a six-month policy. However, it can be as expensive as $2671 with companies like Grinnell Mutual.

Glenwood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American Family	$198	$33
Western National	$205	$35
Grange	$267	$45
Travelers	$267	$45
West Bend Mutual	$267	$45
Progressive	$738	$124
IMT	$1359	$227
USAA	$1448	$246
West Bend	$1592	$266
Farm Bureau	$2261	$384
State Farm	$2275	$383
Nationwide	$2452	$417
Allstate	$2575	$429
Auto-Owners	$2978	$506
Grinnell Mutual	$2671	$454

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glenwood are offered by Westfield at $151. However, it can be as expensive as $1380 with companies like Grinnell Mutual for a similar six-month premium.

Cheapest Car Insurance in Glenwood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$151	$25
West Bend Mutual	$177	$30
American Family	$198	$33
Western National	$205	$35
Iowa Farm Bureau	$225	$38
Travelers	$225	$38
Grange	$232	$39
State Farm	$539	$91
Progressive	$676	$114
USAA	$1045	$174
IMT	$1427	$243
Farm Bureau	$1605	$268
West Bend	$1803	$307
Allstate	$1885	$314
Auto-Owners	$1975	$336
Nationwide	$2172	$362
Grinnell Mutual	$1380	$235

Car Insurance Price Trends in Glenwood, Iowa

Car insurance rates in Glenwood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glenwood rose by $177 in January compared to $161 of December. In other words, there has been an increase by $16 when you compare January and December.

The average cost of liability insurance in the Glenwood remained steady at $33 in both January and December, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Glenwood?

The car insurance in Glenwood is $20 per month, which is lower than the national average.

What is the cheapest car insurance in Glenwood?

The cheapest car insurance in Glenwood is $70 per month for full coverage.

How much is car insurance in Glenwood for teenagers?

Car insurance for teenagers costs $151 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glenwood?

The average cost of car insurance is $755 for a six-month policy. It will cost around $145 per month to insure your car in Glenwood.

Is car insurance expensive in Glenwood?

Car insurance can be expensive in Glenwood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glenwood can be affordable.

Cheapest Car Insurance Quotes in Glenwood

Why you can trust Way?

How Much Is Car Insurance in Glenwood

Avg. Car Insurance in Glenwood

Avg. Car Insurance in Iowa

National Average

Cheapest Car Insurance Companies in Glenwood

1st place: West Bend Mutual

2nd place: Grange

3rd place: Travelers

Glenwood Car Insurance Rates by Company

Cheap Car Insurance Companies in Glenwood, IA

Way's key takeaways about car insurance in Glenwood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Glenwood

Cheapest Liability Coverage in Glenwood, IA

Cheapest Full Coverage Car Insurance in Glenwood

Cheapest Full Coverage Car Insurance Quotes in Glenwood, IA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Glenwood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Glenwood, IA increasing?

Car Insurance Premiums by Age in Glenwood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Glenwood,IA

If you are in your twenties N/A is the best choice for car insurance in Glenwood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Glenwood

Cheapest Car Insurance Companies after an At-Fault Accident in Glenwood

Glenwood Car Insurance Rates by Violation

Glenwood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Glenwood after a DUI

Glenwood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Glenwood after Speeding ticket

Car Insurance Price Trends in Glenwood, Iowa

Average Car Insurance Cost in Glenwood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Glenwood, IA

Car Insurance Rates by State in the USA (2025 Update)

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